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Home Credit India Finance Private Limited - Company Profile

It is a internet private limited company based in Delhi, Delhi, India, established in 1997.

1997 | Delhi, Delhi, India | Active
Last Updated:

About Home Credit India Finance Private Limited

Home Credit India Finance Private Limited, a active private limited company, was established on 01 October 1997 in Delhi, Delhi, India. Engaging in online financial services within the financial and insurance service sector, it holds CIN: U65910DL1997PTC422426. Registered under ROC Roc Delhi. it is unlisted. It has an authorized capital of ₹2,100.00 Cr and a paid-up capital of ₹1,320.20 Cr.

Formerly known as Rajshree Auto Finance Limited, Rajshree Auto Finance Private Limited. It upholds a compliant status. Employing 3,726 professional, Its leadership includes Deepali Pant Rajeev Joshi (Director), Kuppusamy Iyengar Gopaladesikan (Director), Kunnawalkam Elayavalli Ranganathan (Director). Past directors included Jagdish Prasad, Pavel Rozehnal, Jignaben Nikhil Mehta. It holds ₹4,175.40 Cr open charges and ₹11,002.38 Cr settled loans. Its latest AGM occurred on 26 July 2025, with the balance sheet filed on 31 March 2025. It is based at S-7, Second Floor, Manish Chambers 4,, Plot No. 7, Lsc, Sector-12, Dwarka, Delhi, Delhi, 110075.

Company Details

  • CIN/LLPIN

    U65910DL1997PTC422426

  • Registration Number

    422426

  • Incorporation Date

    01 October 1997

  • Authorized Capital

    ₹2,100.00 Cr

  • Paid-Up Capital

    ₹1,320.20 Cr

  • ROC Code

    Roc Delhi

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 2,100.00 Cr
  • Paid Up Capital ₹ 1,320.20 Cr
  • Company Age 28 Year, 1 Month
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 4,175.40 Cr
  • Satisfied Charges ₹ 11,002.38 Cr
  • Revenue Growth -4.36%
  • Profit Growth 244.35%
  • Ebitda 12.13%
  • Net Worth 4.31%
  • Total Assets 12.02%
Company report

Home Credit India Finance Private Limited

Company Report FY 2025-2026

Explore comprehensive insights into Home Credit India Finance Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Home Credit India Finance Private Limited?

Current Directors

NameDesignationAppointment DateStatus
Deepali Pant Rajeev JoshiDirector03 Feb 2025Current
Kuppusamy Iyengar GopaladesikanDirector03 Feb 2025Current
Kunnawalkam Elayavalli RanganathanDirector03 Feb 2025Current
Chittranjan DuaDirector24 Jun 2025Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddAdditional Director30 Sep 2022Past
Pramod AbcsddAdditional Director30 Sep 2013Past
Pramod AbcsddDirector15 Sep 2011Past
Pramod AbcsddDirector15 Sep 2011Past
Pramod AbcsddDirector15 Sep 2011Past
Pramod AbcsddDirector15 Sep 2011Past

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Financial Performance of Home Credit India Finance.

Home Credit India Finance Private Limited, for the financial year ended 2023, experienced Minor drop in revenue, with a 4.36% decrease. The company also saw a substantial improvement in profitability, with a 244.35% increase in profit. The company's net worth moved up by a moderate rise of 4.31%.

Home Credit India Finance revenue growth over time
Home Credit India Finance profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
-4.36%
Revenue from Operations
-4.96%
Total Assets
12.02%
Profit or Loss
244.35%
Net Worth
4.31%
EBITDA
12.13%

What is the Ownership and Shareholding Structure of Home Credit India Finance?

In 2023, Home Credit India Finance had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

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Charges (Loans)

Open Charges

₹41,754,000,000.00

Satisfied Charges

₹110,023,750,000.00

Charges Breakdown by Lending Institutions

  • Others : 3775.40 Cr
  • Axis Bank Limited : 350.00 Cr
  • Hdfc Bank Limited : 50.00 Cr

Latest Charge Details

DateLenderAmountStatus
24 Sep 2025Others₹250.00 CrOpen
21 Aug 2025Others₹5.00 CrOpen
20 Jun 2025Others₹200.00 CrOpen
29 Mar 2025Others₹250.00 CrOpen
28 Jan 2025Others₹3,000.00 CrOpen

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How Many Employees Work at Home Credit India Finance?

Home Credit India Finance has a workforce of 3726 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Home Credit India Finance Private Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Home Credit India Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Home Credit India Finance's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Home Credit India Finance

Recent Activity within the Organization

  • Charges

    The activity A charge with Others amounted to Rs. 250.00 Cr with Charge ID 101162768 was registered on 24 Sep 2025. was completed.

  • Charges

    Progress on A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101150937 was registered on 21 Aug 2025. was documented.

  • Annual General Meeting

    The activity Home Credit India Finance Private Limited last Annual general meeting of members was held on 26 Jul 2025 as per latest MCA records. was completed.

  • Charges

    A charge with Axis Bank Limited of Rs. 350.00 Cr registered on 17 May 2017 with Charge ID 100102635 was modified on 23 Jul 2025. was recorded as a recent event.

  • Charges

    Progress on A charge registered on 05 Jun 2024 via Charge ID 100934698 with Others was fully satisfied on 18 Jul 2025. was documented.

  • Director Appointment

    Chittranjan Dua was appointed as a Director was appointed as a Director on 24 Jun 2025 & has been associated with this company since 5 months 2 days . was recorded as a recent event.

Recent News, Updates & Announcement

Frequently Asked Questions

  • What is the CIN of Home Credit India Finance Private Limited?

    The CIN of Home Credit India Finance Private Limited is U65910DL1997PTC422426.

  • Where is Home Credit India Finance Private Limited headquartered?

    Home Credit India Finance Private Limited is headquartered at S-7, Second Floor, Manish Chambers 4,, Plot No. 7, Lsc, Sector-12, Dwarka, Delhi, Delhi, 110075.

  • When was Home Credit India Finance Private Limited incorporated?

    Home Credit India Finance Private Limited was incorporated on 01 October 1997.

  • Who are the current directors of Home Credit India Finance Private Limited?

    The current directors of Home Credit India Finance Private Limited are

  • What is the primary industry of Home Credit India Finance Private Limited?

    The primary industry of Home Credit India Finance Private Limited is Financial And Insurance Service.

  • Is Home Credit India Finance Private Limited a listed company?

    Home Credit India Finance Private Limited is unlisted.

  • What is the capital structure of Home Credit India Finance Private Limited?

    The authorized capital of Home Credit India Finance Private Limited is ₹2,100.00 Cr, and the paid-up capital is ₹1,320.20 Cr.

  • What is the compliance status of Home Credit India Finance Private Limited?

    The compliance status of Home Credit India Finance Private Limited is Compliant.

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