About Ikf Finance Limited
Data last updated:
Ikf Finance Limited is a public limited company based in Vijayawada, Andhra Pradesh, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 30 May 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65992AP1991PLC012736. Its GSTIN is 37AAACI4784J3Z5 (Andhra Pradesh). The company holds 18 GST registrations, of which 15 are active.
The company has an authorised share capital of ₹125 Cr and a paid-up capital of ₹90.94 Cr. It was formerly known as Indra Keela Financiers Private Limited and Ikf Finance & Investments Limited. It is led by directors including Vasumathi Devi Koganti (Managing Director) and Gopala Kishan Prasad Vupputuri (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 40 – 1 – 144 3rd Floor Corporate Centre M.G.Road., Vijayawada, Andhra Pradesh, India – 520010.
As per the financials filed for FY 2025, the company reported a revenue of ₹872.95 Cr, a growth of 49% compared to the previous year. For the same year it recorded a net profit of ₹142.82 Cr (net margin 16.4%) and EBITDA of ₹667.97 Cr (EBITDA margin 76.5%). Revenue has grown at a compounded annual rate (CAGR) of 48% over three years and 30% over five years.
The company has about 1,388 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 2 brands: IKF Home Finance and IKF Finance. As per MCA filings, the company has open charges of ₹8,096.22 Cr and satisfied charges of ₹4,555.77 Cr on record. Court records list 1,902 cases involving the company, including 1,664 filed by the company and 166 filed against it; 528 cases are pending. The company has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026. Its 10 peer companies in the BFSI industry (Asset Financing Companies, Finance, Large NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Sammaan Finserve Limited with revenue of ₹931.13 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ikffinance.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address40 – 1 – 144 3rd Floor Corporate Centre M.G.Road., Vijayawada, Andhra Pradesh, India – 520010
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Ikf Finance Limited
The main business activity of Ikf Finance is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Ikf Finance Limited FY 2025 filings available
Ikf Finance Limited reported revenue of ₹872.95 Cr (up 49% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Ikf Finance Limited
Revenue has grown at a compounded annual rate (CAGR) of 30% over five years, including 49% growth in the latest year. EBITDA rose 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Ikf Finance Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹667.97 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹142.82 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Ikf Finance Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 76.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 16.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Ikf Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Ikf Finance Limited
Ikf Finance Limited is compared with the companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Finance, Large NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sammaan Finserve Limited | ₹931.13 Cr (FY 2018) | •••• | •••• | 128.0% | •••• | Delhi, India |
| Vistaar Financial Services Private Limited | ₹924.04 Cr (FY 2025) | •••• | •••• | 35.0% | •••• | Bengaluru, Karnataka, India |
| Choice International Limited Listed | ₹921.67 Cr (FY 2025) | •••• | •••• | 21.0% | •••• | Mumbai, Maharashtra, India |
| Lendingkart Technologies Private Limited | ₹898.19 Cr (FY 2025) | •••• | •••• | -26.0% | •••• | Ahmedabad, Gujarat, India |
| Kotak Mahindra Investments Limited | ₹894.31 Cr (FY 2022) | •••• | •••• | 17.0% | •••• | Mumbai, Maharashtra, India |
| Ikf Finance Limited this company | ₹872.95 Cr (FY 2025) | •••• | •••• | 49.0% | •••• | Vijayawada, Andhra Pradesh, India |
| Lendingkart Finance Limited | ₹866.99 Cr (FY 2025) | •••• | •••• | -24.0% | •••• | Mumbai, Maharashtra, India |
| India Shelter Finance Corporation Limited | ₹861.37 Cr (FY 2024) | •••• | •••• | 42.0% | •••• | Gurgaon, Haryana, India |
| Kosamattam Finance Limited | ₹858.94 Cr (FY 2024) | •••• | •••• | 10.0% | •••• | Kottayam, Kerala, India |
| Hasham Investment and Trading Co Pvt Ltd | ₹850.76 Cr (FY 2018) | •••• | •••• | 231.0% | •••• | Bangalore, Karnataka, India |
| Anand Rathi Global Finance Limited | ₹844.1 Cr (FY 2024) | •••• | •••• | 10.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Ikf Finance by revenue in the BFSI industry (Asset Financing Companies, Finance, Large NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Ikf Finance Limited
Ikf Finance Limited is audited by S. R. Batliboi & Co. LLP for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S. R. Batliboi & Co. LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Ikf Finance Limited
Ikf Finance has 9 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gopala Kishan Prasad Vupputuri Also directs: Ikf Infratech Private Limited, Ikf Home Finance Limited | Whole-Time Director | 30 May 1991 | 35 Years 4 Months | Current |
| Vasumathi Devi Koganti Also directs: Ikf Home Finance Limited | Managing Director | 31 Oct 2006 | 19 Years 11 Months | Current |
| Satyanand Sinha Chunduri | Director | 10 Feb 1993 | 33 Years 8 Months | Current |
| Vinit Mukesh Mehta | Nominee Director | 01 Oct 2020 | 6 Years 0 Months | Current |
| Sunil Rewachand Chandiramani | Director | 30 Sep 2022 | 4 Years 0 Months | Current |
| Robin Bhanwarlal Agarwal | Nominee Director | 05 Feb 2026 | 0 Years 8 Months | Current |
Ownership and Shareholding of Ikf Finance Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Ikf Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Sep 2026 | Others | ₹100 Cr | Open |
| 28 Aug 2026 | Others | ₹52 Cr | Open |
| 20 Aug 2026 | Sidbi | ₹300 Cr | Open |
| 06 Aug 2026 | Axis Bank Limited | ₹1.46 Cr | Open |
| 28 Jul 2026 | Others | ₹25 Cr | Open |
Total charge records: 281 View all charges
Deals & Funding of Ikf Finance Limited
Ikf Finance Limited has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026.
Deals on record (5 of 92)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Aug 2026 | Debt financing | ₹375 Cr | Investors: Arvesta Financial Services Private Limited , Dezerv Securities Private Limited , A K Capital Services Limited |
| May 2025 | Funding round | ₹868.55 Cr | Investors: Motilal Oswal Private Equity, Motilal Oswal Wealth Limited , 2 individuals |
| Mar 2023 | Funding round | ₹163 Cr | Investors: Accion International, Dhansar Engineering Company Private Limited , 2 individuals |
| Nov 2022 | Funding round | ₹92.07 Cr | Investors: Ellenbarrie Industrial Gases Ltd , 3 individuals |
| Sep 2013 | Funding round | ₹3.9 Cr | Investors: Ikf Home Finance Limited , Ikf Infratech Private Limited , 2 individuals |
Full deal history
All 92 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Ikf Finance Limited
Ikf Finance Limited has 1,902 court cases on record: 1,664 filed by Ikf Finance, 166 filed against it, 72 where it is another party. 528 cases are pending and 1,374 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,782 | 130 | 493 |
| High courts | 120 | 36 | 35 |
Cases on record (5 of 1,902)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Andhra Pradesh | Court case (COMCA) | Filed against the company by Protium Finance Limited | Pending |
| High Court of Andhra Pradesh | Court case (COMCA) | Filed against the company by Trucap Finance Limited | Pending |
| High Court of Andhra Pradesh | Arbitration matter | Filed by the company against Up Money Limited | Pending |
| High Court of Andhra Pradesh | Arbitration matter | Filed by the company against Trucap Finance Limited | Pending |
| District court, Rangareddy, Telangana | Cheque dishonour complaint | Filed by the company against Up Money Limited | Pending |
Full case history
All 1,902 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Associated Brands with Ikf Finance Limited
Ikf Finance operates two associated brands: IKF Home Finance and IKF Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive home finance services to individuals. | ikfhomefinance.com | |
| Commercial vehicles and tractors are financed across South India. | ikffinance.com |
Employees and EPFO Compliance at Ikf Finance Limited
Ikf Finance Limited has a workforce of 1,388 employees as of Oct 10, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Ikf Finance Limited
Ikf Finance has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| Ikf Home Finance Limited | U65922AP2002PLC039417 | Locked |
Showing major subsidiaries. Total: 1.
Name History of Ikf Finance Limited
Ikf Finance has undergone 3 name changes throughout its history. The company was previously known as Indra Keela Financiers Private Limited, Ikf Finance & Investments Limited, and Indra Keela Financiers Limited. The current legal name is Ikf Finance Limited.
| Company Name | Status |
|---|---|
| Ikf Finance Limited | Current |
| Indra Keela Financiers Private Limited | Previous |
| Ikf Finance & Investments Limited | Previous |
| Indra Keela Financiers Limited | Previous |
CIN History of Ikf Finance Limited
Ikf Finance has one previous CIN (Corporate Identification Number): L65992AP1991PLC012736. The current CIN is U65992AP1991PLC012736, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992AP1991PLC012736 | Current |
| L65992AP1991PLC012736 | Previous |
News related to Ikf Finance Limited
Recent Activity on Ikf Finance Limited
Ikf Finance Limited has 33 board changes on record since 1991: 9 appointments and 24 cessations. The latest: Robin Bhanwarlal Agarwal was appointed as Nominee Director on 05 Feb 2026.
488 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Ikf Finance Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Ikf Finance Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Ikf Finance Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Ikf Finance Limited
Ikf Finance has 18 GST registrations: 15 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 37AAACI4784J3Z5 | Andhra Pradesh | Active | 24 Jul 2017 |
| 24AAACI4784J1ZE | Gujarat | Active | 01 Jul 2017 |
| 29AAACI4784J1Z4 | Karnataka | Active | 01 Jul 2017 |
| 32AAACI4784J1ZH | Kerala | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Ikf Finance Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Ikf Finance Limited
Ikf Finance is an active public limited company based in Vijayawada, Andhra Pradesh, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 30 May 1991 (35+ years old) and is registered under CIN U65992AP1991PLC012736.
Ikf Finance reported revenue of ₹872.95 Cr for FY 2025 (up 49% YoY).
Ikf Finance has 9 current directors:
- Vasumathi Devi Koganti - Managing Director
- Gopala Kishan Prasad Vupputuri - Whole-Time Director
- Satyanand Sinha Chunduri - Director
- Vinit Mukesh Mehta - Nominee Director
- Sunil Rewachand Chandiramani - Director
- Robin Bhanwarlal Agarwal - Nominee Director
- Raman Uberoi - Director
- Kannan - Director
- Sethuraman Ganesh - Director
Ikf Finance reported a net profit of ₹142.82 Cr (net margin 16.4%) and EBITDA of ₹667.97 Cr (EBITDA margin 76.5%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Ikf Finance is 48% over three years and 30% over five years. In the latest year (FY 2025) revenue rose 49%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Ikf Finance is 37AAACI4784J3Z5, registered in Andhra Pradesh. The company has 18 GST registrations in all, of which 15 are active and 3 are cancelled or inactive. Other active GSTINs include 24AAACI4784J1ZE (Gujarat), 29AAACI4784J1Z4 (Karnataka), 32AAACI4784J1ZH (Kerala).
The CIN (Corporate Identification Number) of Ikf Finance is U65992AP1991PLC012736. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ikf Finance has 1,902 court cases on record: 1,664 filed by the company and 166 filed against it. 528 are pending. Most are in the district courts.
Ikf Finance was incorporated on 30 May 1991, making it 35+ years old. It is registered with the Registrar of Companies, Vijayawada.
Ikf Finance has 92 deals on record (79 market trades, 11 funding rounds, 1 secondary share transfer), with disclosed funding of ₹1,768.22 Cr; the latest was in August 2026.
The peers of Ikf Finance by revenue are Sammaan Finserve Limited, Vistaar Financial Services Private Limited, Choice International Limited, Lendingkart Technologies Private Limited, Kotak Mahindra Investments Limited and 5 more, all in the BFSI industry (Asset Financing Companies, Finance, Large NBFC).