
HLFX Financial Services Private Limited
About HLFX Financial Services Private Limited
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HLFX Financial Services Private Limited is a private limited company based in Hoshiarpur, Punjab, India. It operates in the financial auxiliary services segment of the financial services sector. It was incorporated on 24 September 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67100PB2019PTC050044.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Urmila Rani and Savita Arora.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. 2 Sutheri Road, Hoshiarpur, Punjab, India – 146001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.31 Lakh, a decline of 39% compared to the previous year. For the same year it recorded a net loss of ₹30,876 (net margin -23.6%) and EBITDA of -₹30,869 (EBITDA margin -23.6%). Revenue has declined at a compounded annual rate (CAGR) of 20% over three years and 34% over five years.
Company details
Contact details
HLFX Financial Services Private Limited's registered office is in Hoshiarpur, Punjab. Its e-mail address is in the company report.
- Email
- Registered AddressShop No. 2 Sutheri Road, Hoshiarpur, Punjab, India – 146001
- IndustryFinancial Services, Auxiliary To Financial Intermediatory
To see the full contact details of HLFX Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of HLFX Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of HLFX Financial Services Private Limited, buy the company report.
Financials of HLFX Financial Services Private Limited
FY 2025 filings availableHLFX Financial Services Private Limited reported revenue of ₹1.31 Lakh (down 39% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 34% over five years, including a 39% fall in the latest year. EBITDA fell 261% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹30,869 | ||||
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| Net Profit (PAT) | -₹30,876 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -23.6% | ||||
| Net Profit Margin | -23.6% | ||||
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To see the full financial statements and ratios of HLFX Financial Services Private Limited, buy the company report.
Board of directors of HLFX Financial Services Private Limited
HLFX Financial Services has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Urmila Rani | Director | 24 Sep 2019 | 7 Years 1 Months | Current |
| Savita Arora | Director | 24 Sep 2019 | 7 Years 1 Months | Current |
Peer comparison
HLFX Financial Services Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Pulinkara Ten Star Nidhi Limited | ₹1.31 Lakh (FY 2022) | 379.0% | Chalakudy, Kerala, India | |||
| Navagraha Chits Private Limited | ₹1.31 Lakh (FY 2021) | -39.0% | Gokak, Karnataka, India | |||
| Naturland Securities Private Limited | ₹1.31 Lakh (FY 2025) | -100.0% | Pukhrayan, Uttar Pradesh, India | |||
| Explonova Forex and Financial Services Private Limited | ₹1.31 Lakh (FY 2024) | Pune, Maharashtra, India | ||||
| G.S.P. Enterprises Private Limited | ₹1.31 Lakh (FY 2018) | 19.0% | Mumbai, Maharashtra, India | |||
| HLFX Financial Services Private Limitedthis company | ₹1.31 Lakh (FY 2025) | -₹30,876 | -23.6% | -39.0% | Hoshiarpur, Punjab, India | |
| Virtue Nidhi Limited | ₹1.31 Lakh (FY 2020) | 14.0% | Lucknow, Uttar Pradesh, India | |||
| Aavali Home Linen Private Limited | ₹1.31 Lakh (FY 2019) | -92.0% | Ahmedabad, Gujarat, India | |||
| Larnin Consultancy Services Private Limited | ₹1.31 Lakh (FY 2025) | -89.0% | Patna, Bihar, India | |||
| Tirupur Arul Sakthi Chits Private Limited | ₹1.31 Lakh (FY 2023) | Tirupur, Tamil Nadu, India | ||||
| Kousik Securities Private Limited | ₹1.31 Lakh (FY 2025) | 21660.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of HLFX Financial Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving HLFX Financial Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for HLFX Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for HLFX Financial Services Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
HLFX Financial Services Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Savita Arora was appointed as Director on 24 Sep 2019.
Frequently asked questions
HLFX Financial Services is an active private limited company based in Hoshiarpur, Punjab, India. The company works in auxiliary to financial intermediatory, within the financial services industry. It was incorporated on 24 September 2019 (7+ years old) and is registered under CIN U67100PB2019PTC050044.
HLFX Financial Services has 2 current directors:
- Urmila Rani - Director
- Savita Arora - Director
The latest financial statements of HLFX Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of HLFX Financial Services is U67100PB2019PTC050044. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
HLFX Financial Services was incorporated on 24 September 2019, making it 7+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of HLFX Financial Services by revenue are Pulinkara Ten Star Nidhi Limited, Navagraha Chits Private Limited, Naturland Securities Private Limited, Explonova Forex and Financial Services Private Limited, G.S.P. Enterprises Private Limited and 5 more, all in the same principal business activity (other financial activities).
Savita Arora was appointed as Director on 24 Sep 2019. Urmila Rani was appointed as Director on 24 Sep 2019.
The registered office of HLFX Financial Services is at Shop No. 2 Sutheri Road, Hoshiarpur, Punjab, India – 146001.
HLFX Financial Services operates in the financial services industry, in the auxiliary to financial intermediatory segment.
HLFX Financial Services can be reached at its registered office: Shop No. 2 Sutheri Road, Hoshiarpur, Punjab, India – 146001.
HLFX Financial Services is registered under the jurisdiction of the Registrar of Companies (ROC), Chandigarh.

