Jan Mudra Credit Private Limited
About Jan Mudra Credit Private Limited
Data last updated:
Jan Mudra Credit Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 28 July 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH2021PTC364797.
The company has an authorised share capital of ₹2.3 Cr and a paid-up capital of ₹2 Cr. It is led by directors Shruti Tejas Kulkarni and Seema Pravin Joshi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 602/7 The Discovery Chs Ltd Dattapada Road Borivali (East), Mumbai, Maharashtra, India – 400066.
As per the financials filed for FY 2025, the company reported a revenue of ₹25.51 Lakh, a decline of 2% compared to the previous year. For the same year it recorded a net loss of ₹6.78 Lakh (net margin -26.6%) and EBITDA of -₹4.53 Lakh (EBITDA margin -17.8%). Revenue has grown at a compounded annual rate (CAGR) of 86% over three years.
Company details
Contact details
Jan Mudra Credit Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address602/7 The Discovery Chs Ltd Dattapada Road Borivali (East), Mumbai, Maharashtra, India – 400066
- IndustryFinancial Services, NBFC
To see the full contact details of Jan Mudra Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Jan Mudra Credit Private Limited
FY 2025 filings availableJan Mudra Credit Private Limited reported revenue of ₹25.51 Lakh (down 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 2% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 86%. EBITDA fell 203% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | -₹4.53 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹6.78 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -17.8% | |||
| Net Profit Margin | -26.6% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Jan Mudra Credit Private Limited, buy the company report.
Board of directors of Jan Mudra Credit Private Limited
Jan Mudra Credit has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shruti Tejas Kulkarni Also directs: Emkay Consultants Ltd, Knoc Door Services HR India Private Limited | Director | 28 Jul 2021 | 5 Years 3 Months | Current |
| Seema Pravin Joshi | Director | 04 Mar 2022 | 4 Years 8 Months | Current |
Peer comparison
Jan Mudra Credit Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (NBFC), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ampl Capital Limited | ₹26.87 Lakh (FY 2019) | 7.0% | Mumbai, Maharashtra, India | |||
| Sunask Finance Ltd | ₹26.51 Lakh (FY 2024) | 45.0% | Chennai, Tamil Nadu, India | |||
| Il & FS Asian Infrastructure Managers Limited | ₹25.97 Lakh (FY 2023) | 12.0% | Mumbai, Maharashtra, India | |||
| S. M. Safeinvest Private Limited | ₹25.94 Lakh (FY 2025) | 20.0% | New Delhi, Delhi, India | |||
| Shree Viswabarathi Nidhi Limited | ₹25.53 Lakh (FY 2024) | 28.0% | Rajahmundry, Andhra Pradesh, India | |||
| Jan Mudra Credit Private Limitedthis company | ₹25.51 Lakh (FY 2025) | -₹6.78 Lakh | -26.6% | -2.0% | Mumbai, Maharashtra, India | |
| Thirani Enterprises Pvt Ltd | ₹25.46 Lakh (FY 2025) | -85.0% | Kolkata, West Bengal, India | |||
| RKDK Corporation Private Limited | ₹25.46 Lakh (FY 2025) | 102.0% | Kolkata, West Bengal, India | |||
| The Dharmaposhana Company | ₹25.22 Lakh (FY 2025) | -12.0% | Thrissur, Kerala, India | |||
| Rar Fincare Limited | ₹25.05 Lakh (FY 2022) | 139.0% | Chennai, Tamil Nadu, India | |||
| Manimajra Motor Finance Private Limited | ₹24.95 Lakh (FY 2023) | -13.0% | Chandigarh, India |
To see the full peer comparison of Jan Mudra Credit Private Limited, buy the company report.
Auditor
Jan Mudra Credit Private Limited is audited by Charudatta Mantri & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Charudatta Mantri & Co. | FY 2023 | 124933W |
Shareholding
The shareholding of Jan Mudra Credit Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Jan Mudra Credit Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Jan Mudra Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jan Mudra Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Jan Mudra Credit Private Limited has 1 active EPFO establishment as of Nov 12, 2026.
GST
No GST registration is on our record for Jan Mudra Credit Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Jan Mudra Credit Private Limited has 5 board changes on record since 2021: 2 appointments and 3 cessations. The latest: Seema Pravin Joshi ceased to be Director on 26 Aug 2022.
Frequently asked questions
Jan Mudra Credit is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 28 July 2021 (5+ years old) and is registered under CIN U65990MH2021PTC364797.
Jan Mudra Credit has 2 current directors:
- Shruti Tejas Kulkarni - Director
- Seema Pravin Joshi - Director
The latest financial statements of Jan Mudra Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2022 are in the company report.
The CIN (Corporate Identification Number) of Jan Mudra Credit is U65990MH2021PTC364797. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jan Mudra Credit was incorporated on 28 July 2021, making it 5+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Jan Mudra Credit by revenue are Ampl Capital Limited, Sunask Finance Ltd, Il & FS Asian Infrastructure Managers Limited, S. M. Safeinvest Private Limited, Shree Viswabarathi Nidhi Limited and 5 more, all in the BFSI industry (NBFC).
Seema Pravin Joshi ceased to be Director on 26 Aug 2022. Shruti Tejas Kulkarni ceased to be Director on 25 Aug 2022. Seema Pravin Joshi was appointed as Director on 04 Mar 2022. Jan Mudra Credit has 5 board changes on record in total.
The registered office of Jan Mudra Credit is at 6027 The Discovery Chs Ltd Dattapada Road Borivali East, Mumbai, Maharashtra, India – 400066.
Jan Mudra Credit operates in the financial services industry, in the nbfc segment.
Jan Mudra Credit can be reached at its registered office: 6027 The Discovery Chs Ltd Dattapada Road Borivali East, Mumbai, Maharashtra, India – 400066.
Jan Mudra Credit is registered under the jurisdiction of the Registrar of Companies (ROC), Mumbai.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
