Ind Bank Housing Ltd - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
CIN L65922TN1991PLC020219 Incorporated 28 January 1991 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Listed - BSE: 523465 Public Limited Company financial services
Market Cap
₹51.82 Cr
INDBNK · BSE
Share Price
₹52.14
+0.62% today
EBITDA
−₹0.60 Cr
FY 2025-26
Net Profit
−₹0.09 Cr
FY 2025-26 · +71.0% YoY
P/E (TTM)
12.6x
P/B -
Authorised capital
₹150 Cr
Registered with MCA
Paid-up capital
₹10 Cr
Issued & subscribed
Open charges
₹55.5 Cr
Secured borrowings

About Ind Bank Housing Ltd

Data last updated:

Ind Bank Housing Ltd is a public limited company based in Chennai, Tamil Nadu, India, a subsidiary of Indian Bank. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 28 January 1991 and has been in existence for over 35 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65922TN1991PLC020219. Its GSTIN is 33AAACI1777M1ZE (Tamil Nadu). It is a listed company as per MCA records. Its shares are listed on BSE: 523465.

The company has an authorised share capital of ₹150 Cr and a paid-up capital of ₹10 Cr. It is led by directors including Haribabu (Managing Director) and Raghumithran Padma.

Its last annual general meeting (AGM) was held on 10 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 3rd Floor 480 Anna Salai Nandanam, Chennai, Tamil Nadu, India – 600035.

Total assets are valued at ₹8.04 Cr (down 1.1% YoY).

The company has about 1 employee on its provident fund (EPFO) records.

The company is associated with 1 brand: Ind Bank Housing Limited. As per MCA filings, the company has open charges of ₹55.5 Cr on record. Court records list 357 cases involving the company, including 168 filed by the company and 195 filed against it; 45 cases are pending. The company has 2 deals on record (2 market trades); the latest was in December 2010. Its 4 peer companies in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 2 smaller; the largest is GCCL Housing Finance Limited with revenue of ₹37.08 Lakh.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indbankhousing.com.

Company details

CIN L65922TN1991PLC020219
Registration Number 020219
Incorporation Date 28 January 1991
ROC Chennai
Listing Status Listed - Listed on BSE (523465)
Company Status Active
Parent Company Indian Bank
Compliance Status Active Compliant

CIN history

Ind Bank Housing has one previous CIN (Corporate Identification Number): U65922TN1991PLC020219. The current CIN is L65922TN1991PLC020219, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65922TN1991PLC020219Current
U65922TN1991PLC020219Previous

Contact details

Ind Bank Housing Ltd's registered office is in Chennai, Tamil Nadu. Its website is indbankhousing.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    3rd Floor 480 Anna Salai Nandanam, Chennai, Tamil Nadu, India – 600035
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of Ind Bank Housing Ltd, buy the company report.

Comprehensive company report
Ind Bank Housing Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Ind Bank Housing operates one associated brand: Ind Bank Housing Limited. Each brand links to its own profile.

BrandDescriptionWebsite
Housing finance dues recovery is prioritized by the company.indbankhousing.com

Business activity

The main business activity of Ind Bank Housing is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

Financials of Ind Bank Housing Ltd

FY 2025-26 filings available

Ind Bank Housing Ltd reported revenue of ₹- (down 100% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹0.00 Cr
-100.0% YoY
EBITDA
−₹0.60 Cr
-93.5% YoY
Profit After Tax
−₹0.09 Cr
+71.0% YoY
Net Worth
−₹121 Cr
-0.1% YoY
Total Assets
₹8.04 Cr
-1.1% YoY
Total Debt
₹129 Cr
0.0% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue0.000.280.280.230.230.360.50
Revenue growth-100.0%0.0%+21.7%0.0%-36.1%-28.0%-
EBITDA(0.60)(0.31)(0.71)(0.56)(0.16)(0.18)(0.35)
EBITDA margin--110.7%-253.6%-243.5%-69.6%-50.0%-70.0%
Profit before tax(0.09)(0.31)(0.69)(0.56)(0.13)(0.18)2.75
Net profit(0.09)(0.31)(0.69)(0.56)(0.13)(0.18)2.75
Net profit margin--110.7%-246.4%-243.5%-56.5%-50.0%+550.0%
EPS (₹)(0.09)(0.31)(0.69)(0.56)(0.13)(0.19)2.74
Balance sheet
Total assets8.048.138.439.129.6810.3710.59
Net worth(121)(121)(121)(120)(119)(119)(119)
Total debt129129129129129129129
Cash & bank14.693.704.044.965.075.365.60
Net working capital8.038.118.429.119.675.535.74
Cash flow
Cash from operations10.98(0.34)(0.92)(0.11)(0.29)(0.23)(0.46)
Cash from investing0.000.000.000.000.000.000.01
Cash from financing0.000.000.000.000.000.000.00
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.263.190.210.170.060.060.090.07
Total expenses0.260.630.230.110.080.170.140.12
EBITDA(0.26)(0.63)(0.23)(0.11)(0.08)(0.17)(0.14)(0.12)
Depreciation0.000.000.000.000.000.000.000.00
Interest0.000.000.000.000.000.000.000.00
Profit before tax0.002.56(0.02)0.06(0.02)(0.11)(0.05)(0.05)
Tax0.00(1.31)0.000.000.000.000.000.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 12 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.263.190.210.170.060.060.090.07
Total expenses0.260.630.230.110.080.170.140.12
EBITDA(0.26)(0.63)(0.23)(0.11)(0.08)(0.17)(0.14)(0.12)
Depreciation0.000.000.000.000.000.000.000.00
Interest0.000.000.000.000.000.000.000.00
Profit before tax0.002.56(0.02)0.06(0.02)(0.11)(0.05)(0.05)
Tax0.00(1.31)0.000.000.000.000.000.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue0.000.280.280.230.230.360.50
Revenue growth-100.0%0.0%+21.7%0.0%-36.1%-28.0%-
Other income0.510.000.020.000.030.003.10
Total expenses0.600.590.990.790.390.540.85
Employee cost0.000.310.260.200.210.400.30
EBITDA(0.60)(0.31)(0.71)(0.56)(0.16)(0.18)(0.35)
EBITDA margin--110.7%-253.6%-243.5%-69.6%-50.0%-70.0%
Depreciation0.000.000.000.000.000.000.00
Interest0.000.000.000.000.000.000.00
Profit before tax(0.09)(0.31)(0.69)(0.56)(0.13)(0.18)2.75
Tax0.000.000.000.000.000.000.00
Net profit(0.09)(0.31)(0.69)(0.56)(0.13)(0.18)2.75
Net profit margin--110.7%-246.4%-243.5%-56.5%-50.0%+550.0%
EPS (₹)(0.09)(0.31)(0.69)(0.56)(0.13)(0.19)2.74
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital10.0010.0010.0010.0010.0010.0010.00
Reserves & surplus(131)(131)(131)(130)(129)(129)(129)
Shareholders' funds (net worth)(121)(121)(121)(120)(119)(119)(119)
Secured loans0.000.000.000.000.000.000.00
Unsecured loans129129129129129129129
Total debt129129129129129129129
Total liabilities8.048.138.439.129.6810.3710.59
Assets
Gross block0.100.100.100.100.100.100.02
Net block0.000.000.000.000.000.000.00
Capital work in progress0.000.000.000.000.000.000.00
Investments0.010.010.010.010.010.010.01
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances14.693.704.044.965.075.365.60
Loans & advances4.954.914.895.295.210.330.32
Total current assets19.648.618.9310.2510.285.695.92
Total current liabilities11.610.500.511.140.610.160.18
Net working capital8.038.118.429.119.675.535.74
Total assets8.048.138.439.129.6810.3710.59
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash3.704.044.965.075.365.606.05
Net cash from operating activities10.98(0.34)(0.92)(0.11)(0.29)(0.23)(0.46)
Net cash from investing activities0.000.000.000.000.000.000.01
Net cash from financing activities0.000.000.000.000.000.000.00
Net change in cash10.98(0.34)(0.92)(0.11)(0.29)(0.23)(0.45)
Closing cash14.693.704.044.965.075.365.60
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-100.0%0.0%+21.7%0.0%-36.1%-28.0%-
EBITDA growth-93.6%+56.3%-26.8%-250.0%+11.1%+48.6%-
PBT growth+71.0%+55.1%-23.2%-330.8%+27.8%-+1864.3%
Net income growth+71.0%+55.1%-23.2%-330.8%+27.8%-106.6%-
Revenue CAGR (3Y)+30.4%+6.8%-8.0%-22.8%-26.1%-44.5%-21.9%
EBITDA CAGR (3Y)-45.6%+24.7%+58.0%+17.0%---
Profitability & leverage
Net income margin-17.7%-110.7%-246.4%-243.5%-56.5%-50.0%+550.0%
Return on capital employed0.0%0.0%0.0%0.0%0.0%0.0%+1.9%
Return on net worth0.0%0.0%0.0%0.0%0.0%0.0%+17.3%
Debt / equity0.000.000.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover0.000.000.000.000.000.000.00
Efficiency & per share
Fixed asset turnover5.102.800.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)(0.09)(0.31)(0.69)(0.56)(0.13)(0.19)2.74
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)(120.96)(120.87)(120.57)(119.88)(119.32)(119.19)(119.00)

To see the full year-wise statements and ratios of Ind Bank Housing Ltd, buy the company report.

Board of directors of Ind Bank Housing Ltd

Ind Bank Housing has 6 current directors and 45 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Raghumithran PadmaDirector22 Mar 20215 Years 7 MonthsCurrent
HaribabuManaging Director30 May 20224 Years 5 MonthsCurrent
Sunil JainDirector22 Jul 20224 Years 3 MonthsCurrent
Ganapathy Ramasamy SundaravadivelDirector14 Dec 20223 Years 10 MonthsCurrent
Shiv Bajrang SinghNominee Director20 Jun 20242 Years 4 MonthsCurrent
Raja Lakshmi VardarajanDirector17 Aug 20242 Years 2 MonthsCurrent

Peer comparison

Ind Bank Housing Ltd is compared with the 4 companies closest to it by revenue in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
GCCL Housing Finance Limited₹37.08 Lakh (FY 2025)78.0%Ahmedabad, Gujarat, India
Tyger Home Finance Private Limited₹27.7 Lakh (FY 2024)-47.0%Ahmedabad, Gujarat, India
Chandadevi Dugar Housing Finance Limited₹20.82 Lakh (FY 2025)5.0%Chennai, Tamil Nadu, India
Nanaya Surabhi Development Financial Services₹20.75 Lakh (FY 2024)31.0%Srirangam, Tamil Nadu, India

To see the full peer comparison of Ind Bank Housing Ltd, buy the company report.

Auditor

Ind Bank Housing Ltd is audited by N C Rajagopal & Co for the financial year 2023.

Auditor firmFinancial yearFirm registration number
N C Rajagopal & CoFY 2023003398S

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 51.00%, foreign institutional investors hold 0.00%, domestic institutional investors hold 25.00% and retail and other public shareholders hold 24.00%.

Promoters: 51.00%DII (Domestic Institutional): 25.00%Retail & Others: 24.00%
Mar 2026
QUARTER
51.00% Promoters
25.00% DII (Domestic Institutional)
24.00% Retail & Others
Promoter holding - history
Now 51.00% · Mar 2026High 51.00% · Jun 2025Low 51.00% · Jun 2025
50%50.5%51%51.5%52%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 51.00%Sep 2025: 51.00%Dec 2025: 51.00%Mar 2026: 51.00%51.00%51.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters51.00%51.00%51.00%51.00%
Public49.00%49.00%49.00%49.00%

Charges & borrowings

Open charges
₹55.5 Cr
Satisfied charges
None
Breakdown by lending institutions
Indian Bank₹46.50 Cr
Bank of Madura Ltd.₹5.00 Cr
Karur Vysya Bank Ltd.₹4.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Jun 200490308053Indian Bank₹27.5 CrOpen
11 Mar 199890307719Indian Bank₹10 CrOpen
13 Feb 199590306291Bank of Madura Ltd.₹5 CrOpen
06 Jan 199590306277Karur Vysya Bank Ltd.₹4 CrOpen
30 Jul 199290306090Indian Bank₹9 CrOpen

To see the full charge records of Ind Bank Housing Ltd, buy the company report.

Total charge records: 5 View all charges

Deals & funding

Ind Bank Housing Ltd has 2 deals on record (2 market trades); the latest was in December 2010.

Total deals
2
Market trades
2

Deals on record (2 of 2)

WhenDealAmountParties
Dec 2010Market trade₹29.7 LakhBuyer: an individual
Aug 2007Market trade₹18.9 LakhSeller: an individual

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ind Bank Housing Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Ind Bank Housing Ltd has a workforce of 1 employees on its EPFO records as of May 2026.

Employee count
1

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-271
FY 2025-26
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of Ind Bank Housing Ltd, buy the company report.

GST

Ind Bank Housing has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAACI1777M1ZETamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Ind Bank Housing Ltd, buy the company report.

Recent activity

Ind Bank Housing Ltd has 89 board changes on record since 1997: 48 appointments and 41 cessations. The latest: Tirupathur Chandrasekaran Ramaswamy ceased to be Director on 20 Sep 2024.

Filing
Ind Bank Housing Ltd has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Chennai.
AGM
Ind Bank Housing Ltd last Annual general meeting of members was held on 10 Sep 2025 as per latest MCA records.
Ceased
Tirupathur Chandrasekaran Ramaswamy ceased to be Director.
Appointed
Raja Lakshmi Vardarajan was appointed as Director.
Appointed
Shiv Bajrang Singh was appointed as Nominee Director.
Ceased
Imran Amin Siddiqui ceased to be Director.
Appointed
Athinathan Siva Sankar was appointed as Nominee Director.
Ceased
Sankaranarayanan Thangaraju ceased to be Nominee Director.
Appointed
Ganapathy Ramasamy Sundaravadivel was appointed as Director.
Ceased
Rakesh Sethi ceased to be Director.
Appointed
Sunil Jain was appointed as Director.
Ceased
Arun Kumar Bansal ceased to be Director.

86 earlier events are in the company report.

Frequently asked questions

Ind Bank Housing is an active public limited company based in Chennai, Tamil Nadu, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 28 January 1991 (35+ years old) and is registered under CIN L65922TN1991PLC020219. Listed on BSE: 523465.

Ind Bank Housing has 6 current directors:

The latest financial statements of Ind Bank Housing on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 10 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Ind Bank Housing is 33AAACI1777M1ZE, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Ind Bank Housing is L65922TN1991PLC020219. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Ind Bank Housing is a listed company as per MCA records. Its shares are listed on BSE (code: 523465).

Ind Bank Housing has 357 court cases on record: 168 filed by the company and 195 filed against it. 45 are pending. Most are in the high courts.

Ind Bank Housing was incorporated on 28 January 1991, making it 35+ years old. It is registered with the Registrar of Companies, Chennai.

Ind Bank Housing has 2 deals on record (2 market trades); the latest was in December 2010.

The peers of Ind Bank Housing by revenue are GCCL Housing Finance Limited, Tyger Home Finance Private Limited, Chandadevi Dugar Housing Finance Limited, Nanaya Surabhi Development Financial Services, all in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities).

Tirupathur Chandrasekaran Ramaswamy ceased to be Director on 20 Sep 2024. Raja Lakshmi Vardarajan was appointed as Director on 17 Aug 2024. Shiv Bajrang Singh was appointed as Nominee Director on 20 Jun 2024. Ind Bank Housing has 89 board changes on record in total.