Help Finance Limited
About Help Finance Limited
Data last updated:
Help Finance Limited is a public limited company based in Amritsar, Punjab, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 19 December 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1996PLC019189. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹3.21 Cr. It is led by directors including Monika and Balbir Singh.
Its last annual general meeting (AGM) was held on 30 September 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office is at 39 – B Back Side Market A Block New Amritsar, Punjab, India – 143001.
As per the financials filed for FY 2018, the company reported a revenue of ₹2.98 Cr, a decline of 27% compared to the previous year. For the same year it recorded a net loss of ₹1.47 Cr (net margin -49.4%) and EBITDA of ₹2.04 Cr (EBITDA margin 68.4%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years.
As per MCA filings, the company has open charges of ₹25.28 Cr on record. Court records list 6 cases involving the company, including 3 filed by the company and 3 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
CIN History of Help Finance Limited
Help Finance has one previous CIN (Corporate Identification Number): U65921PB1996PTC019189. The current CIN is U65921PB1996PLC019189, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921PB1996PLC019189 | Current |
| U65921PB1996PTC019189 | Previous |
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address39 – B Back Side Market A Block New Amritsar, Punjab, India – 143001
- IndustryFinancial Services, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Help Finance Limited
The main business activity of Help Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Help Finance Limited FY 2018 filings available
Help Finance Limited reported revenue of ₹2.98 Cr (down 27% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR) of Help Finance Limited
Revenue has declined at a compounded annual rate (CAGR) of 2% over three years, including a 27% fall in the latest year. EBITDA fell 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Help Finance Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | ₹2.98 Cr | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | ₹2.04 Cr | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹1.47 Cr | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Help Finance Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 68.4% | •••• | •••• | •••• |
| Net Profit Margin | -49.4% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Help Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Help Finance Limited
Help Finance has 3 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Monika | Director | 08 Jul 2019 | 7 Years 3 Months | Current |
| Balbir Singh | Director | 23 May 2019 | 7 Years 4 Months | Current |
| Mohan Lal | Director | 19 Sep 2011 | 15 Years 1 Months | Current |
Peer Comparison of Help Finance Limited
Help Finance Limited is compared with the companies closest to it by revenue in the BFSI industry (Finance, NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Advetaya Business Consultant Private Limited | ₹4.12 Cr (FY 2024) | •••• | •••• | -17.0% | •••• | Bangalore, Karnataka, India |
| SCJS Land & Finance Limited | ₹4.11 Cr (FY 2025) | •••• | •••• | 315.0% | •••• | New Delhi, Delhi, India |
| Home Plus Finance Private Limited | ₹4.11 Cr (FY 2025) | •••• | •••• | 27.0% | •••• | Madurai, Tamil Nadu, India |
| Kothari World Finance Limited | ₹4.1 Cr (FY 2019) | •••• | •••• | 3.0% | •••• | Mumbai, Maharashtra, India |
| Datta Medicare and Finance (Enterprises) Private Limited | ₹4.1 Cr (FY 2025) | •••• | •••• | 2.0% | •••• | Thane, Maharashtra, India |
| Mandar Learning Academy Private Limited | ₹4.09 Cr (FY 2025) | •••• | •••• | 5.0% | •••• | Kolkata, West Bengal, India |
| Utopian Dreams Private Limited | ₹4.09 Cr (FY 2025) | •••• | •••• | 14.0% | •••• | Delhi, India |
| Sarwadi Finance Private Limited | ₹4.09 Cr (FY 2025) | •••• | •••• | -23.0% | •••• | Kolkata, West Bengal, India |
| Hari Finance & Trade Pvt Ltd | ₹4.08 Cr (FY 2024) | •••• | •••• | 51.0% | •••• | Kolkata, West Bengal, India |
| Shelter Finance Limited | ₹4.08 Cr (FY 2025) | •••• | •••• | 13.0% | •••• | Thrissur, Kerala, India |
| Help Finance Limited this company | ₹2.98 Cr (FY 2018) | •••• | •••• | -27.0% | •••• | Amritsar, Punjab, India |
Peers are the five companies nearest above and the five nearest below Help Finance by revenue in the BFSI industry (Finance, NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Help Finance Limited
Help Finance Limited is audited by SAT PAL SHARMA & CO. for the financial year 2018.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SAT PAL SHARMA & CO. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Help Finance Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Help Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 20 Oct 2016 | Others | ₹10 Cr | Open |
| 29 Jul 2016 | Others | ₹61 Lakh | Open |
| 25 May 2016 | Others | ₹1.76 Cr | Open |
| 15 Mar 2016 | Others | ₹83 Lakh | Open |
| 20 Jan 2016 | Sarabjot Singh Gill | ₹71.7 Lakh | Open |
Total charge records: 18 View all charges
Legal Cases of Help Finance Limited
Help Finance Limited has 6 court cases on record: 3 filed by Help Finance, 3 filed against it. All cases are disposed. Status as checked between 29 Sep 2026 and 02 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 3 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Civil suit | Filed against the company by an individual | Disposed |
| District court, South East, Delhi | Civil suit | Filed against the company by an individual | Disposed |
| District court, Amritsar, Punjab | Civil suit | Filed against the company by an individual | Disposed |
| District court, Amritsar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, Gurdaspur, Punjab | Court case (CRR) | Filed by the company against an individual | Disposed |
Full case history
All 6 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Help Finance Limited
Employment history and EPFO contributions of people linked to Help Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Help Finance Limited
Help Finance Limited has 13 board changes on record since 2011: 3 appointments and 10 cessations. The latest: Monika was appointed as Director on 08 Jul 2019.
34 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Help Finance Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Help Finance Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Help Finance Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Help Finance Limited
Help Finance has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Help Finance Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Help Finance Limited
Help Finance is an active public limited company based in Amritsar, Punjab, India. The company works in nbfc, within the financial services industry. It was incorporated on 19 December 1996 (30+ years old) and is registered under CIN U65921PB1996PLC019189.
Help Finance reported revenue of ₹2.98 Cr for FY 2018 (down 27% YoY).
Help Finance has 3 current directors:
- Monika - Director
- Balbir Singh - Director
- Mohan Lal - Director
Help Finance reported a net loss of ₹1.47 Cr (net margin -49.4%) and EBITDA of ₹2.04 Cr (EBITDA margin 68.4%) for FY 2018, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Help Finance is -2% over three years. In the latest year (FY 2018) revenue fell 27%. CAGR is the steady yearly rate that links the first and the last year.
No. Help Finance has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Help Finance is U65921PB1996PLC019189. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Help Finance has 6 court cases on record: 3 filed by the company and 3 filed against it.
Help Finance was incorporated on 19 December 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Help Finance by revenue are Advetaya Business Consultant Private Limited, SCJS Land & Finance Limited, Home Plus Finance Private Limited, Kothari World Finance Limited, Datta Medicare and Finance (Enterprises) Private Limited and 5 more, all in the BFSI industry (Finance, NBFC).
Monika was appointed as Director on 08 Jul 2019. Anuradha Maindiratta ceased to be Director on 24 May 2019. Balbir Singh was appointed as Director on 23 May 2019. Help Finance has 13 board changes on record in total.