Interlink Saving and Finance Private Limited
About Interlink Saving and Finance Private Limited
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Interlink Saving and Finance Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 28 November 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65921WB1995PTC163583. Its GSTIN is 29AAACI3787R1ZN (Karnataka).
The company has an authorised share capital of ₹87 Lakh and a paid-up capital of ₹86.16 Lakh. It is led by directors Vidya Agarwal and Rajesh Kumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 27 Chatawala Gali 1st Floor, Kolkata, West Bengal, India – 700012.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.66 Lakh, a growth of 28% compared to the previous year. For the same year it recorded a net loss of ₹5.04 Cr and EBITDA of -₹5.02 Cr. Revenue has declined at a compounded annual rate (CAGR) of 63% over three years and 69% over five years.
As per MCA filings, the company has open charges of ₹2.1 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Interlink Saving and Finance has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65921WB1995PTC163583, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921WB1995PTC163583 | Current |
| U65921UP1995PTC019084 | Previous |
| U65921UR1995PTC019084 | Previous |
Contact details
Interlink Saving and Finance Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address27 Chatawala Gali 1st Floor, Kolkata, West Bengal, India – 700012
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Interlink Saving and Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Interlink Saving and Finance Private Limited
FY 2024 filings availableInterlink Saving and Finance Private Limited reported revenue of ₹22.66 Lakh (up 28% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 28% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 69%. EBITDA rose 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹5.02 Cr | ||||
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| Net Profit (PAT) | -₹5.04 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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To see the full financial statements and ratios of Interlink Saving and Finance Private Limited, buy the company report.
Board of directors of Interlink Saving and Finance Private Limited
Interlink Saving and Finance has 2 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vidya Agarwal Also directs: Mech Agrotek Private Limited, Mech Industries Pvt Ltd, Emerald Tradecom Private Limited and 1 more | Director | 29 Aug 2022 | 4 Years 1 Months | Current |
| Rajesh Kumar | Director | 15 Feb 2017 | 9 Years 8 Months | Current |
Auditor
Interlink Saving and Finance Private Limited is audited by ANUPAMA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANUPAMA & ASSOCIATES | FY 2023 | 303872 |
Shareholding
The shareholding of Interlink Saving and Finance Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Interlink Saving and Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Dec 1990 | 90271417 | Punjab & Sind Bank | ₹2.1 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Interlink Saving and Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Interlink Saving and Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Interlink Saving and Finance has 4 associated companies. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
GST
Interlink Saving and Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAACI3787R1ZN | Karnataka | Active | 29 Jul 2021 |
To see the full GST registrations and return filing status of Interlink Saving and Finance Private Limited, buy the company report.
Recent activity
Interlink Saving and Finance Private Limited has 11 board changes on record since 2010: 2 appointments and 9 cessations. The latest: Vidya Agarwal ceased to be Additional Director on 30 Sep 2022.
3 earlier events are in the company report.
Frequently asked questions
Interlink Saving and Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 28 November 1995 (31+ years old) and is registered under CIN U65921WB1995PTC163583.
Interlink Saving and Finance has 2 current directors:
- Vidya Agarwal - Director
- Rajesh Kumar - Director
The latest financial statements of Interlink Saving and Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Interlink Saving and Finance is 29AAACI3787R1ZN, registered in Karnataka.
The CIN (Corporate Identification Number) of Interlink Saving and Finance is U65921WB1995PTC163583. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Interlink Saving and Finance was incorporated on 28 November 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
Vidya Agarwal ceased to be Additional Director on 30 Sep 2022. Vidya Agarwal was appointed as Director on 29 Aug 2022. Srikant Shand ceased to be Director on 05 Apr 2019. Interlink Saving and Finance has 11 board changes on record in total.
The registered office of Interlink Saving and Finance is at 27 Chatawala Gali 1st Floor, Kolkata, West Bengal, India – 700012.
Interlink Saving and Finance operates in the financial services industry, in the nbfc segment.
Interlink Saving and Finance has open charges of ₹2.1 Lakh and no satisfied charges on record as per latest MCA filings.