Humanwelfare Chits (Ponallur) Private Limited
About Humanwelfare Chits (Ponallur) Private Limited
Data last updated:
Humanwelfare Chits (Ponallur) Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 14 January 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033125. Its GSTIN is 32AADCH3317H1Z1 (Kerala).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹57.95 Lakh. It is led by directors including Joseph Ignatious Thanikkal and Thilakan Moothedath Kochakkan.
Its last annual general meeting (AGM) was held on 13 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No:VII/413 Ground Floor S N G S Building P O Kanjany, Thrissur, Kerala, India – 680612.
As per the financials filed for FY 2025, the company reported a revenue of ₹38.84 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net loss of ₹7.56 Lakh (net margin -19.5%) and EBITDA of ₹23.43 Lakh (EBITDA margin 60.3%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 10% over five years.
Court records list 13 cases involving the company, including 13 filed by the company; 7 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Humanwelfare Chits (Ponallur) Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No:VII/413 Ground Floor S N G S Building P O Kanjany, Thrissur, Kerala, India – 680612
- IndustryFinancial Services, Financial Activities
To see the full contact details of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Humanwelfare Chits (Ponallur) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Financials of Humanwelfare Chits (Ponallur) Private Limited
FY 2025 filings availableHumanwelfare Chits (Ponallur) Private Limited reported revenue of ₹38.84 Lakh (down 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 10% over five years, including a 22% fall in the latest year. EBITDA fell 35% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹23.43 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹7.56 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 60.3% | ||||
| Net Profit Margin | -19.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Board of directors of Humanwelfare Chits (Ponallur) Private Limited
Humanwelfare Chits (Ponallur) has 13 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Joseph Ignatious Thanikkal | Director | 14 Jan 2013 | 13 Years 9 Months | Current |
| Thilakan Moothedath Kochakkan | Director | 13 Sep 2025 | 1 Years 1 Months | Current |
| Brahmakulath Thekath Thomakutty Rappai | Director | 31 Mar 2013 | 13 Years 7 Months | Current |
| Leena Karthikeyan | Director | 03 Dec 2016 | 9 Years 11 Months | Current |
| Valath Syamala Also directs: Human Welfare Kuries and Loans Pvt Ltd | Director | 13 Sep 2025 | 1 Years 1 Months | Current |
| Kaniyamparambil Sankaran Asokan Also directs: Human Welfare Kuries and Loans Pvt Ltd, Ponallur Nidhi Limited | Director | 18 Sep 2021 | 5 Years 1 Months | Current |
Peer comparison
Humanwelfare Chits (Ponallur) Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| K K Patel Finance Limited | ₹38.87 Lakh (FY 2025) | -85.0% | Indore, Madhya Pradesh, India | |||
| Sidharth Credit & Investment (Chennai) Private Limited | ₹38.85 Lakh (FY 2024) | 74.0% | Chennai, Tamil Nadu, India | |||
| Shivgulmeshwar Arban Multiple Nidhi Limited | ₹38.84 Lakh (FY 2023) | 0.0% | Beed, Maharashtra, India | |||
| Bizzaz Valuaddvisors Private Limited | ₹38.84 Lakh (FY 2024) | 10.0% | Bangalore, Karnataka, India | |||
| Daulat Finvest Private Limited | ₹38.84 Lakh (FY 2025) | 1080.0% | Kolkata, West Bengal, India | |||
| Humanwelfare Chits (Ponallur) Private Limitedthis company | ₹38.84 Lakh (FY 2025) | -₹7.56 Lakh | -19.5% | -22.0% | Thrissur, Kerala, India | |
| Sri Daditalli Chits Private Limited | ₹38.82 Lakh (FY 2025) | 123.0% | Bobbili, Andhra Pradesh, India | |||
| Kunnathukalathil Chitty Fund Private Limited | ₹38.77 Lakh (FY 2016) | 12.0% | Kottayam, Kerala, India | |||
| Sava Securities Private Limited | ₹38.76 Lakh (FY 2019) | -61.0% | Mumbai, Maharashtra, India | |||
| Iqra Microfinance Federation | ₹38.76 Lakh (FY 2021) | -31.0% | Varanasi, Uttar Pradesh, India | |||
| Nakul Securities Private Limited. | ₹38.75 Lakh (FY 2018) | -11.0% | New Delhi, Delhi, India |
To see the full peer comparison of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Auditor
Humanwelfare Chits (Ponallur) Private Limited is audited by R.RAJAN ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R.RAJAN ASSOCIATES | FY 2017 | 003422S |
Shareholding
The shareholding of Humanwelfare Chits (Ponallur) Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Legal cases
Humanwelfare Chits (Ponallur) Private Limited has 13 court cases on record: 13 filed by Humanwelfare Chits (Ponallur). 7 cases are pending and 6 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 13 | 0 | 7 |
Cases on record (5 of 13)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against Joy | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Humanwelfare Chits (Ponallur) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Humanwelfare Chits (Ponallur) has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCH3317H1Z1 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Humanwelfare Chits (Ponallur) Private Limited, buy the company report.
Recent activity
Humanwelfare Chits (Ponallur) Private Limited has 31 board changes on record since 2013: 22 appointments and 9 cessations. The latest: Chandran was appointed as Director on 13 Sep 2025.
22 earlier events are in the company report.
Frequently asked questions
Humanwelfare Chits (Ponallur) is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 14 January 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033125.
Humanwelfare Chits (Ponallur) has 13 current directors:
- Joseph Ignatious Thanikkal - Director
- Thilakan Moothedath Kochakkan - Director
- Brahmakulath Thekath Thomakutty Rappai - Director
- Leena Karthikeyan - Director
- Valath Syamala - Director
- Kaniyamparambil Sankaran Asokan - Director
- Porathurkittan Antony Joshey - Director
- Manikandan Kottarath - Director
- Sreeja Mohan - Director
- Haridas Karuppayil Sankaran - Director
- Mini - Director
- Vadakkeveettil Pradeep Kumar - Director
- Chandran - Director
The latest financial statements of Humanwelfare Chits (Ponallur) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 13 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Humanwelfare Chits (Ponallur) is 32AADCH3317H1Z1, registered in Kerala.
The CIN (Corporate Identification Number) of Humanwelfare Chits (Ponallur) is U65992KL2013PTC033125. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Humanwelfare Chits (Ponallur) has 13 court cases on record: 13 filed by the company. 7 are pending.
Humanwelfare Chits (Ponallur) was incorporated on 14 January 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Humanwelfare Chits (Ponallur) by revenue are K K Patel Finance Limited, Sidharth Credit & Investment (Chennai) Private Limited, Shivgulmeshwar Arban Multiple Nidhi Limited, Bizzaz Valuaddvisors Private Limited, Daulat Finvest Private Limited and 5 more, all in the same principal business activity (other financial activities).
Chandran was appointed as Director on 13 Sep 2025. Haridas Karuppayil Sankaran was appointed as Director on 13 Sep 2025. Mini was appointed as Director on 13 Sep 2025. Humanwelfare Chits (Ponallur) has 31 board changes on record in total.
The registered office of Humanwelfare Chits (Ponallur) is at Door No:VII413 Ground Floor S N G S Building P O Kanjany, Thrissur, Kerala, India – 680612.
Humanwelfare Chits (Ponallur) operates in the financial services industry, in the financial activities segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
