Illam Nidhi Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65929KL2020PLN063596 Incorporated 13 August 2020 ROC Ernakulam HQ Thrissur, Kerala, India
Active Nidhi Company financial services
Data last updated
Revenue · FY 2025
₹2.64 Lakh
▼ 46% YoY
Net profit · FY 2025
₹31,051
Net margin 11.8%
EBITDA · FY 2025
₹2.59 Lakh
EBITDA margin 98.1%
Authorised capital
₹20 Lakh
Registered with MCA
Paid-up capital
₹19.97 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
5
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Illam Nidhi Limited

Data last updated:

Illam Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 13 August 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2020PLN063596.

The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹19.97 Lakh. It is led by directors including Narayanan Raghumohan and Panekat Vasudevan.

Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No. 27 Sreekrishna Complex P.O Thiruvambady, Thrissur, Kerala, India – 680022.

As per the financials filed for FY 2025, the company reported a revenue of ₹2.64 Lakh, a decline of 46% compared to the previous year. For the same year it recorded a net profit of ₹31,051 (net margin 11.8%) and EBITDA of ₹2.59 Lakh (EBITDA margin 98.1%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65929KL2020PLN063596
Registration Number 063596
Incorporation Date 13 August 2020
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Illam Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Room No. 27 Sreekrishna Complex P.O Thiruvambady, Thrissur, Kerala, India – 680022
  • Industry
    Financial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies

To see the full contact details of Illam Nidhi Limited, buy the company report.

Comprehensive company report
Illam Nidhi Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Illam Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Illam Nidhi Limited, buy the company report.

Financials of Illam Nidhi Limited

FY 2025 filings available

Illam Nidhi Limited reported revenue of ₹2.64 Lakh (down 46% YoY) for FY 2025.

Revenue · FY 2025
₹2.64 Lakh ▼ 46%
Net profit · FY 2025
₹31,051 margin 11.8%
EBITDA · FY 2025
₹2.59 Lakh margin 98.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 46%
3 years · compounded
▲ 2%
EBITDA CAGR growth
1 year
▼ 41%
3 years · compounded
▲ 17%

Revenue fell 46% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 2%. EBITDA fell 41% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹2.59 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹31,051
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin98.1%
Net Profit Margin11.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Illam Nidhi Limited, buy the company report.

Board of directors of Illam Nidhi Limited

Illam Nidhi has 5 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Narayanan RaghumohanDirector13 Aug 20206 Years 2 MonthsCurrent
Panekat VasudevanDirector13 Aug 20206 Years 2 MonthsCurrent
DevanDirector13 Aug 20206 Years 2 MonthsCurrent
Vasudevan Madhavan PottiDirector13 Aug 20206 Years 2 MonthsCurrent
Kannamkumarathmadam Sankaranarayanan KrishnanDirector13 Aug 20206 Years 2 MonthsCurrent

Peer comparison

Illam Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Dhanabhoomi Kuries Private Limited₹2.65 Lakh (FY 2021)-24.0%P O Irinjalakuda, Kerala, India
Argus Kuries Private Limited₹2.65 Lakh (FY 2015)-64.0%Thrissur, Kerala, India
Divine Banijya Private Limited₹2.64 Lakh (FY 2025)-61.0%New Delhi, Delhi, India
Goutami Finance and Chits Pvt Ltd₹2.64 Lakh (FY 2018)-57.0%Andhra Pradesh, India
Sahul Finance Ltd₹2.64 Lakh (FY 2019)-97.0%Kolkata, West Bengal, India
Illam Nidhi Limitedthis company₹2.64 Lakh (FY 2025)₹31,05111.8%-46.0%Thrissur, Kerala, India
Shree Ratanam Nidhi Limited₹2.64 Lakh (FY 2024)-33.0%Beawar, Rajasthan, India
Puran Jyoti Chits Private Limited₹2.64 Lakh (FY 2017)-23.0%Bahadurgarh, Haryana, India
Shivdhara Property Ventures Private Limited₹2.64 Lakh (FY 2025)Kolkata, West Bengal, India
Heartwood Financial Services Private Limited₹2.63 Lakh (FY 2025)192.0%Mumbai, Maharashtra, India
Karunasagar Chits Private Limited₹2.63 Lakh (FY 2021)-54.0%Tawaragere, Karnataka, India

To see the full peer comparison of Illam Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Illam Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Illam Nidhi Limited has 1 active EPFO establishment as of Mar 28, 2024.

Active EPFO establishments
1

GST

No GST registration is on our record for Illam Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Illam Nidhi Limited has 7 board changes on record since 2020: 5 appointments and 2 cessations. The latest: Purayannur Diwakaran ceased to be Director on 12 Aug 2023.

AGM
Illam Nidhi Limited last Annual general meeting of members was held on 30 Aug 2025 as per latest MCA records.
Filing
Illam Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Purayannur Diwakaran ceased to be Director.
Ceased
Warrier Ravindran Kunjan ceased to be Director.
Appointed
Devan was appointed as Director.
Appointed
Appointed
Narayanan Raghumohan was appointed as Director.
Appointed
Panekat Vasudevan was appointed as Director.
Appointed
Vasudevan Madhavan Potti was appointed as Director.
Incorporation
13 Aug 2020
Illam Nidhi Limited was registered on 13 Aug 2020 with Roc Ernakulam & aged 6 years 2 months as per MCA records.

Frequently asked questions

Illam Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 13 August 2020 (6+ years old) and is registered under CIN U65929KL2020PLN063596.

Illam Nidhi has 5 current directors:

The latest financial statements of Illam Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 August 2025. Year-wise statements from FY 2021 are in the company report.

The CIN (Corporate Identification Number) of Illam Nidhi is U65929KL2020PLN063596. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Illam Nidhi was incorporated on 13 August 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Illam Nidhi by revenue are Dhanabhoomi Kuries Private Limited, Argus Kuries Private Limited, Divine Banijya Private Limited, Goutami Finance and Chits Pvt Ltd, Sahul Finance Ltd and 5 more, all in the same principal business activity (other financial activities).

Purayannur Diwakaran ceased to be Director on 12 Aug 2023. Warrier Ravindran Kunjan ceased to be Director on 07 Oct 2020. Devan was appointed as Director on 13 Aug 2020. Illam Nidhi has 7 board changes on record in total.

The registered office of Illam Nidhi is at Room No. 27 Sreekrishna Complex P.O Thiruvambady, Thrissur, Kerala, India – 680022.

Illam Nidhi operates in the financial services industry, in the other financial intermediation segment.

The compliance status of Illam Nidhi is compliant as of 13 August 2026. The company is actively filing with the Registrar of Companies.

Illam Nidhi can be reached at its registered office: Room No. 27 Sreekrishna Complex P.O Thiruvambady, Thrissur, Kerala, India – 680022.