Jagaran Microfin Private Limited - Company Profile

It is a financial services private limited company based in Kolkata, West Bengal, India, established in 1993.

1993 Kolkata, West Bengal, India Active

Last Updated: January 11, 2026

About Jagaran Microfin Private Limited

Jagaran Microfin Private Limited, a active private limited company, was established on 12 January 1993 in Kolkata, West Bengal, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U74210WB1993PTC057457. Registered under ROC Roc Kolkata. it is unlisted. It has an authorized capital of ₹100.00 Cr and a paid-up capital of ₹72.93 Cr.

Formerly known as Sbt Consultants Pvt Ltd. It upholds a compliant status. Employing 776 professional, Its leadership includes Sourav Ghosh (Whole-Time Director), Subrata Gupta (Director), Aatreyee Majumder (Whole-Time Director). Past directors included Shanta Ghosh, Sourav Ghosh, Indrajit Gupta. It holds ₹589.88 Cr open charges and ₹1,949.35 Cr settled loans. Its latest AGM occurred on 26 September 2025, with the balance sheet filed on 31 March 2025. It is based at 5Th Floor, 38 Hemanta Basu Sarani, Kolkata, West Bengal, 700001.

Company Details

CIN/LLPIN
U74210WB1993PTC057457
Registration Number
057457
Incorporation Date
12 January 1993
Authorized Capital
₹100.00 Cr
Paid-Up Capital
₹72.93 Cr
ROC Code
Roc Kolkata
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 100.00 Cr as on 11-01-2026
Paid Up Capital ₹ 72.93 Cr as on 11-01-2026
Company Age 33 Year, 1 Month
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 589.88 Cr as on 11-01-2026
Satisfied Charges ₹ 1,949.35 Cr as on 11-01-2026
Revenue Growth **** -19.99% (FY 2023)
Profit Growth **** -18.88% (FY 2023)
Ebitda **** 118.69% (FY 2023)
Net Worth 9.51% (FY 2023)
Total Assets **** 15.69% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Jagaran Microfin Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

Access Report

Who are the key members and board of directors at Jagaran Microfin Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Sourav Ghosh	Whole-Time Director	08 Mar 2019	Current
Subrata Gupta	Director	11 Apr 2022	Current
Aatreyee Majumder	Whole-Time Director	14 Nov 2019	Current
Rana Som	Director	28 Sep 2021	Current
Sandip Das	Nominee Director	24 Jun 2024	Current
Anuradha Gupta	Director	16 May 2024	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	10 Jun 2019	Past
Pramod Abcsdd	Whole-Time Director	17 Jan 2020	Past
Pramod Abcsdd	Director	30 Apr 2020	Past
Pramod Abcsdd	Director	08 Nov 2010	Past
Pramod Abcsdd	Director	10 Mar 2016	Past
Pramod Abcsdd	Director	08 Nov 2010	Past

Discover detailed profiles of directors and KMP - Unlock leadership insights today!

Financial Performance of Jagaran Microfin.

Jagaran Microfin Private Limited, for the financial year ended 2023, experienced significant reduction in revenue, with a 19.99% decrease. The company also saw a substantial fall in profitability, with a 18.88% decrease in profit. The company's net worth moved up by a moderate rise of 9.51%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

Upgrade Required

Full access to Financial is available only for users with an active Premium plan.

Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-19.99%

*******

Revenue from Operations

*******

1.22%

*******

Total Assets

*******

15.69%

*******

Profit or Loss

*******

-18.88%

*******

Net Worth

*******

9.51%

*******

EBITDA

*******

118.69%

*******

Discover detailed financial data and - Unlock financial today!

What is the Ownership and Shareholding Structure of Jagaran Microfin?

In 2023, Jagaran Microfin had a promoter holding of 92.70% and a public holding of 7.30%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

Upgrade Required

Full access to Ownership and Shareholding Structure is available only for users with an active Premium plan.

Reveal ownership structures and financial performance - Get instant access now!

Charges (Loans)

Open Charges

₹5,898,800,000.00

Satisfied Charges

₹19,493,500,000.00

Charges Breakdown by Lending Institutions

Others : 535.38 Cr
Indian Overseas Bank : 30.00 Cr
Reliance Capital Ltd : 10.00 Cr
Uco Bank : 7.50 Cr
Dhanlaxmi Bank Limited : 5.00 Cr
Others : 2.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
08 Dec 2025	Others	₹5.00 Cr	Open
27 Nov 2025	Others	₹6.00 Cr	Open
18 Jul 2025	Others	₹5.00 Cr	Open
24 Mar 2025	Others	₹25.00 Cr	Open
05 Feb 2025	Others	₹4.88 Cr	Open

Explore comprehensive loan charge details -

How Many Employees Work at Jagaran Microfin?

Jagaran Microfin has a workforce of 776 employees as of Apr 08, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

Upgrade Required

Full access to People is available only for users with an active Premium plan.

Deals i

Gain comprehensive insights into the Deals and Valuation data of Jagaran Microfin, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jagaran Microfin's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Explore deal ratings and alerts - Get instant access now!

Latest Updates, News, and FAQs on Jagaran Microfin

Recent Activity within the Organization

Charges

A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101197108 was registered on 08 Dec 2025. was recorded as a recent event.
08 Dec 2025
Charges

A charge registered on 09 Feb 2023 via Charge ID 100687409 with Others was fully satisfied on 03 Dec 2025. was recorded as a recent event.
03 Dec 2025
Charges

A charge registered on 26 Sep 2022 via Charge ID 100613619 with State Bank Of India was fully satisfied on 03 Dec 2025. was recorded as a recent event.
03 Dec 2025
Charges

Progress on A charge with Others amounted to Rs. 6.00 Cr with Charge ID 101196600 was registered on 27 Nov 2025. was documented.
27 Nov 2025
Charges

The activity A charge with Others of Rs. 4.88 Cr registered on 05 Feb 2025 with Charge ID 101048096 was modified on 25 Nov 2025. was completed.
25 Nov 2025
Charges

Progress on A charge with Others of Rs. 7.50 Cr registered on 01 Aug 2024 with Charge ID 100958088 was modified on 25 Nov 2025. was documented.
25 Nov 2025

Explore recent activity and updates - View Recent Activity