Immaculate Kuries and Loans Pvt Ltd
About Immaculate Kuries and Loans Pvt Ltd
Data last updated:
Immaculate Kuries and Loans Pvt Ltd was a private limited company based in Thrissur, Kerala, India. The company has been struck off by the Registrar of Companies, typically due to non-filing of annual returns or failure to commence business. It is no longer operational and cannot enter into any legal contracts or agreements. It operated in the microfinance institutions segment of the financial services sector. It was incorporated on 16 March 1982.
The company was registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1982PTC003521.
The company had an authorised share capital of ₹30 Lakh and a paid-up capital of ₹30 Lakh. It was led by directors including Eluvathingal Francis George (Managing Director) and Joseph Kuttikat Alphy.
Its last annual general meeting (AGM) was held on 30 June 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office was at Dharmaposhana Co Buildingmain Road Irinjalakuda, Thrissur, Kerala, India – 680121.
As per the financials filed for FY 2022, the company reported a revenue of ₹4.75 Lakh, a growth of 121% compared to the previous year. For the same year it recorded a net loss of ₹818 (net margin -0.2%) and EBITDA of ₹848 (EBITDA margin 0.2%). Revenue has declined at a compounded annual rate (CAGR) of 23% over three years and 12% over five years.
Court records list 34 cases involving the company, including 32 filed by the company and 2 filed against it.
Company details
Contact details
Immaculate Kuries and Loans Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDharmaposhana Co Buildingmain Road Irinjalakuda, Thrissur, Kerala, India – 680121
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Immaculate Kuries and Loans Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Immaculate Kuries and Loans Pvt Ltd
FY 2022 filings availableImmaculate Kuries and Loans Pvt Ltd reported revenue of ₹4.75 Lakh (up 121% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue rose 121% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 12%. EBITDA rose 102% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
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| EBITDA | ₹848 | ||||
| Profit Before Tax | |||||
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| Net Profit (PAT) | -₹818 | ||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
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| Profitability | |||||
| EBITDA Margin | 0.2% | ||||
| Net Profit Margin | -0.2% | ||||
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To see the full financial statements and ratios of Immaculate Kuries and Loans Pvt Ltd, buy the company report.
Board of directors of Immaculate Kuries and Loans Pvt Ltd
Immaculate Kuries and Loans has 3 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Eluvathingal Francis George Also directs: The Dharmaposhana Company | Managing Director | 12 Sep 2014 | 12 Years 1 Months | As last reported |
| Joseph Kuttikat Alphy Also directs: The Dharmaposhana Company | Director | 10 Oct 2019 | 7 Years 0 Months | As last reported |
| Alukkal Varghese Paul | Director | 03 Sep 2019 | 7 Years 1 Months | As last reported |
Peer comparison
Immaculate Kuries and Loans Pvt Ltd is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nanban Chits Private Limited | ₹4.81 Lakh (FY 2025) | 60.0% | Chennai, Tamil Nadu, India | |||
| Vahini Chit Fund Pvt.Ltd. | ₹4.81 Lakh (FY 2023) | -48.0% | Telangana, India | |||
| Rajagopuram Chit Fund Private Limited | ₹4.8 Lakh (FY 2024) | 64.0% | Srirangam, Tamil Nadu, India | |||
| P.M Salim & Sons Chits Private Limited | ₹4.8 Lakh (FY 2023) | 16.0% | Perumbavoor, Kerala, India | |||
| Immaculate Kuries and Loans Pvt Ltdthis company | ₹4.75 Lakh (FY 2022) | -₹818 | -0.2% | 121.0% | Thrissur, Kerala, India | |
| Sri Andal Chits (Madurai) Private Limited | ₹4.75 Lakh (FY 2025) | -38.0% | Madurai, Tamil Nadu, India | |||
| The Trading and Chit Funds Company Limited | ₹4.72 Lakh (FY 2017) | 21.0% | Ernakulam, Kerala, India | |||
| Gore & Sons Urban Nidhi Limited | ₹4.71 Lakh (FY 2022) | -19.0% | Tq- Ambajogai, Dist- Beed, Maharashtra, India |
To see the full peer comparison of Immaculate Kuries and Loans Pvt Ltd, buy the company report.
Auditor
Immaculate Kuries and Loans Pvt Ltd is audited by SATHISH JOHN & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SATHISH JOHN & CO | FY 2021 | 014273S |
Shareholding
The shareholding of Immaculate Kuries and Loans Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Immaculate Kuries and Loans Pvt Ltd, buy the company report.
Legal cases
Immaculate Kuries and Loans Pvt Ltd has 34 court cases on record: 32 filed by Immaculate Kuries and Loans, 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 32 | 0 | 0 |
| High courts | 2 | 2 | 0 |
Cases on record (5 of 34)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
To see the full case history of Immaculate Kuries and Loans Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Immaculate Kuries and Loans Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Immaculate Kuries and Loans Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Immaculate Kuries and Loans Pvt Ltd has 11 board changes on record since 2010: 3 appointments and 8 cessations. The latest: Alukkal Varghese Paul ceased to be Director on 12 Jan 2024.
2 earlier events are in the company report.
Frequently asked questions
Immaculate Kuries and Loans has a status of "Struck Off" as per MCA records. This means the company has been officially removed from the Register of Companies, typically due to non-filing of annual returns or failure to commence business within one year of incorporation. A struck-off company cannot enter into any legal contracts or agreements, and any dealings with such an entity carry significant legal and financial risk.
Immaculate Kuries and Loans was a private limited company based in Thrissur, Kerala, India. The company worked in microfinance institutions, within the financial services industry. It was incorporated on 16 March 1982 and is registered under CIN U65992KL1982PTC003521. The company has been struck off by the Registrar of Companies and is no longer operational.
Immaculate Kuries and Loans had 3 directors:
- Eluvathingal Francis George - Managing Director
- Joseph Kuttikat Alphy - Director
- Alukkal Varghese Paul - Director
The CIN (Corporate Identification Number) of Immaculate Kuries and Loans is U65992KL1982PTC003521. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The registered office of Immaculate Kuries and Loans is at Dharmaposhana Co Buildingmain Road Irinjalakuda, Thrissur, Kerala, India – 680121.
Immaculate Kuries and Loans was incorporated on 16 March 1982. It is registered with the Registrar of Companies, Ernakulam.
The latest financial statements of Immaculate Kuries and Loans on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 June 2022. Year-wise statements from 2015 are in the company report.
Immaculate Kuries and Loans operated in the financial services industry, in the microfinance institutions segment. It worked in this industry before it was struck off.
The peers of Immaculate Kuries and Loans by revenue are Nanban Chits Private Limited, Vahini Chit Fund Pvt.Ltd, Rajagopuram Chit Fund Private Limited, P.M Salim & Sons Chits Private Limited, Sri Andal Chits (Madurai) Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Immaculate Kuries and Loans has 34 court cases on record: 32 filed by the company and 2 filed against it. Most are in the district courts.
Alukkal Varghese Paul ceased to be Director on 12 Jan 2024. Avaran John Thomas ceased to be Director on 02 Sep 2021. Avaran Joseph Kurian ceased to be Director on 02 Sep 2021. Immaculate Kuries and Loans has 11 board changes on record in total.
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