Home Credit India Finance Private Limited - Company Profile

It is a internet private limited company based in Delhi, Delhi, India, established in 1997.

1997 Delhi, Delhi, India Active

Last Updated: January 24, 2026

About Home Credit India Finance Private Limited

Home Credit India Finance Private Limited, a active private limited company, was established on 01 October 1997 in Delhi, Delhi, India. Engaging in online financial services within the financial and insurance service sector, it holds CIN: U65910DL1997PTC422426. Registered under ROC Roc Delhi. it is unlisted. It has an authorized capital of ₹2,100.00 Cr and a paid-up capital of ₹1,320.20 Cr.

Formerly known as Rajshree Auto Finance Limited, Rajshree Auto Finance Private Limited. It upholds a compliant status. Employing 3,726 professional, Its leadership includes Kuppusamy Iyengar Gopaladesikan (Director), Kunnawalkam Elayavalli Ranganathan (Director), Chittranjan Dua (Director). Past directors included Jagdish Prasad, Pavel Rozehnal, Jignaben Nikhil Mehta. It holds ₹4,105.40 Cr open charges and ₹11,072.38 Cr settled loans. Its latest AGM occurred on 26 July 2025, with the balance sheet filed on 31 March 2025. It is based at S-7, Second Floor, Manish Chambers 4,, Plot No. 7, Lsc, Sector-12, Dwarka, Delhi, Delhi, 110075.

Company Details

CIN/LLPIN
U65910DL1997PTC422426
Registration Number
422426
Incorporation Date
01 October 1997
Authorized Capital
₹2,100.00 Cr
Paid-Up Capital
₹1,320.20 Cr
ROC Code
Roc Delhi
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 2,100.00 Cr as on 24-01-2026
Paid Up Capital ₹ 1,320.20 Cr as on 24-01-2026
Company Age 28 Year, 4 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 4,105.40 Cr as on 24-01-2026
Satisfied Charges ₹ 11,072.38 Cr as on 24-01-2026
Revenue Growth **** 11.24% (FY 2024)
Profit Growth **** 77.49% (FY 2024)
Ebitda **** 16.79% (FY 2024)
Net Worth 7.27% (FY 2024)
Total Assets **** 14.19% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Home Credit India Finance Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

Access Report

Who are the key members and board of directors at Home Credit India Finance Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Kuppusamy Iyengar Gopaladesikan	Director	03 Feb 2025	Current
Kunnawalkam Elayavalli Ranganathan	Director	03 Feb 2025	Current
Chittranjan Dua	Director	24 Jun 2025	Current
Meena Hemchandra	Additional Director	15 Dec 2025	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	30 Sep 2022	Past
Pramod Abcsdd	Additional Director	30 Sep 2013	Past
Pramod Abcsdd	Director	15 Sep 2011	Past
Pramod Abcsdd	Director	15 Sep 2011	Past
Pramod Abcsdd	Director	15 Sep 2011	Past
Pramod Abcsdd	Director	15 Sep 2011	Past

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Financial Performance of Home Credit India Finance.

Home Credit India Finance Private Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 11.24% increase. The company also saw a substantial improvement in profitability, with a 77.49% increase in profit. The company's net worth moved up by a moderate rise of 7.27%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

11.24%

*******

Revenue from Operations

*******

12.06%

*******

Total Assets

*******

14.19%

*******

Profit or Loss

*******

77.49%

*******

Net Worth

*******

7.27%

*******

EBITDA

*******

16.79%

*******

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What is the Ownership and Shareholding Structure of Home Credit India Finance?

In 2024, Home Credit India Finance had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹41,054,000,000.00

Satisfied Charges

₹110,723,750,000.00

Charges Breakdown by Lending Institutions

Others : 3705.40 Cr
Axis Bank Limited : 350.00 Cr
Hdfc Bank Limited : 50.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
24 Sep 2025	Others	₹250.00 Cr	Open
21 Aug 2025	Others	₹5.00 Cr	Open
20 Jun 2025	Others	₹200.00 Cr	Open
29 Mar 2025	Others	₹250.00 Cr	Open
28 Jan 2025	Others	₹3,000.00 Cr	Open

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How Many Employees Work at Home Credit India Finance?

Home Credit India Finance has a workforce of 3726 employees as of Sep 25, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Home Credit India Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Home Credit India Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Home Credit India Finance

Recent Activity within the Organization

Director Appointment

Meena Hemchandra was appointed as a Additional Director was appointed as a Additional Director on 15 Dec 2025 & has been associated with this company since 2 months 15 days . was recorded as a recent event.
15 Dec 2025
Charges

Progress on A charge registered on 30 Sep 2024 via Charge ID 100984362 with Others was fully satisfied on 05 Dec 2025. was documented.
05 Dec 2025
Charges

Progress on A charge with Others amounted to Rs. 250.00 Cr with Charge ID 101162768 was registered on 24 Sep 2025. was documented.
24 Sep 2025
Charges

The activity A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101150937 was registered on 21 Aug 2025. was completed.
21 Aug 2025
Annual General Meeting

Home Credit India Finance Private Limited last Annual general meeting of members was held on 26 Jul 2025 as per latest MCA records. was recorded as a recent event.
26 Jul 2025
Charges

A charge with Axis Bank Limited of Rs. 350.00 Cr registered on 17 May 2017 with Charge ID 100102635 was modified on 23 Jul 2025. was recorded as a recent event.
23 Jul 2025

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