About Ind Bank Housing Ltd
Data last updated: 15 July 2026
Ind Bank Housing Ltd is a public limited company based in Chennai, Tamil Nadu, India, a subsidiary of Indian Bank. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 28 January 1991, the company has been in operation for over 35 years.
Registered with ROC Chennai under CIN L65922TN1991PLC020219. Listed on BSE: 523465.
Capital: an authorised share capital of ₹150 Cr and a paid-up capital of ₹10 Cr. It is led by directors including Raghumithran Padma and Haribabu.
Last AGM: 10 September 2025. Financial statements filed for year ended 31 March 2025. Office: 3Rd Floor 480 Anna Salai Nandanam, Chennai, Tamil Nadu, India – 600035.
As per BSE-filed standalone financials for FY 2024, the company reported a revenue of ₹30.13 Lakh. Total assets are valued at ₹8.94 Cr (down 12.86% YoY).
The company has a workforce of approximately 1 employees as per the latest available data. It operates as a subsidiary of Indian Bank.
The company is associated with 1 brand - Ind Bank Housing Limited. As per MCA filings, the company has open charges of ₹55.5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indbankhousing.com.
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Registered Address3Rd Floor 480 Anna Salai Nandanam, Chennai, Tamil Nadu, India – 600035
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IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Ind Bank Housing Ltd
Ind Bank Housing Ltd has one previous CIN (Corporate Identification Number): U65922TN1991PLC020219. The current CIN is L65922TN1991PLC020219, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65922TN1991PLC020219 | Current |
| U65922TN1991PLC020219 | Previous |
Associated Brands with Ind Bank Housing Ltd
Ind Bank Housing Ltd operates one associated brand: Ind Bank Housing Limited. These brands represent Ind Bank Housing Ltd's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Housing finance dues recovery is prioritized by the company. | indbankhousing.com |
Competitors & Alternatives of Ind Bank Housing Ltd
Brands and companies operating in the same space as Ind Bank Housing Ltd include HomeFirst Finance, India Shelter Finance Corporation, HDFC and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
HomeFirst Finance
|
Affordable home loans are extended to low and middle-income groups. | Mumbai, India, India | 2010 |
India Shelter Finance Corporation
|
Housing loans are extended to middle-income households in India. | Gurugram, India, India | 2010 |
HDFC
|
Provider of housing finance solutions | Mumbai, India, India | 1977 |
Aadhar Housing Finance
|
Loans for affordable housing in tier 2,3 and 4 cities | Mumbai, India, India | 2010 |
Shubham
|
Affordable housing finance solutions are provided to underserved individuals. | Gurugram, India, India | 2010 |
Ummeed Housing Finance
|
Real estate financing company | Gurugram, India, India | 2016 |
Repco Home
|
Affordable housing finance is provided to low- and middle-income families. | Chennai, India, India | 2000 |
Altum Credo
|
Delivers comprehensive solutions for commercial and residential real estate loans. | Pune, India, India | 2016 |
PNB Housing Finance
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Housing finance, fixed deposits, and property loans are provided. | Delhi, India, India | 1988 |
Vastu Housing Finance
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Home and business loans are provided by Vastu Housing Finance. | Mumbai, India, India | 2015 |
Business Activity of Ind Bank Housing Ltd
Ind Bank Housing Ltd is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Ind Bank Housing Ltd
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Ind Bank Housing Ltd
Ind Bank Housing Ltd is audited by N C Rajagopal & Co for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| N C Rajagopal & Co | Locked | Locked | Locked |
Complete auditor history for Ind Bank Housing Ltd
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Ind Bank Housing Ltd
Ind Bank Housing Ltd is currently managed by 6 directors, with 45 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Raghumithran Padma
Also directs:
Ind Bank Housing Ltd, Indbank Merchant Banking Services Limited
|
Director | 22 Mar 2021 | 5 Years 5 Months | Current |
|
Haribabu
Also directs:
Ind Bank Housing Ltd, Indbank Merchant Banking Services Limited
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Managing Director | 30 May 2022 | 4 Years 2 Months | Current |
| Sunil Jain | Director | 22 Jul 2022 | 4 Years 1 Months | Current |
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Ganapathy Ramasamy Sundaravadivel
Also directs:
Ind Bank Housing Ltd
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Director | 14 Dec 2022 | 3 Years 8 Months | Current |
| Shiv Bajrang Singh | Nominee Director | 20 Jun 2024 | 2 Years 2 Months | Current |
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Raja Lakshmi Vardarajan
Also directs:
Ind Bank Housing Ltd, Itcot Valuation Services Llp
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Director | 17 Aug 2024 | 2 Years 0 Months | Current |
Financials of Ind Bank Housing Ltd FY 2024 filings available
Ind Bank Housing Ltd reported revenue of ₹30.13 Lakh for FY 2024.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹30.13 Lakh | ₹0 | ₹0 | ₹36.28 Lakh | ₹49.9 Lakh | ₹56.85 Lakh |
| Interest Earned | ₹0 | ₹0 | - | - | - | - |
| Other Income | ₹0 | ₹23.67 Lakh | ₹23.03 Lakh | ₹5,000 | ₹3.1 Cr | ₹9.8 Lakh |
| Total Income | ₹30.13 Lakh | ₹23.67 Lakh | ₹23.03 Lakh | ₹36.33 Lakh | ₹3.6 Cr | ₹66.65 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹25.74 Lakh | ₹19.56 Lakh | ₹21.17 Lakh | ₹39.91 Lakh | ₹29.63 Lakh | ₹24.62 Lakh |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹9,000 | ₹2,000 | ₹4,000 | ₹11,000 | ₹31,000 | ₹82,000 |
| Other Expenses | ₹73.35 Lakh | ₹59.87 Lakh | ₹14.75 Lakh | ₹15.18 Lakh | ₹55.23 Lakh | ₹27.97 Lakh |
| Total Expenses | ₹99.18 Lakh | ₹79.45 Lakh | ₹35.96 Lakh | ₹55.2 Lakh | ₹85.17 Lakh | ₹53.41 Lakh |
| Profit Before Exceptional Items & Tax | -₹69.05 Lakh | -₹55.78 Lakh | -₹12.93 Lakh | -₹18.87 Lakh | ₹2.74 Cr | ₹13.24 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹69.05 Lakh | -₹55.78 Lakh | -₹12.93 Lakh | -₹18.87 Lakh | ₹2.74 Cr | ₹13.24 Lakh |
| Total Tax Expense | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Profit | -₹69.05 Lakh | -₹55.78 Lakh | -₹12.93 Lakh | -₹18.87 Lakh | ₹2.74 Cr | ₹13.24 Lakh |
| Other Comprehensive Income | ₹0 | -₹2,000 | -₹1,000 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹69.05 Lakh | -₹55.8 Lakh | -₹12.94 Lakh | -₹18.87 Lakh | ₹2.74 Cr | ₹13.24 Lakh |
| EBITDA (computed) | -₹68.96 Lakh | -₹55.76 Lakh | -₹12.89 Lakh | -₹18.76 Lakh | ₹2.75 Cr | ₹14.06 Lakh |
| Basic EPS | ₹-0.69 | ₹-0.56 | ₹0.13 | ₹-0.19 | ₹2.74 | ₹0.13 |
| Diluted EPS | ₹-0.69 | ₹-0.56 | ₹0.13 | ₹-0.19 | ₹0.00 | ₹0.00 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹8.94 Cr | ₹10.26 Cr | ₹10.28 Cr | ₹10.53 Cr | ₹10.78 Cr | ₹11.11 Cr |
| Non-current Assets | - | - | ₹4.86 Cr | ₹4.83 Cr | ₹4.84 Cr | ₹4.81 Cr |
| Current Assets | - | - | ₹5.43 Cr | ₹5.7 Cr | ₹5.93 Cr | ₹6.3 Cr |
| Property, Plant & Equipment | ₹15,000 | ₹0 | ₹2,000 | ₹7,000 | ₹18,000 | ₹49,000 |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | - | - | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹6.88 Lakh | ₹1.22 Lakh | ₹5.07 Cr | ₹5.36 Cr | ₹5.6 Cr | ₹6.05 Cr |
| Equity (Net Worth) | -₹120.57 Cr | -₹119.88 Cr | -₹119.32 Cr | -₹119.19 Cr | -₹119 Cr | -₹121.75 Cr |
| Equity Share Capital | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr | ₹10 Cr |
| Borrowings (Non-current) | - | - | ₹129 Cr | ₹129 Cr | ₹129 Cr | ₹129 Cr |
| Borrowings (Current) | - | - | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Debt (computed) | - | - | ₹129 Cr | ₹129 Cr | ₹129 Cr | ₹129 Cr |
| Current Liabilities | - | - | ₹4.21 Lakh | ₹15.91 Lakh | ₹18.3 Lakh | ₹17.22 Lakh |
| Total Liabilities | ₹129.51 Cr | ₹130.14 Cr | ₹129.6 Cr | ₹129.72 Cr | ₹129.78 Cr | ₹132.85 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹91.75 Lakh | -₹10.63 Lakh | -₹29.43 Lakh |
| Investing Cash Flow | -₹19,500 | ₹4,100 | ₹4,100 |
| Financing Cash Flow | ₹0 | ₹0 | ₹0 |
| Capital Expenditure | ₹0 | ₹0 | ₹0 |
| Free Cash Flow (computed) | -₹91.75 Lakh | -₹10.63 Lakh | -₹29.43 Lakh |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹91.95 Lakh | -₹10.59 Lakh | -₹29.39 Lakh |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹6.76 Lakh | ₹6.01 Lakh | ₹6.27 Lakh |
| Interest Earned | ₹0 | ₹0 | ₹0 |
| Other Income | ₹0 | ₹0 | ₹0 |
| Total Income | ₹6.76 Lakh | ₹6.01 Lakh | ₹6.27 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹7.36 Lakh | ₹7.22 Lakh | ₹7.34 Lakh |
| Finance Costs | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹3,100 | ₹2,000 | ₹2,300 |
| Other Expenses | ₹4.53 Lakh | ₹7.11 Lakh | ₹10.83 Lakh |
| Total Expenses | ₹11.92 Lakh | ₹14.35 Lakh | ₹18.19 Lakh |
| Profit Before Exceptional Items & Tax | -₹5.16 Lakh | -₹8.34 Lakh | -₹11.92 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹5.16 Lakh | -₹8.34 Lakh | -₹11.92 Lakh |
| Total Tax Expense | ₹0 | ₹0 | ₹0 |
| Net Profit | -₹5.16 Lakh | -₹8.34 Lakh | -₹11.92 Lakh |
| Other Comprehensive Income | ₹200 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹5.15 Lakh | -₹8.34 Lakh | -₹11.92 Lakh |
| EBITDA (computed) | -₹5.12 Lakh | -₹8.32 Lakh | -₹11.9 Lakh |
| Basic EPS | ₹-0.05 | ₹-0.08 | ₹-0.01 |
| Diluted EPS | ₹-0.05 | ₹-0.08 | ₹-0.01 |
Shareholding Pattern of Ind Bank Housing Ltd
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 51.00%, domestic institutional investors hold 0.00%, retail and other public shareholders hold 24.00% of Ind Bank Housing Ltd. The company had 11,491 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 51.00% | 51.00% | 51.00% | 51.00% | 51.00% | 51.00% |
| Public | 49.00% | 49.00% | 49.00% | 49.00% | 49.00% | 49.00% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 51.00% | 51.00% | 51.00% |
| Public | 49.00% | 49.00% | 49.00% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | - |
Charges & Borrowings of Ind Bank Housing Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 28 Jun 2004 | Indian Bank | ₹27.5 Cr | Open |
| 11 Mar 1998 | Indian Bank | ₹10 Cr | Open |
| 13 Feb 1995 | Bank of Madura Ltd. | ₹5 Cr | Open |
| 06 Jan 1995 | Karur Vysya Bank Ltd. | ₹4 Cr | Open |
| 30 Jul 1992 | Indian Bank | ₹9 Cr | Open |
Total charge records: 5 View all charges
Employees and EPFO Compliance at Ind Bank Housing Ltd
View historical data on people associated with Ind Bank Housing Ltd, including employment history and EPFO contributions.
Employee and EPFO history for Ind Bank Housing Ltd
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
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GST Compliance of Ind Bank Housing Ltd
GST registrations and filing compliance for Ind Bank Housing Ltd
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
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Credit Ratings, Litigation & Regulatory Alerts for Ind Bank Housing Ltd
Credit ratings, litigation, and regulatory alerts for Ind Bank Housing Ltd
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- Rating history
- Court and tribunal cases
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MSME Payment Delays by Ind Bank Housing Ltd
MSME payment history for Ind Bank Housing Ltd
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
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- MSME-1 filing history
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Subsidiaries & Group Companies of Ind Bank Housing Ltd
Corporate group structure for Ind Bank Housing Ltd
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MCA Filings & Documents of Ind Bank Housing Ltd
MCA filings and documents for Ind Bank Housing Ltd
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Recent Activity on Ind Bank Housing Ltd
Recent News on Ind Bank Housing Ltd
Frequently Asked Questions about Ind Bank Housing Ltd
Ind Bank Housing Ltd is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 28 January 1991 (35+ years old) and is registered under CIN L65922TN1991PLC020219. Listed on BSE: 523465. The company has 1 employees.
Ind Bank Housing Ltd reported revenue of ₹30.13 Lakh for FY 2024 based on standalone BSE filings.
The current directors of Ind Bank Housing Ltd are:
- Raghumithran Padma - Director
- Haribabu - Managing Director
- Sunil Jain - Director
- Ganapathy Ramasamy Sundaravadivel - Director
- Shiv Bajrang Singh - Nominee Director
- Raja Lakshmi Vardarajan - Director
The primary industry of Ind Bank Housing Ltd is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Yes. Ind Bank Housing Ltd is listed on BSE with code 523465.
Ind Bank Housing Ltd can be reached at the registered office: 3Rd Floor 480 Anna Salai Nandanam, Chennai, Tamil Nadu, India – 600035, or through the website indbankhousing.com.