Inditrade Microfinance Limited

Inditrade Microfinance Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN U67190MH2016PLC306585 Incorporated 29 January 2016 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Public Limited Company financial services
Data last updated
Revenue · Latest
-
Latest filing
EBITDA · Latest
*****
In full report
Net profit · Latest
*****
In full report
Authorised capital
₹59 Cr
Registered with MCA
Paid-up capital
₹57.06 Cr
Issued & subscribed
Open charges
₹179.75 Cr
Satisfied ₹488.6 Cr
Company age
10 yrs
Est. 2016
Employees · EPFO
1
Latest available

About Inditrade Microfinance Limited

Data last updated: 23 February 2026

Inditrade Microfinance Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Inditrade Capital Limited. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 29 January 2016, the company has been in operation for over 10 years.

Registered with ROC Mumbai under CIN U67190TN2016PLC103904.

Capital: an authorised share capital of ₹59 Cr and a paid-up capital of ₹57.06 Cr. Formerly known as Tree Microfinance Limited. It is led by directors including Jhuma Guha and Vijay Chugh.

Last AGM: 07 August 2024. Financial statements filed for year ended 31 March 2024. Office: Mumbai, Maharashtra.

The company has a workforce of approximately 1 employees as per the latest available data. It operates as a subsidiary of Inditrade Capital Limited.

As per MCA filings, the company has open charges of ₹179.75 Cr and satisfied charges of ₹488.6 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website inditrade.com.

Company Details of Inditrade Microfinance Limited
CIN U67190MH2016PLC306585
Registration Number 306585
Incorporation Date 29 January 2016
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 07 August 2024
Date of Balance Sheet 31 March 2024
Parent Company Inditrade Capital Limited
Compliance Status Active Compliant
Key People
Jhuma Guha Director Vijay Chugh Director Kerachan Ayyappan Somasekharan Director
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Registered Address
    T – 7C 5Th Floor Phoenix House, Senapati Bapat Marg Lower Parel, Mumbai, Maharashtra, India – 400013
  • Industry
    Financial Services, Microfinance Institutions, NBFC
Company report
Inditrade Microfinance Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
  • PDF report delivered after checkout
₹799 ₹999 20% off
Secure checkout · GST invoice included

Unlock the full Inditrade Microfinance Limited report

Financials, compliance, directors, charges, ownership and filings for Inditrade Microfinance Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Inditrade Microfinance Limited

Inditrade Microfinance Limited has one previous CIN (Corporate Identification Number): U67190TN2016PLC103904. The current CIN is U67190MH2016PLC306585, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U67190MH2016PLC306585 Current
U67190TN2016PLC103904 Previous

Business Activity of Inditrade Microfinance Limited

Inditrade Microfinance Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
********* Financial and insurance Service ********* Other financial activities *********

Board of Directors of Inditrade Microfinance Limited

Inditrade Microfinance Limited is currently managed by 6 directors, with 24 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Jhuma Guha
Also directs: Inditrade Capital Limited, Inditrade Fincorp Limited, Inditrade Technologies Limited and 3 more
Director 02 Nov 2017 8 Years 8 Months Current
Vijay Chugh
Also directs: Inditrade Fincorp Limited, Arka Fincap Limited
Director 03 May 2018 8 Years 2 Months Current
Kerachan Ayyappan Somasekharan
Also directs: Inditrade Capital Limited, Inditrade Fincorp Limited, Inditrade Rural Marketing Limited and 1 more
Director 19 May 2016 10 Years 1 Months Current
Subroto Chattopadhyay
Also directs: Inditrade Capital Limited, Inditrade Scalerator Limited, Peninsula Publications And Studio Private Limited
Director 03 May 2018 8 Years 2 Months Current
View all directors

Financials of Inditrade Microfinance Limited FY 2024 filings available

Metrics
*****
*****
*****
*****
*****
Revenue
Revenue from Operations
*****
*****
*****
*****
*****
Revenue Growth %
*****
*****
*****
*****
*****
Other Income
*****
*****
*****
*****
*****
Total Revenue
*****
*****
*****
*****
*****
Expenses
Total Expenses
*****
*****
*****
*****
*****
Raw Material Cost
*****
*****
*****
*****
*****
Change in Inventory FG
*****
*****
*****
*****
*****
Change in Inventory WIP
*****
*****
*****
*****
*****
Purchase of Traded Goods
*****
*****
*****
*****
*****
Employee Cost
*****
*****
*****
*****
*****
Managerial Remuneration
*****
*****
*****
*****
*****
Audit Fees
*****
*****
*****
*****
*****
Insurance
*****
*****
*****
*****
*****
Power & Fuel
*****
*****
*****
*****
*****
Interest
*****
*****
*****
*****
*****
Depreciation
*****
*****
*****
*****
*****
Other Expenses
*****
*****
*****
*****
*****
Profitability
EBITDA (Operating Profit)
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
Exceptional Items
*****
*****
*****
*****
*****
Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Exceptional & Extraordinary Items
*****
*****
*****
*****
*****
Profit Before Tax
*****
*****
*****
*****
*****
Tax & Net Profit
Tax Expense
*****
*****
*****
*****
*****
Current Tax
*****
*****
*****
*****
*****
Deferred Tax
*****
*****
*****
*****
*****
Profit from Discontinued Operations
*****
*****
*****
*****
*****
Tax on Discontinued Operations
*****
*****
*****
*****
*****
Profit
*****
*****
*****
*****
*****
Net Margin %
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Shareholders' Funds
Total Shareholders' Funds
*****
*****
*****
*****
*****
Equity Capital
*****
*****
*****
*****
*****
Reserves & Surplus
*****
*****
*****
*****
*****
Money Against Warrants
*****
*****
*****
*****
*****
Other Equity
*****
*****
*****
*****
*****
Non-Current Liabilities
Total Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Borrowings
*****
*****
*****
*****
*****
Deferred Tax Liabilities
*****
*****
*****
*****
*****
Other Non-Current Liabilities
*****
*****
*****
*****
*****
Long-Term Provisions
*****
*****
*****
*****
*****
Current Liabilities
Total Current Liabilities
*****
*****
*****
*****
*****
Short-Term Borrowings
*****
*****
*****
*****
*****
Trade Payables
*****
*****
*****
*****
*****
Other Current Liabilities
*****
*****
*****
*****
*****
Short-Term Provisions
*****
*****
*****
*****
*****
Total Equity & Liabilities
*****
*****
*****
*****
*****
Non-Current Assets
Non-Current Assets
*****
*****
*****
*****
*****
Tangible Assets
*****
*****
*****
*****
*****
Intangible Assets
*****
*****
*****
*****
*****
Capital WIP
*****
*****
*****
*****
*****
Intangibles Under Dev
*****
*****
*****
*****
*****
Investments
*****
*****
*****
*****
*****
Deferred Tax Assets
*****
*****
*****
*****
*****
LT Loans & Advances
*****
*****
*****
*****
*****
Other Non-Current Assets
*****
*****
*****
*****
*****
Current Assets
Current Assets
*****
*****
*****
*****
*****
Current Investments
*****
*****
*****
*****
*****
Inventories
*****
*****
*****
*****
*****
Trade Receivables
*****
*****
*****
*****
*****
Cash & Bank Balance
*****
*****
*****
*****
*****
ST Loans & Advances
*****
*****
*****
*****
*****
Other Current Assets
*****
*****
*****
*****
*****
Total Assets
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Cash from Operating Activities (CFO)
Profit Before Tax
*****
*****
*****
*****
*****
Non-Cash Adjustments
*****
*****
*****
*****
*****
+ Interest Expense
*****
*****
*****
*****
*****
+ Depreciation
*****
*****
*****
*****
*****
+/- Unrealized Forex
*****
*****
*****
*****
*****
- Dividend Income
*****
*****
*****
*****
*****
- Interest Income
*****
*****
*****
*****
*****
+/- Other Non-Cash Items
*****
*****
*****
*****
*****
Changes in Working Capital
*****
*****
*****
*****
*****
+/- Inventory
*****
*****
*****
*****
*****
+/- Debtors
*****
*****
*****
*****
*****
+/- Creditors
*****
*****
*****
*****
*****
Reconciliation Adjustments
*****
*****
*****
*****
*****
Cash Generated from Operations
*****
*****
*****
*****
*****
Income Taxes Paid
*****
*****
*****
*****
*****
Net CFO (Cash from Operations)
*****
*****
*****
*****
*****
Cash from Investing Activities (CFI)
Acquisitions & Disposals
*****
*****
*****
*****
*****
Disposal of Subsidiaries
*****
*****
*****
*****
*****
Acquisition of Subsidiaries
*****
*****
*****
*****
*****
Capex
*****
*****
*****
*****
*****
Purchase of Fixed Assets
*****
*****
*****
*****
*****
Sale of Fixed Assets
*****
*****
*****
*****
*****
Other Investing Cash Flows
*****
*****
*****
*****
*****
Net CFI (Cash from Investing)
*****
*****
*****
*****
*****
Cash from Financing Activities (CFF)
Equity Issuance
*****
*****
*****
*****
*****
Debt Raised
*****
*****
*****
*****
*****
Debt Repaid
*****
*****
*****
*****
*****
Dividends Paid
*****
*****
*****
*****
*****
Interest Paid
*****
*****
*****
*****
*****
Net CFF (Cash from Financing)
*****
*****
*****
*****
*****
Net Cash Position
Net Change in Cash (Pre-Forex)
*****
*****
*****
*****
*****
Closing Cash & Equivalents
*****
*****
*****
*****
*****
Metrics
*****
*****
*****
*****
*****
Liquidity
Current Ratio
*****
*****
*****
*****
*****
Quick Ratio
*****
*****
*****
*****
*****
Cash Ratio
*****
*****
*****
*****
*****
Efficiency
Inventory Days
*****
*****
*****
*****
*****
Debtor Days
*****
*****
*****
*****
*****
Creditor Days
*****
*****
*****
*****
*****
Cash Conversion Cycle
*****
*****
*****
*****
*****
Asset Turnover
*****
*****
*****
*****
*****
Profitability
Net Profit Margin %
*****
*****
*****
*****
*****
Operating Margin %
*****
*****
*****
*****
*****
ROE %
*****
*****
*****
*****
*****
ROCE %
*****
*****
*****
*****
*****
Net Worth Margin %
*****
*****
*****
*****
*****
Growth
Revenue Growth %
*****
*****
*****
*****
*****
Leverage
Equity Multiplier
*****
*****
*****
*****
*****
Debt / EBITDA
*****
*****
*****
*****
*****
Solvency
D/E Ratio
*****
*****
*****
*****
*****
ICR
*****
*****
*****
*****
*****

Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings of Inditrade Microfinance Limited

Open charges
₹179.75 Cr
Satisfied charges
₹488.6 Cr
Breakdown by lending institutions
Others₹69.75 Cr
Sidbi₹25.00 Cr
Indian Overseas Bank₹25.00 Cr
Indian Bank₹20.00 Cr
Canara Bank₹15.00 Cr
Others₹25.00 Cr
Latest charge details
DateLenderAmountStatus
26 Mar 2024 Others ₹3.75 Cr Open
27 Feb 2023 Others ₹3 Cr Open
20 Sep 2022 Others ₹5 Cr Open
29 Mar 2022 Others ₹10 Cr Open
10 Feb 2022 Others ₹20 Cr Open

Total charge records: 88 View all charges

Employees and EPFO Compliance at Inditrade Microfinance Limited

View historical data on people associated with Inditrade Microfinance Limited, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Inditrade Microfinance Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Inditrade Microfinance Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Inditrade Microfinance Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Inditrade Microfinance Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Inditrade Microfinance Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Inditrade Microfinance Limited

MSME Payment Delays by Inditrade Microfinance Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Inditrade Microfinance Limited

Subsidiaries & Group Companies of Inditrade Microfinance Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Inditrade Microfinance Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Inditrade Microfinance Limited

MCA Filings & Documents of Inditrade Microfinance Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Inditrade Microfinance Limited

Directors
30 Sep 2024
Aniruddha Shridhar Badkatte was appointed as a Company Secretary on 30 Sep 2024 & has been associated with this company since 1 year 9 months.
Activity
07 Aug 2024
Inditrade Microfinance Limited last Annual general meeting of members was held on 07 Aug 2024 as per latest MCA records.
Charges
15 Jul 2024
A charge registered on 19 Jul 2021 via Charge ID 100460222 with State Bank Of India was fully satisfied on 15 Jul 2024.
Charges
08 Jul 2024
A charge registered on 12 May 2021 via Charge ID 100448183 with Dhanlaxmi Bank Limited was fully satisfied on 08 Jul 2024.
Charges
11 Jun 2024
A charge registered on 28 Mar 2022 via Charge ID 100550691 with Others was fully satisfied on 11 Jun 2024.
Charges
06 May 2024
A charge registered on 30 Mar 2022 via Charge ID 100569581 with Others was fully satisfied on 06 May 2024.

Recent News on Inditrade Microfinance Limited

Robocash partners with Inditrade to offer loans in India
11 Dec 2018 · Peer2Peer Finance News

Frequently Asked Questions about Inditrade Microfinance Limited

Inditrade Microfinance Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 29 January 2016 (10+ years old) and is registered under CIN U67190MH2016PLC306585. The company has 1 employees.

The current directors of Inditrade Microfinance Limited are:

The primary industry of Inditrade Microfinance Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.

Inditrade Microfinance Limited can be reached at the registered office: T – 7C 5Th Floor Phoenix House, Senapati Bapat Marg Lower Parel, Mumbai, Maharashtra, India – 400013, or through the website inditrade.com.

The authorised capital is ₹59 Cr, and the paid-up capital is ₹57.06 Cr.

The company has its registered office at T – 7C 5Th Floor Phoenix House, Senapati Bapat Marg Lower Parel, Mumbai, Maharashtra, India – 400013.

7M+ Indian companies. One platform.

Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

Subscription plans available