Ishara Finance & Rural Development Private Limited

Ishara Finance & Rural Development Private Limited - professional services in Ludhiana, Punjab, India. FY 2026 financials & compliance.
CIN U74110PB1994PTC015291 Incorporated 11 November 1994 ROC Chandigarh HQ Ludhiana, Punjab, India
Active Private Limited Company professional services
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹2.9 Cr
Issued & subscribed
Satisfied charges
₹23.09 Cr
No open charges
Company age
32 yrs
Est. 1994
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date
Last AGM
30 Sep 2025
Annual general meeting
Company status
Active
MCA master data

About Ishara Finance & Rural Development Private Limited

Data last updated:

Ishara Finance & Rural Development Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the advocacy segment of the professional services sector. It was incorporated on 11 November 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U74110PB1994PTC015291.

The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2.9 Cr. It was formerly known as B.K. Finlease Private Limited. It is led by directors Jagannath and Manas Mukul Srivastava.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 34/9177 Joshi Nagar Haibowal Kalan, Ludhiana, Punjab, India – 141001.

As per MCA filings, the company has satisfied charges of ₹23.09 Cr on record. Court records list 2 cases involving the company, including 2 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U74110PB1994PTC015291
Registration Number 015291
Incorporation Date 11 November 1994
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

CIN history

Ishara Finance & Rural Development has one previous CIN (Corporate Identification Number): U65921PB1994PTC015291. The current CIN is U74110PB1994PTC015291, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U74110PB1994PTC015291Current
U65921PB1994PTC015291Previous

Contact details

Ishara Finance & Rural Development Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address is in the company report.

  • Email
  • Registered Address
    B – 34/9177 Joshi Nagar Haibowal Kalan, Ludhiana, Punjab, India – 141001
  • Industry
    Professional Services, Advocacy, Legal Services, Tax Consultant, Accounting

To see the full contact details of Ishara Finance & Rural Development Private Limited, buy the company report.

Comprehensive company report
Ishara Finance & Rural Development Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Ishara Finance & Rural Development Private Limited

FY 2025 filings available

Financial Statement Summary

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
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EBITDA
Profit Before Tax
Tax Expense
Net Profit (PAT)
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profitability
EBITDA Margin
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ishara Finance & Rural Development Private Limited, buy the company report.

Board of directors of Ishara Finance & Rural Development Private Limited

Ishara Finance & Rural Development has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
JagannathAdditional Director25 Jun 20215 Years 4 MonthsCurrent
Manas Mukul SrivastavaAdditional Director09 Dec 201411 Years 11 MonthsCurrent

Auditor

Ishara Finance & Rural Development Private Limited is audited by S R V M & ASSOCIATES for the financial year 2019.

Auditor firmFinancial yearFirm registration number
S R V M & ASSOCIATESFY 2019004761N

Shareholding

The shareholding of Ishara Finance & Rural Development Private Limited is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2019FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Ishara Finance & Rural Development Private Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹23.09 Cr
Breakdown by lending institutions
Small Industries Development Bank of India₹18.09 Cr
Idbi Bank Limited₹5.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
09 Dec 201110323459Idbi Bank Limited₹5 CrSatisfied
18 May 201110289275Small Industries Development Bank of India₹18.09 CrSatisfied

To see the full charge records of Ishara Finance & Rural Development Private Limited, buy the company report.

Total charge records: 2 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ishara Finance & Rural Development Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ishara Finance & Rural Development Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ishara Finance & Rural Development Private Limited has 5 board changes on record since 2009: 2 appointments and 3 cessations. The latest: Jagannath was appointed as Additional Director on 25 Jun 2021.

AGM
Ishara Finance & Rural Development Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Ishara Finance & Rural Development Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Appointed
Jagannath was appointed as Additional Director.
Charges
A charge registered on 18 May 2011 via Charge ID 10289275 with Small Industries Development Bank Of India was fully satisfied on 13 Feb 2020.
Charges
A charge registered on 09 Dec 2011 via Charge ID 10323459 with Idbi Bank Limited was fully satisfied on 26 Mar 2015.
Appointed
Manas Mukul Srivastava was appointed as Additional Director.
Ceased
Prakash Vinayak Joshi ceased to be Director.
Ceased
Mohinder Singh ceased to be Director.
Charges
A charge with Idbi Bank Limited amounted to Rs. 5.00 Cr with Charge ID 10323459 was registered on 09 Dec 2011.
Charges
A charge with Small Industries Development Bank Of India amounted to Rs. 18.09 Cr with Charge ID 10289275 was registered on 18 May 2011.
Ceased
Renu Sethi ceased to be Director.
Incorporation
11 Nov 1994
Ishara Finance & Rural Development Private Limited was registered on 11 Nov 1994 with Roc Chandigarh & aged 32 years 2 days as per MCA records.

Frequently asked questions

Ishara Finance & Rural Development is an active private limited company based in Ludhiana, Punjab, India. The company works in advocacy, within the professional services industry. It was incorporated on 11 November 1994 (32+ years old) and is registered under CIN U74110PB1994PTC015291.

Ishara Finance & Rural Development has 2 current directors:

The latest financial statements of Ishara Finance & Rural Development on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Ishara Finance & Rural Development is U74110PB1994PTC015291. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ishara Finance & Rural Development has 2 court cases on record: 2 filed against it.

Ishara Finance & Rural Development was incorporated on 11 November 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chandigarh.

Jagannath was appointed as Additional Director on 25 Jun 2021. Manas Mukul Srivastava was appointed as Additional Director on 09 Dec 2014. Prakash Vinayak Joshi ceased to be Director on 09 Dec 2014. Ishara Finance & Rural Development has 5 board changes on record in total.

The registered office of Ishara Finance & Rural Development is at B – 349177 Joshi Nagar Haibowal Kalan, Ludhiana, Punjab, India – 141001.

Ishara Finance & Rural Development operates in the professional services industry, in the advocacy segment.

Ishara Finance & Rural Development has no open charges and satisfied charges of ₹23.09 Cr as per latest MCA filings.