About Jagaran Microfin Private Limited
Data last updated: 11 January 2026
Jagaran Microfin Private Limited is a private limited company based in Kolkata, West Bengal, India, a subsidiary of Gtfs Multi Services Limited. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 12 January 1993, the company has been in operation for over 33 years.
Registered with ROC Kolkata under CIN U74210WB1993PTC057457.
Capital: an authorised share capital of ₹100 Cr and a paid-up capital of ₹72.93 Cr. Formerly known as Sbt Consultants Pvt Ltd. It is led by directors including Sourav Ghosh and Subrata Gupta.
Last AGM: 26 September 2025. Financial statements filed for year ended 31 March 2025. Office: 5Th Floor 38 Hemanta Basu Sarani, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2024, the company reported a revenue of ₹77.67 Cr, a growth of 15% compared to the previous year.
The company has a workforce of approximately 776 employees as per the latest available data. It operates as a subsidiary of Gtfs Multi Services Limited.
The company is associated with 1 brand - Jagaran Microfin. As per MCA filings, the company has open charges of ₹589.88 Cr and satisfied charges of ₹1,949.35 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jagaranmf.com.
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Registered Address5Th Floor 38 Hemanta Basu Sarani, Kolkata, West Bengal, India – 700001
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Jagaran Microfin Private Limited
Jagaran Microfin Private Limited operates one associated brand: Jagaran Microfin. These brands represent Jagaran Microfin Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Micro loans are provided to low-income women in West Bengal. | jagaranmf.com |
Competitors & Alternatives of Jagaran Microfin Private Limited
Brands and companies operating in the same space as Jagaran Microfin Private Limited include AU Small Finance Bank, Ujjivan Small Finance Bank, ESAF and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
AU Small Finance Bank
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Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
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Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Utkarsh Bank
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Small finance bank | Varanasi, India, India | 2009 |
Capital Small Finance Bank
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Microfinance services including savings accounts and loans are provided. | Jalandhar, India, India | 2016 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Business Activity of Jagaran Microfin Private Limited
Jagaran Microfin Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Jagaran Microfin Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Jagaran Microfin Private Limited
Jagaran Microfin Private Limited is audited by LODHA & CO for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| LODHA & CO | Locked | Locked | Locked |
Complete auditor history for Jagaran Microfin Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors and KMP of Jagaran Microfin Private Limited
Jagaran Microfin Private Limited currently reports 8 directors and 1 key managerial person. 33 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Sourav Ghosh
Also directs:
Citi Abasan Private Limited, Vision Conclave Private Limited, Gomati Constructions Private Limited and 5 more
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Whole-Time Director | 08 Mar 2019 | 7 Years 5 Months | Current |
| Subrata Gupta | Director | 11 Apr 2022 | 4 Years 4 Months | Current |
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Aatreyee Majumder
Also directs:
Ishari Apparel Llp, Citi Awas Private Limited, Shankar Realcon Private Limited and 3 more
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Whole-Time Director | 14 Nov 2019 | 6 Years 9 Months | Current |
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Rana Som
Also directs:
Midwest Limited, Sumedha Fiscal Services Ltd, Bengal Birbhum Coalfields Limited and 5 more
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Director | 28 Sep 2021 | 4 Years 10 Months | Current |
| Sandip Das | Nominee Director | 24 Jun 2024 | 2 Years 2 Months | Current |
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Anuradha Gupta
Also directs:
Mcnally Bharat Engg Co Ltd, Weegro Bc Private Limited, Asa International India Microfinance Limited and 1 more
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Director | 16 May 2024 | 2 Years 3 Months | Current |
Financials of Jagaran Microfin Private Limited FY 2025 filings available
Jagaran Microfin Private Limited reported revenue of ₹77.67 Cr (up 15.00% YoY) for FY 2024.
Ten-year financial statements for Jagaran Microfin Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Jagaran Microfin Private Limited
Shareholding and ownership data for Jagaran Microfin Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Jagaran Microfin Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 08 Dec 2025 | Others | ₹5 Cr | Open |
| 27 Nov 2025 | Others | ₹6 Cr | Open |
| 18 Jul 2025 | Others | ₹5 Cr | Open |
| 24 Mar 2025 | Others | ₹25 Cr | Open |
| 05 Feb 2025 | Others | ₹4.88 Cr | Open |
Total charge records: 226 View all charges
Employees and EPFO Compliance at Jagaran Microfin Private Limited
Jagaran Microfin Private Limited has a workforce of 776 employees as of Apr 08, 2024.
Employee and EPFO history for Jagaran Microfin Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Jagaran Microfin Private Limited
GST registrations and filing compliance for Jagaran Microfin Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Jagaran Microfin Private Limited
Credit ratings, litigation, and regulatory alerts for Jagaran Microfin Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Jagaran Microfin Private Limited
MSME payment history for Jagaran Microfin Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Jagaran Microfin Private Limited
Corporate group structure for Jagaran Microfin Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Jagaran Microfin Private Limited
MCA filings and documents for Jagaran Microfin Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Jagaran Microfin Private Limited
Recent News on Jagaran Microfin Private Limited
Frequently Asked Questions about Jagaran Microfin Private Limited
Jagaran Microfin Private Limited is an active private limited company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 12 January 1993 (33+ years old) and is registered under CIN U74210WB1993PTC057457. The company has 776 employees.
Jagaran Microfin Private Limited reported revenue of ₹77.67 Cr for FY 2024 (up 15.00% YoY).
The current directors and KMP of Jagaran Microfin Private Limited are:
- Sourav Ghosh - Whole-Time Director
- Subrata Gupta - Director
- Aatreyee Majumder - Whole-Time Director
- Rana Som - Director
- Sandip Das - Nominee Director
- Anuradha Gupta - Director
- Jaydeep Ghosh - Managing Director
- Dipankar Chatterji - Director
- Tirtha Pratim Sahu - Cfo
The primary industry of Jagaran Microfin Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Jagaran Microfin Private Limited can be reached at the registered office: 5Th Floor 38 Hemanta Basu Sarani, Kolkata, West Bengal, India – 700001, or through the website jagaranmf.com.
The authorised capital is ₹100 Cr, and the paid-up capital is ₹72.93 Cr.