Idea Chits Irinjalakuda Private Limited
About Idea Chits Irinjalakuda Private Limited
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Idea Chits Irinjalakuda Private Limited is a private limited company based in Irinjalakuda, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 13 October 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2009PTC031257. Its GSTIN is 32AACCI6349H1ZN (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors including Alukkal Lonappan Joseph (Managing Director) and Pattathil Madhu.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. 357B Vellanikaran Building Main Road, Irinjalakuda, Kerala, India – 680121.
As per the financials filed for FY 2025, the company reported a revenue of ₹46.03 Lakh, a decline of 33% compared to the previous year. For the same year it recorded a net profit of ₹36,459 (net margin 0.8%) and EBITDA of ₹20.44 Lakh (EBITDA margin 44.4%). Revenue has declined at a compounded annual rate (CAGR) of 18% over three years and 12% over five years.
Court records list 119 cases involving the company, including 119 filed by the company; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Idea Chits Irinjalakuda has one previous CIN (Corporate Identification Number): U65992TZ2009PTC015536. The current CIN is U65992KL2009PTC031257, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992KL2009PTC031257 | Current |
| U65992TZ2009PTC015536 | Previous |
Contact details
Idea Chits Irinjalakuda Private Limited's registered office is in Irinjalakuda, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No. 357B Vellanikaran Building Main Road, Irinjalakuda, Kerala, India – 680121
- IndustryFinancial Services, Financial Activities
To see the full contact details of Idea Chits Irinjalakuda Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Idea Chits Irinjalakuda is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Idea Chits Irinjalakuda Private Limited, buy the company report.
Financials of Idea Chits Irinjalakuda Private Limited
FY 2025 filings availableIdea Chits Irinjalakuda Private Limited reported revenue of ₹46.03 Lakh (down 33% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 33% fall in the latest year. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹20.44 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹36,459 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
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| Investments | |||||
| Inventories | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 44.4% | ||||
| Net Profit Margin | 0.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Idea Chits Irinjalakuda Private Limited, buy the company report.
Board of directors of Idea Chits Irinjalakuda Private Limited
Idea Chits Irinjalakuda has 10 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pattathil Madhu | Director | 27 Sep 2017 | 9 Years 1 Months | Current |
| Giju Kottoli Paul | Director | 25 Sep 2023 | 3 Years 1 Months | Current |
| Radhesh Pazhate | Director | 26 Aug 2024 | 2 Years 2 Months | Current |
| Alukkal Lonappan Joseph Also directs: Corona Kuries Private Limited | Managing Director | 13 Oct 2009 | 17 Years 0 Months | Current |
| Parayil Devassikutty Paul Also directs: MRD Nidhi Limited, Innova Kuries Private Limited, New MRD Kuries Private Limited and 1 more | Director | 26 Aug 2024 | 2 Years 2 Months | Current |
| Moonjeli Devassy Jose Also directs: Corona Kuries Private Limited, Merlin Kuries Private Limited | Director | 13 Oct 2009 | 17 Years 0 Months | Current |
Peer comparison
Idea Chits Irinjalakuda Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tanuma Garments Pvt Ltd | ₹46.1 Lakh (FY 2025) | 75.0% | Kolkata, West Bengal, India | |||
| Manas Mercantile Private Limited | ₹46.08 Lakh (FY 2017) | -52.0% | Kolkata, West Bengal, India | |||
| Jinendra Fiscal Pvt. Ltd. | ₹46.08 Lakh (FY 2019) | 100.0% | Kolkata, West Bengal, India | |||
| Finxor Capital Private Limited | ₹46.07 Lakh (FY 2024) | 29.0% | Bangalore, Karnataka, India | |||
| Unitrade Assam Private Ltd | ₹46.06 Lakh (FY 2024) | 171.0% | A. C Lane, West Bengal, India | |||
| Idea Chits Irinjalakuda Private Limitedthis company | ₹46.03 Lakh (FY 2025) | ₹36,459 | 0.8% | -33.0% | Irinjalakuda, Kerala, India | |
| Family Home Finance Private Limited | ₹46.01 Lakh (FY 2018) | Mumbai, Maharashtra, India | ||||
| Asian Securities Exchange Pvt Ltd | ₹46 Lakh (FY 2021) | 34.0% | Kolkata, West Bengal, India | |||
| Sanidhya Securities Pvt Ltd | ₹45.99 Lakh (FY 2025) | -70.0% | Ahmedabad, Gujarat, India | |||
| SFS Finance Ltd. | ₹45.99 Lakh (FY 2025) | 272.0% | Kolkata, West Bengal, India | |||
| Parvatavardhani Investments Private Limited | ₹45.99 Lakh (FY 2025) | 122.0% | Thiruvananthapuram, Kerala, India |
To see the full peer comparison of Idea Chits Irinjalakuda Private Limited, buy the company report.
Auditor
Idea Chits Irinjalakuda Private Limited is audited by SATHISHJOHNKANICHAI for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SATHISHJOHNKANICHAI | FY 2017 | 029331 |
Shareholding
The shareholding of Idea Chits Irinjalakuda Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Idea Chits Irinjalakuda Private Limited, buy the company report.
Legal cases
Idea Chits Irinjalakuda Private Limited has 119 court cases on record: 119 filed by Idea Chits Irinjalakuda. 2 cases are pending and 117 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 118 | 0 | 2 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 119)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Court case (EA) | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Court case (RP) | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| High Court, Kerala | Court case (OP(C)) | Filed by the company against individuals | Disposed |
To see the full case history of Idea Chits Irinjalakuda Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Idea Chits Irinjalakuda Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Idea Chits Irinjalakuda has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AACCI6349H1ZN | Kerala | Active | 17 Sep 2017 |
To see the full GST registrations and return filing status of Idea Chits Irinjalakuda Private Limited, buy the company report.
Recent activity
Idea Chits Irinjalakuda Private Limited has 18 board changes on record since 2009: 10 appointments and 8 cessations. The latest: Anand Madhavamenon Puthoor was appointed as Additional Director on 24 Sep 2024.
9 earlier events are in the company report.
Frequently asked questions
Idea Chits Irinjalakuda is an active private limited company based in Irinjalakuda, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 13 October 2009 (17+ years old) and is registered under CIN U65992KL2009PTC031257.
Idea Chits Irinjalakuda has 10 current directors:
- Alukkal Lonappan Joseph - Managing Director
- Pattathil Madhu - Director
- Giju Kottoli Paul - Director
- Radhesh Pazhate - Director
- Parayil Devassikutty Paul - Director
- Moonjeli Devassy Jose - Director
- Anand Madhavamenon Puthoor - Additional Director
- Stanly Lazar - Additional Director
- Telson Kottoly Paily - Director
- Elanjikottil Ramakrishnan Babu - Director
The latest financial statements of Idea Chits Irinjalakuda on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Idea Chits Irinjalakuda is 32AACCI6349H1ZN, registered in Kerala.
The CIN (Corporate Identification Number) of Idea Chits Irinjalakuda is U65992KL2009PTC031257. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Idea Chits Irinjalakuda has 119 court cases on record: 119 filed by the company. 2 are pending. Most are in the district courts.
Idea Chits Irinjalakuda was incorporated on 13 October 2009, making it 17+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Idea Chits Irinjalakuda by revenue are Tanuma Garments Pvt Ltd, Manas Mercantile Private Limited, Jinendra Fiscal Pvt. Ltd, Finxor Capital Private Limited, Unitrade Assam Private Ltd and 5 more, all in the same principal business activity (other financial activities).
Anand Madhavamenon Puthoor was appointed as Additional Director on 24 Sep 2024. Stanly Lazar was appointed as Additional Director on 24 Sep 2024. Parayil Devassikutty Paul was appointed as Director on 26 Aug 2024. Idea Chits Irinjalakuda has 18 board changes on record in total.
The registered office of Idea Chits Irinjalakuda is at Door No. 357B Vellanikaran Building Main Road, Irinjalakuda, Kerala, India – 680121.
Idea Chits Irinjalakuda operates in the financial services industry, in the financial activities segment.
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