J S M Finance Pvt Ltd
About J S M Finance Pvt Ltd
Data last updated:
J S M Finance Pvt Ltd is a private limited company based in Satna, Madhya Pradesh, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 12 June 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U74140MP1995PTC009542. Its GSTIN is 23AAACJ5856G1ZN (Madhya Pradesh). The company holds 4 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.13 Cr. It is led by directors Naresh Goyal and Sanjay Goyal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Near It Birla Vikas, Satna, Madhya Pradesh, India – 485004.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.54 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1.69 Cr (net margin 66.6%) and EBITDA of ₹1.99 Cr (EBITDA margin 78.5%). Revenue has declined at a compounded annual rate (CAGR) of 15% over three years and 25% over five years.
As per MCA filings, the company has satisfied charges of ₹5 Cr on record. Court records list 1 case involving the company, including 1 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
J S M Finance Pvt Ltd's registered office is in Satna, Madhya Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNear It Birla Vikas, Satna, Madhya Pradesh, India – 485004
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of J S M Finance Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of J S M Finance Pvt Ltd
FY 2025 filings availableJ S M Finance Pvt Ltd reported revenue of ₹2.54 Cr (up 23% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 23% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 25%. EBITDA rose 25% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.99 Cr | ||||
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| Net Profit (PAT) | ₹1.69 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 78.5% | ||||
| Net Profit Margin | 66.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of J S M Finance Pvt Ltd, buy the company report.
Board of directors of J S M Finance Pvt Ltd
J S M Finance has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Naresh Goyal Also directs: Rama Boards LLP, Vindhya Life Spaces Developers LLP, Rama Panels Private Limited and 5 more | Director | 05 Aug 1996 | 30 Years 2 Months | Current |
| Sanjay Goyal | Director | 12 Jun 1995 | 31 Years 4 Months | Current |
Peer comparison
J S M Finance Pvt Ltd is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fuji Global Finance Private Limited | ₹2.55 Cr (FY 2024) | 715.0% | Bhilwara, Rajasthan, India | |||
| Eton Investment Services Private Limited | ₹2.54 Cr (FY 2025) | 79.0% | Mumbai, Maharashtra, India | |||
| Kungposh Financial Advisors Private Limited | ₹2.54 Cr (FY 2024) | 77.0% | New Delhi, Delhi, India | |||
| J S M Finance Pvt Ltdthis company | ₹2.54 Cr (FY 2025) | ₹1.69 Cr | 66.6% | 23.0% | Satna, Madhya Pradesh, India | |
| Lakshya Capital Ventures Private Limited | ₹2.54 Cr (FY 2024) | 284.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of J S M Finance Pvt Ltd, buy the company report.
Auditor
J S M Finance Pvt Ltd is audited by M.R. DAGA & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M.R. DAGA & CO. | FY 2023 | 404056 |
Shareholding
The shareholding of J S M Finance Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of J S M Finance Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Mar 2015 | 10567498 | Hdfc Bank Limited | ₹5 Cr | Satisfied |
To see the full charge records of J S M Finance Pvt Ltd, buy the company report.
Total charge records: 1 View all charges
Legal cases
J S M Finance Pvt Ltd has 1 court case on record: 1 filed against it. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Madhya Pradesh | Writ petition | Filed against the company | Pending |
To see the full case history of J S M Finance Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for J S M Finance Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
J S M Finance has 2 associated companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
J S M Finance has 4 GST registrations: 1 active and 3 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 23AAACJ5856G1ZN | Madhya Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of J S M Finance Pvt Ltd, buy the company report.
Recent activity
J S M Finance Pvt Ltd has 2 board changes on record since 1995: 2 appointments. The latest: Naresh Goyal was appointed as Director on 05 Aug 1996.
Frequently asked questions
J S M Finance is an active private limited company based in Satna, Madhya Pradesh, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 12 June 1995 (31+ years old) and is registered under CIN U74140MP1995PTC009542.
J S M Finance has 2 current directors:
- Naresh Goyal - Director
- Sanjay Goyal - Director
The latest financial statements of J S M Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of J S M Finance is 23AAACJ5856G1ZN, registered in Madhya Pradesh. The company has 4 GST registrations in all, of which 1 is active and 3 are cancelled or inactive.
The CIN (Corporate Identification Number) of J S M Finance is U74140MP1995PTC009542. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
J S M Finance has 1 court case on record: 1 filed against it. 1 is pending.
J S M Finance was incorporated on 12 June 1995, making it 31+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of J S M Finance by revenue are Fuji Global Finance Private Limited, Eton Investment Services Private Limited, Kungposh Financial Advisors Private Limited, Lakshya Capital Ventures Private Limited, all in the BFSI industry (Finance, Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services).
Naresh Goyal was appointed as Director on 05 Aug 1996. Sanjay Goyal was appointed as Director on 12 Jun 1995.
The registered office of J S M Finance is at Near It Birla Vikas, Satna, Madhya Pradesh, India – 485004.
J S M Finance operates in the financial services industry, in the diversified financial services segment.
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