About J. Thomas Finance Pvt. Ltd.
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J. Thomas Finance Pvt. Ltd. is a private limited company based in Kolkata, West Bengal, India, a subsidiary of J Thomas & Co Pvt Ltd. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 25 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65921WB1995PTC073715.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹50.01 Lakh. It is led by directors including Arijit Dasgupta and Gaurav Ghosh.
Its last annual general meeting (AGM) was held on 07 August 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 11 R N Mukherjee Rd, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2025, the company reported a revenue of ₹30,000, a decline of 99% compared to the previous year. For the same year it recorded a net loss of ₹2.39 Lakh and EBITDA of -₹1.28 Lakh (EBITDA margin -426.7%). Revenue has declined at a compounded annual rate (CAGR) of 83% over three years and 45% over five years.
As per MCA filings, the company has satisfied charges of ₹17 Cr on record. Court records list 10 cases involving the company, including 7 filed by the company and 3 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jthomas.in.
Company details
Contact details
J. Thomas Finance Pvt. Ltd.'s registered office is in Kolkata, West Bengal. Its website is jthomas.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address11 R N Mukherjee Rd, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of J. Thomas Finance Pvt. Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of J. Thomas Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of J. Thomas Finance Pvt. Ltd., buy the company report.
Financials of J. Thomas Finance Pvt. Ltd.
FY 2026 filings availableJ. Thomas Finance Pvt. Ltd. reported revenue of ₹30,000 (down 99% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 45% over five years, including a 99% fall in the latest year. EBITDA fell 106% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹1.28 Lakh | ||||
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| Net Profit (PAT) | -₹2.39 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -426.7% | ||||
| Net Profit Margin | |||||
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To see the full financial statements and ratios of J. Thomas Finance Pvt. Ltd., buy the company report.
Board of directors of J. Thomas Finance Pvt. Ltd.
J. Thomas Finance has 3 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Arijit Dasgupta Also directs: J Thomas & Co Pvt Ltd | Director | 21 Oct 2013 | 13 Years 0 Months | Current |
| Gaurav Ghosh | Director | 21 Oct 2013 | 13 Years 0 Months | Current |
| Raj Kumar Mullick Also directs: Tea Quotas Pvt Ltd, J Thomas & Co Pvt Ltd | Director | 05 Oct 2018 | 8 Years 1 Months | Current |
Auditor
J. Thomas Finance Pvt. Ltd. is audited by L B JHA & CO. for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| L B JHA & CO. | FY 2024 | 301088E |
Shareholding
The shareholding of J. Thomas Finance Pvt. Ltd. is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of J. Thomas Finance Pvt. Ltd., buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Jul 2013 | 10443109 | The South Indian Bank Limited | ₹1 Cr | Satisfied | |
| 23 May 2013 | 10431607 | Kotak Mahindra Bank Limited | ₹2 Cr | Satisfied | |
| 26 Dec 2011 | 10330405 | Andhra Bank | ₹3 Cr | Satisfied | |
| 26 Jul 2011 | 10301475 | Vijaya Bank | ₹3 Cr | Satisfied | |
| 14 Jun 2003 | 80061337 | Uco Bank | ₹8 Cr | Satisfied |
To see the full charge records of J. Thomas Finance Pvt. Ltd., buy the company report.
Total charge records: 5 View all charges
Legal cases
J. Thomas Finance Pvt. Ltd. has 10 court cases on record: 7 filed by J. Thomas Finance, 3 filed against it. 1 case is pending and 9 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 7 | 1 | 0 |
| District courts | 1 | 0 | 0 |
| Supreme Court | 1 | 1 | 0 |
| NCLAT | 1 | 1 | 1 |
Cases on record (5 of 10)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (1001-Company Law, Mrtp, Trai, Sebi, Idrai & Rbi : Matters relating to winding up) | Filed against the company by Sagufa Ahmed Minority Shareholder of Upper Assam Plywood Products Pvt Ltd. C/O Shazia Ahmed HSBC, JMD Regent Square, DLF Phase-2, Mehrauli Road Gurugram ,Gurgaon , Haryana and 3 others | Disposed |
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Ms. Assambrook Limited and 3 others | Disposed |
| High Court | Arbitration matter | Filed by the company against Bagasa Plantations Private Limited & Ors. | Disposed |
| High Court | Arbitration matter | Filed by the company against Kanoi Plantations Private Limited & Ors. | Disposed |
| High Court | Arbitration matter | Filed by the company against Assambrook Ltd. & Ors. | Disposed |
To see the full case history of J. Thomas Finance Pvt. Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for J. Thomas Finance Pvt. Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for J. Thomas Finance Pvt. Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
J. Thomas Finance Pvt. Ltd. has 14 board changes on record since 2008: 3 appointments and 11 cessations. The latest: Arun Kanti Chakraborti ceased to be Director on 06 Oct 2018.
16 earlier events are in the company report.
Frequently asked questions
J. Thomas Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 25 August 1995 (31+ years old) and is registered under CIN U65921WB1995PTC073715.
J. Thomas Finance has 3 current directors:
- Arijit Dasgupta - Director
- Gaurav Ghosh - Director
- Raj Kumar Mullick - Director
The latest financial statements of J. Thomas Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 07 August 2026. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of J. Thomas Finance is U65921WB1995PTC073715. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
J. Thomas Finance has 10 court cases on record: 7 filed by the company and 3 filed against it. 1 is pending. Most are in the high courts.
J. Thomas Finance was incorporated on 25 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
Arun Kanti Chakraborti ceased to be Director on 06 Oct 2018. Raj Kumar Mullick was appointed as Director on 05 Oct 2018. Anup Kumar Chatterjee ceased to be Director on 31 Mar 2014. J. Thomas Finance has 14 board changes on record in total.
J. Thomas Finance can be reached through the website jthomas.in. Its registered office is in Kolkata, West Bengal, India.
The registered office of J. Thomas Finance is at 11 R N Mukherjee Rd, Kolkata, West Bengal, India – 700001.
J. Thomas Finance operates in the financial services industry, in the nbfc segment.
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