About Ifl Finance Limited
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Ifl Finance Limited is a public limited company based in New Delhi, Delhi, India, a subsidiary of India Finsec Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 17 September 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65910DL2015PLC285284. Its GSTIN is 07AADCI9142H1ZI (Delhi). The company holds 6 GST registrations, of which 5 are active.
The company has an authorised share capital of ₹125 Cr and a paid-up capital of ₹84.76 Cr. It is led by directors including Gopal Bansal (Managing Director) and Sunita Bansal (Whole-Time Director).
Its last annual general meeting (AGM) was held on 20 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at D – 16 First Floor Above Icici Bank Prashant Vihar Sector – 14 Rohini, New Delhi, Delhi, India – 110085.
As per the financials filed for FY 2025, the company reported a revenue of ₹71.37 Cr, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹18.13 Cr (net margin 25.4%) and EBITDA of ₹51.57 Cr (EBITDA margin 72.3%). Revenue has grown at a compounded annual rate (CAGR) of 45% over three years and 36% over five years.
The company has about 201 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹623.06 Cr and satisfied charges of ₹148 Cr on record. Court records list 270 cases involving the company, including 242 filed by the company and 28 filed against it; 89 cases are pending. The company has 12 deals on record (6 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹15.26 Cr; the latest was in August 2021. Its 3 peer companies in the BFSI industry (Finance, Gold NBFCs, Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 1 larger and 2 smaller; the largest is Bwda Finance Limited with revenue of ₹72.75 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website iflhousingfinance.com.
Company details
Contact details
Ifl Finance Limited's registered office is in New Delhi, Delhi. Its website is iflhousingfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressD – 16 First Floor Above Icici Bank Prashant Vihar Sector – 14 Rohini, New Delhi, Delhi, India – 110085
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Ifl Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ifl Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ifl Finance Limited, buy the company report.
Financials of Ifl Finance Limited
FY 2025 filings availableIfl Finance Limited reported revenue of ₹71.37 Cr (up 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 36% over five years, including 12% growth in the latest year. EBITDA rose 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹71.37 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹51.57 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹18.13 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
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| Investments | |||||
| Inventories | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 72.3% | ||||
| Net Profit Margin | 25.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Ifl Finance Limited, buy the company report.
Board of directors and KMP of Ifl Finance Limited
Ifl Finance Limited currently reports 6 directors and 1 key managerial person. 16 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunita Bansal Also directs: Gopal Bansal LLP, Daisy Distributors Private Limited | Whole-Time Director | 17 Sep 2015 | 11 Years 1 Months | Current |
| Ashish Bansal Also directs: Sanmm Fund Management LLP, Unlisto Securities Limited | Director | 07 Aug 2021 | 5 Years 3 Months | Current |
| Kriti Suri | Whole-Time Director | 07 Aug 2021 | 5 Years 3 Months | Current |
| Devi Dass Agarwal Also directs: India Finsec Limited, Oval Spectaclez Consultants LLP, Sarva Sidhaya Private Limited and 1 more | Director | 07 Aug 2021 | 5 Years 3 Months | Current |
| Prerna Matta Arora Also directs: Parthy and Widge Securities Private Limited | Cfo | 01 Nov 2022 | 4 Years 0 Months | Current |
| Gopal Bansal | Managing Director | 25 Mar 2017 | 9 Years 7 Months | Current |
Peer comparison
Ifl Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, Gold NBFCs, Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bwda Finance Limited | ₹72.75 Cr (FY 2025) | 21.0% | Villupuram, Tamil Nadu, India | |||
| Ifl Finance Limitedthis company | ₹71.37 Cr (FY 2025) | ₹18.13 Cr | 25.4% | 12.0% | 201 | New Delhi, Delhi, India |
| Muthoot Vehicle & Asset Finance Limited | ₹71.25 Cr (FY 2019) | 30.0% | Ernakulam, Kerala, India | |||
| U.P. Scheduled Castes Finance and Development Corp. Ltd. | ₹69.58 Cr (FY 2018) | -9.0% | Lucknow, Uttar Pradesh, India |
To see the full peer comparison of Ifl Finance Limited, buy the company report.
Auditor
Ifl Finance Limited is audited by AJAY RATTAN & CO., for the financial year 2025.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| AJAY RATTAN & CO., | FY 2025 | 012063N |
Shareholding
The shareholding of Ifl Finance Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ifl Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 06 Jun 2026 | 101313858 | Others | ₹6 Cr | Open | |
| 27 Apr 2026 | 101290681 | Others | ₹7.5 Cr | Open | |
| 30 Mar 2026 | 101276214 | Others | ₹11 Cr | Open | |
| 23 Mar 2026 | 101274663 | City Union Bank Limited | ₹7 Cr | Open | |
| 10 Mar 2026 | 101282389 | Others | ₹40 Cr | Open |
To see the full charge records of Ifl Finance Limited, buy the company report.
Total charge records: 88 View all charges
Deals & funding
Ifl Finance Limited has 12 deals on record (6 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹15.26 Cr; the latest was in August 2021.
Deals on record (5 of 12)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2019 | Rights issue | ₹5.01 Cr | Investors: India Finsec Limited , 3 individuals |
| Mar 2019 | Funding round | ₹5.46 Cr | Investors: India Finsec Limited |
| Jan 2019 | Rights issue | ₹1.2 Cr | Investors: India Finsec Limited , Arvind Kumar Bansal Huf, 2 individuals |
| Nov 2018 | Funding round | ₹9.8 Cr | Investors: India Finsec Limited |
| Nov 2018 | Rights issue | ₹6.09 Cr | Investors: India Finsec Limited , Gopal Bansal HUF, 2 individuals |
To see the full deal history of Ifl Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Ifl Finance Limited has 270 court cases on record: 242 filed by Ifl Finance, 28 filed against it. 89 cases are pending and 181 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 257 | 17 | 87 |
| High courts | 13 | 11 | 2 |
Cases on record (5 of 270)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against Anil | Pending |
| District court, Karnal, Haryana | Civil suit | Filed against the company by Anil | Disposed |
| District court, Visakapatnam, Andhra Pradesh | Civil suit | Filed against the company by an individual | Pending |
| District court, Karnal, Haryana | Civil suit | Filed against the company by an individual | Pending |
| District court, Tiruppur, Tamil Nadu | Court case (IP) | Filed against the company by an individual | Pending |
To see the full case history of Ifl Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Ifl Finance Limited was last rated by Brickwork on 16 Aug 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Brickwork | 16 Aug 2021 |
To see the full credit ratings and regulatory alerts of Ifl Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ifl Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Ifl Finance Limited has a workforce of 201 employees on its EPFO records as of Feb 19, 2026, across 1 active EPFO establishment.
GST
Ifl Finance has 6 GST registrations: 5 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCI9142H1ZI | Delhi | Active | 16 Jul 2017 |
| 08AADCI9142H1ZG | Rajasthan | Active | 03 May 2018 |
| 06AADCI9142H1ZK | Haryana | Active | 12 Jun 2018 |
| 23AADCI9142H1ZO | Madhya Pradesh | Active | 24 Dec 2018 |
To see the full GST registrations and return filing status of Ifl Finance Limited, buy the company report.
Recent activity
Ifl Finance Limited has 33 board changes on record since 2015: 20 appointments and 13 cessations. The latest: Khushboo Nilesh Rawat was appointed as Director on 06 Jun 2026.
156 earlier events are in the company report.
Frequently asked questions
Ifl Finance is an active public limited company based in New Delhi, Delhi, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 17 September 2015 (11+ years old) and is registered under CIN U65910DL2015PLC285284.
Ifl Finance has 7 current directors and KMP:
- Gopal Bansal - Managing Director
- Sunita Bansal - Whole-Time Director
- Kriti Suri - Whole-Time Director
- Ashish Bansal - Director
- Devi Dass Agarwal - Director
- Khushboo Nilesh Rawat - Director
- Prerna Matta Arora - Cfo
The latest financial statements of Ifl Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 20 August 2025. Year-wise statements from FY 2016 are in the company report.
The GSTIN of Ifl Finance is 07AADCI9142H1ZI, registered in Delhi. The company has 6 GST registrations in all, of which 5 are active and 1 is cancelled or inactive. Other active GSTINs include 08AADCI9142H1ZG (Rajasthan), 06AADCI9142H1ZK (Haryana), 23AADCI9142H1ZO (Madhya Pradesh).
The CIN (Corporate Identification Number) of Ifl Finance is U65910DL2015PLC285284. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ifl Finance has 270 court cases on record: 242 filed by the company and 28 filed against it. 89 are pending. Most are in the district courts.
Ifl Finance was incorporated on 17 September 2015, making it 11+ years old. It is registered with the Registrar of Companies, Delhi.
Ifl Finance has 12 deals on record (6 rights issues, 4 secondary share transfers, 2 funding rounds), with disclosed funding of ₹15.26 Cr; the latest was in August 2021.
The peers of Ifl Finance by revenue are Bwda Finance Limited, Muthoot Vehicle & Asset Finance Limited, U.P. Scheduled Castes Finance and Development Corp. Ltd, all in the BFSI industry (Finance, Gold NBFCs, Housing Finance), with the same principal business activity (other financial activities).
Khushboo Nilesh Rawat was appointed as Director on 06 Jun 2026. Amit Kumar Agarwal ceased to be Director on 07 Jul 2025. Ramesh Bansal ceased to be Director on 28 Oct 2024. Ifl Finance has 33 board changes on record in total.
Ifl Finance can be reached through the website iflhousingfinance.com. Its registered office is in New Delhi, Delhi, India.
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