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Irfc Finance Private Limited - financial services in Indore, Madhya Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.48 Cr
▲ 43% YoY
Net profit · FY 2025
₹1.69 Cr
Net margin 48.6%
EBITDA · FY 2025
₹1.95 Cr
EBITDA margin 56%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹8.68 Cr
Issued & subscribed
Open charges
₹10.59 Cr
Satisfied ₹1.79 Cr
Company age
6 yrs
Est. 2020
Employees · EPFO
30
Provident fund records
About Irfc Finance Private Limited
Data last updated:
Irfc Finance Private Limited is a private limited company based in Indore, Madhya Pradesh, India, recognised as a startup by DPIIT. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 20 January 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U65929MP2020PTC050709. Its GSTIN is 23AAFCI5519J1ZK (Madhya Pradesh).
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹8.68 Cr. It is led by directors Vivek Jain and Ashvita Goyal.
Its last annual general meeting (AGM) was held on 04 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at H.No 24F Sector B Slice 4 Near Atel Khel Pariser Scheme No 78 Aranay Vijay Nagar, Indore, Madhya Pradesh, India – 452010.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.48 Cr, a growth of 43% compared to the previous year. For the same year it recorded a net profit of ₹1.69 Cr (net margin 48.6%) and EBITDA of ₹1.95 Cr (EBITDA margin 56%). Revenue has grown at a compounded annual rate (CAGR) of 93% over three years.
The company has about 30 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Irfcfinance. As per MCA filings, the company has open charges of ₹10.59 Cr and satisfied charges of ₹1.79 Cr on record.
Irfc Finance Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MP-23-0006486). For more details, the company can be reached via its website irfcfinance.in.
Company details
CIN U65929MP2020PTC050709
Registration Number 050709
Incorporation Date 20 January 2020
ROC Gwalior
Listing Status Unlisted
Company Status Active
Date of Last AGM 04 August 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MP-23-0006486
Key People
Vivek Jain Director Ashvita Goyal Director Recognitions & Rankings of Irfc Finance
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2020-21)
- Udyam number
- UDYAM-MP-23-0006486
Contact details
Irfc Finance Private Limited's registered office is in Indore, Madhya Pradesh. Its website is irfcfinance.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressH.No 24F Sector B Slice 4 Near Atel Khel Pariser Scheme No 78 Aranay Vijay Nagar, Indore, Madhya Pradesh, India – 452010
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Irfc Finance Private Limited, buy the company report.
Comprehensive company report
Irfc Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Irfc Finance operates one associated brand: Irfcfinance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Providing loans such as housing, personal, business, and loans against property to individuals in low and middle-income segments in India. | irfcfinance.in |
Business activity
The main business activity of Irfc Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Irfc Finance Private Limited, buy the company report.
Financials of Irfc Finance Private Limited
FY 2025 filings availableIrfc Finance Private Limited reported revenue of ₹3.48 Cr (up 43% YoY) for FY 2025.
Revenue · FY 2025
₹3.48 Cr ▲ 43%
Net profit · FY 2025
₹1.69 Cr margin 48.6%
EBITDA · FY 2025
₹1.95 Cr margin 56%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 43%
3 years · compounded
▲ 93%
EBITDA CAGR growth
1 year
▲ 36%
3 years · compounded
▲ 155%
Revenue has grown at a compounded annual rate (CAGR) of 93% over three years, including 43% growth in the latest year. EBITDA rose 36% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.95 Cr | ||||
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| Net Profit (PAT) | ₹1.69 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 56% | ||||
| Net Profit Margin | 48.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Irfc Finance Private Limited, buy the company report.
Board of directors of Irfc Finance Private Limited
Irfc Finance has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vivek Jain | Director | 20 Jan 2020 | 6 Years 9 Months | Current |
| Ashvita Goyal | Director | 20 Jan 2020 | 6 Years 9 Months | Current |
Auditor
Irfc Finance Private Limited is audited by Mahesh C. Solanki & Co for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Mahesh C. Solanki & Co | FY 2023 | 006228C |
Shareholding
The shareholding of Irfc Finance Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Irfc Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹10.59 Cr
Satisfied charges
₹1.79 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Aug 2023 | 100776774 | State Bank of India | ₹10.59 Cr | Open | |
| 14 Apr 2021 | 100439262 | Others | ₹1.79 Cr | Satisfied |
To see the full charge records of Irfc Finance Private Limited, buy the company report.
Total charge records: 2 View all charges
Legal cases
No court or tribunal cases involving Irfc Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Irfc Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Irfc Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 23AAFCI5519J1ZK | Madhya Pradesh | Active | 20 Feb 2020 |
To see the full GST registrations and return filing status of Irfc Finance Private Limited, buy the company report.
Recent activity
Irfc Finance Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Ashvita Goyal was appointed as Director on 20 Jan 2020.
AGM
Irfc Finance Private Limited last Annual general meeting of members was held on 04 Aug 2025 as per latest MCA records.
Charges
A charge with State Bank Of India of Rs. 10.59 Cr registered on 21 Aug 2023 with Charge ID 100776774 was modified on 29 Jul 2025.
Filing
Irfc Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Gwalior.
Charges
A charge registered on 14 Apr 2021 via Charge ID 100439262 with Others was fully satisfied on 03 Sep 2023.
Charges
A charge with State Bank Of India amounted to Rs. 10.59 Cr with Charge ID 100776774 was registered on 21 Aug 2023.
Charges
A charge with Others amounted to Rs. 1.79 Cr with Charge ID 100439262 was registered on 14 Apr 2021.
Charges
A charge with Others of Rs. 1.79 Cr registered on 14 Apr 2021 with Charge ID 100439262 was modified on 14 Apr 2021.
Appointed
Ashvita Goyal was appointed as Director.
Appointed
Vivek Jain was appointed as Director.
Incorporation
20 Jan 2020
Irfc Finance Private Limited was registered on 20 Jan 2020 with Roc Gwalior & aged 6 years 9 months as per MCA records.
Frequently asked questions
Irfc Finance is an active private limited company based in Indore, Madhya Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 20 January 2020 (6+ years old) and is registered under CIN U65929MP2020PTC050709.
Irfc Finance has 2 current directors:
- Vivek Jain - Director
- Ashvita Goyal - Director
The latest financial statements of Irfc Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 04 August 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Irfc Finance is 23AAFCI5519J1ZK, registered in Madhya Pradesh.
The CIN (Corporate Identification Number) of Irfc Finance is U65929MP2020PTC050709. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Irfc Finance was incorporated on 20 January 2020, making it 6+ years old. It is registered with the Registrar of Companies, Gwalior.
Ashvita Goyal was appointed as Director on 20 Jan 2020. Vivek Jain was appointed as Director on 20 Jan 2020.
Yes, Irfc Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Irfc Finance is registered as a micro enterprise under Udyam registration (number: UDYAM-MP-23-0006486).
Irfc Finance can be reached through the website irfcfinance.in. Its registered office is in Indore, Madhya Pradesh, India.