Ishma Financial Services Pvt Ltd
About Ishma Financial Services Pvt Ltd
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Ishma Financial Services Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 21 January 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65993WB1987PTC041802.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹50 Lakh. It is led by directors Nisith Ray and Dinesh Kumar Lohia.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at P – 1 Hide Lane Nineth Floor, Kolkata, West Bengal, India – 700073.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.67 Lakh, a decline of 5% compared to the previous year. For the same year it recorded a net profit of ₹8.97 Lakh (net margin 134.5%) and EBITDA of ₹6.54 Lakh (EBITDA margin 98.1%). Revenue has declined at a compounded annual rate (CAGR) of 5% over three years and 40% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ishma Financial Services Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressP – 1 Hide Lane Nineth Floor, Kolkata, West Bengal, India – 700073
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ishma Financial Services Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Ishma Financial Services Pvt Ltd
FY 2025 filings availableIshma Financial Services Pvt Ltd reported revenue of ₹6.67 Lakh (down 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 40% over five years, including a 5% fall in the latest year. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹6.54 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹8.97 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 98.1% | ||||
| Net Profit Margin | 134.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Ishma Financial Services Pvt Ltd, buy the company report.
Board of directors of Ishma Financial Services Pvt Ltd
Ishma Financial Services has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nisith Ray Also directs: The Ganges Rope Company Ltd., Sumati Projects Ltd, Siddha Conclave Private Limited and 5 more | Director | 11 Oct 2001 | 25 Years 0 Months | Current |
| Dinesh Kumar Lohia | Director | 05 Jan 2015 | 11 Years 10 Months | Current |
Peer comparison
Ishma Financial Services Pvt Ltd is compared with the 10 companies closest to it by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| I-Next India Nidhi Limited | ₹6.7 Lakh (FY 2022) | 30.0% | Mirzapur, Uttar Pradesh, India | |||
| Gnanavridhi Nidhi Limited | ₹6.68 Lakh (FY 2022) | 33380800.0% | Bangalore, Karnataka, India | |||
| Green Earth Shety Farms Private Limited | ₹6.67 Lakh (FY 2025) | -98.0% | Pune, Maharashtra, India | |||
| Prodyut Financial Services Private Limited | ₹6.67 Lakh (FY 2025) | 131498.0% | Kolkata, West Bengal, India | |||
| Tapovan Tradelink Private Limited | ₹6.67 Lakh (FY 2025) | 18.0% | Surat, Gujarat, India | |||
| Ishma Financial Services Pvt Ltdthis company | ₹6.67 Lakh (FY 2025) | ₹8.97 Lakh | 134.5% | -5.0% | Kolkata, West Bengal, India | |
| Hryn Mutual Benefit Nidhi Limited | ₹6.66 Lakh (FY 2022) | 145.0% | Gurugram, Haryana, India | |||
| Maritime Merchants Pvt. Ltd. | ₹6.66 Lakh (FY 2017) | 7.0% | Kolkata, West Bengal, India | |||
| Sreesr Resolutions Agency Private Limited | ₹6.66 Lakh (FY 2025) | -33.0% | Hyderabad, Telangana, India | |||
| Mnvpl Projects Private Limited | ₹6.66 Lakh (FY 2025) | 12.0% | Gurgaon, Haryana, India | |||
| Trideep Projects Private Limited | ₹6.66 Lakh (FY 2020) | 700.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Ishma Financial Services Pvt Ltd, buy the company report.
Auditor
Ishma Financial Services Pvt Ltd is audited by PSPM & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PSPM & CO. | FY 2022 | 328623E |
Shareholding
The shareholding of Ishma Financial Services Pvt Ltd is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Ishma Financial Services Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Ishma Financial Services Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ishma Financial Services Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ishma Financial Services Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ishma Financial Services Pvt Ltd has 4 board changes on record since 2001: 2 appointments and 2 cessations. The latest: Dinesh Kumar Lohia ceased to be Additional Director on 29 Sep 2015.
Frequently asked questions
Ishma Financial Services is an active private limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 21 January 1987 (39+ years old) and is registered under CIN U65993WB1987PTC041802.
Ishma Financial Services has 2 current directors:
- Nisith Ray - Director
- Dinesh Kumar Lohia - Director
The latest financial statements of Ishma Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ishma Financial Services is U65993WB1987PTC041802. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ishma Financial Services was incorporated on 21 January 1987, making it 39+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Ishma Financial Services by revenue are I-Next India Nidhi Limited, Gnanavridhi Nidhi Limited, Green Earth Shety Farms Private Limited, Prodyut Financial Services Private Limited, Tapovan Tradelink Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Dinesh Kumar Lohia ceased to be Additional Director on 29 Sep 2015. Dinesh Kumar Lohia was appointed as Director on 05 Jan 2015. Sitaram Agarwal ceased to be Director on 05 Jan 2015. Ishma Financial Services has 4 board changes on record in total.
The registered office of Ishma Financial Services is at P – 1 Hide Lane Nineth Floor, Kolkata, West Bengal, India – 700073.
Ishma Financial Services operates in the financial services industry, in the diversified financial services segment.
The compliance status of Ishma Financial Services is compliant as of 09 August 2026. The company is actively filing with the Registrar of Companies.
Ishma Financial Services can be reached at its registered office: P – 1 Hide Lane Nineth Floor, Kolkata, West Bengal, India – 700073.
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