Hram Microfinance Foundation
About Hram Microfinance Foundation
Data last updated:
Hram Microfinance Foundation is a private not for profit company based in Nagpur, Maharashtra, India. It operates in the bank intermediatories segment of the financial services sector. It was incorporated on 15 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Nagpur, under CIN U65190MH2016NPL273135.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Abdul Karim Abdul Gaffar Patel and Shabina Anjum Abdul Karim Patel.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Aadarsh Nagar Umred Road, Nagpur, Maharashtra, India – 440009.
As per the financials filed for FY 2024, the company reported a revenue of ₹12.06 Lakh, a growth of 11% compared to the previous year. For the same year it recorded a net profit of ₹16,800 (net margin 1.4%) and EBITDA of ₹1.07 Lakh (EBITDA margin 8.8%). Revenue has grown at a compounded annual rate (CAGR) of 20% over three years and 27% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Hram Microfinance Foundation's registered office is in Nagpur, Maharashtra. Its e-mail address is in the company report.
- Email
- Registered AddressAadarsh Nagar Umred Road, Nagpur, Maharashtra, India – 440009
- IndustryFinancial Services, Bank Intermediatories, Monetary Intermediation
To see the full contact details of Hram Microfinance Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Hram Microfinance Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Hram Microfinance Foundation, buy the company report.
Financials of Hram Microfinance Foundation
FY 2024 filings availableHram Microfinance Foundation reported revenue of ₹12.06 Lakh (up 11% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 27% over five years, including 11% growth in the latest year. EBITDA rose 19% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.07 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹16,800 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.8% | ||||
| Net Profit Margin | 1.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Hram Microfinance Foundation, buy the company report.
Board of directors of Hram Microfinance Foundation
Hram Microfinance Foundation has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Abdul Karim Abdul Gaffar Patel | Director | 15 Feb 2016 | 10 Years 8 Months | Current |
| Shabina Anjum Abdul Karim Patel | Director | 15 Feb 2016 | 10 Years 8 Months | Current |
Peer comparison
Hram Microfinance Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fortunity Finserve Advisory Private Limited | ₹12.07 Lakh (FY 2025) | -52.0% | Pune, Maharashtra, India | |||
| Arulmigu Sri Rajarajesvari Chitfund Private Limited | ₹12.07 Lakh (FY 2023) | -15.0% | Tirunelveli, Tamil Nadu, India | |||
| Ajmer Forex and Travels Private Limited | ₹12.07 Lakh (FY 2022) | -24.0% | Ajmer, Rajasthan, India | |||
| Lsi Estates Private Limited | ₹12.07 Lakh (FY 2025) | 169.0% | Kolkata, West Bengal, India | |||
| Rose Dealers Private Limited | ₹12.06 Lakh (FY 2020) | 24.0% | Kolkata, West Bengal, India | |||
| Hram Microfinance Foundationthis company | ₹12.06 Lakh (FY 2024) | ₹16,800 | 1.4% | 11.0% | Nagpur, Maharashtra, India | |
| Kotagiri Commerce Pvt Ltd | ₹12.06 Lakh (FY 2025) | -35.0% | Nagpur, Maharashtra, India | |||
| Mahalakshmi Financial Services Private Limited | ₹12.05 Lakh (FY 2018) | -11.0% | Hosur, Tamil Nadu, India | |||
| Pec Potentiometers Private Limited | ₹12.05 Lakh (FY 2025) | 14.0% | Hyderabad, Telangana, India | |||
| RLR Saptapadi Chits Private Limited | ₹12.05 Lakh (FY 2024) | -30.0% | Hyderabad, Telangana, India | |||
| Self-Reliant Advisors Private Limited | ₹12.04 Lakh (FY 2024) | 32.0% | Nagpur, Maharashtra, India |
To see the full peer comparison of Hram Microfinance Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Hram Microfinance Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Hram Microfinance Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Hram Microfinance Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Hram Microfinance Foundation has 2 board changes on record since 2016: 2 appointments. The latest: Abdul Karim Abdul Gaffar Patel was appointed as Director on 15 Feb 2016.
Frequently asked questions
Hram Microfinance Foundation is an active private not for profit company based in Nagpur, Maharashtra, India. The company works in bank intermediatories, within the financial services industry. It was incorporated on 15 February 2016 (10+ years old) and is registered under CIN U65190MH2016NPL273135.
Hram Microfinance Foundation has 2 current directors:
- Abdul Karim Abdul Gaffar Patel - Director
- Shabina Anjum Abdul Karim Patel - Director
The latest financial statements of Hram Microfinance Foundation on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Hram Microfinance Foundation is U65190MH2016NPL273135. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Hram Microfinance Foundation was incorporated on 15 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Nagpur.
The peers of Hram Microfinance Foundation by revenue are Fortunity Finserve Advisory Private Limited, Arulmigu Sri Rajarajesvari Chitfund Private Limited, Ajmer Forex and Travels Private Limited, Lsi Estates Private Limited, Rose Dealers Private Limited and 5 more, all in the same principal business activity (other financial activities).
Abdul Karim Abdul Gaffar Patel was appointed as Director on 15 Feb 2016. Shabina Anjum Abdul Karim Patel was appointed as Director on 15 Feb 2016.
The registered office of Hram Microfinance Foundation is at Aadarsh Nagar Umred Road, Nagpur, Maharashtra, India – 440009.
Hram Microfinance Foundation operates in the financial services industry, in the bank intermediatories segment.
The compliance status of Hram Microfinance Foundation is compliant as of 25 August 2026. The company is actively filing with the Registrar of Companies.
Hram Microfinance Foundation can be reached at its registered office: Aadarsh Nagar Umred Road, Nagpur, Maharashtra, India – 440009.