Jana Small Finance Bank Limited - Company Profile

It is a financial services public limited company based in Bangalore, Karnataka, India, established in 2006.

2006 Bangalore, Karnataka, India Active

Last Updated: December 27, 2025

About Jana Small Finance Bank Limited

Jana Small Finance Bank Limited, a active public limited company, was established on 24 July 2006 in Bangalore, Karnataka, India. Engaging in commercial banks within the financial and insurance service sector, it holds CIN: L65923KA2006PLC040028. Registered under ROC Roc Bangalore. it is listed. It has an authorized capital of ₹200.00 Cr and a paid-up capital of ₹105.27 Cr.

Formerly known as Janalakshmi Financial Services Limited, Janalakshmi Financial Services Private Limited. It upholds a compliant status. In 2023, it reported revenue of ₹3,699.88 Cr and a net worth of ₹1,797.26 Cr. Employing 20,802 professional, Its leadership includes Chitra Rajiv Talwar (Director), Krishnan Subramania Raman (Whole-Time Director), Ramalingam Ramaseshan (Director). Past directors included Zaheer Abbas Sitabkhan, Donald Macinnes Peck, Geeta Dutta Goel. It holds ₹2.70 Cr open charges and ₹16,983.00 Cr settled loans. Its latest AGM occurred on 29 August 2025, with the balance sheet filed on 31 March 2025. It is based at Thefairwaybusinesspark #10/1,11/2,12/2B,Off Domlur Koramangala Inner Rg Rd, Next To Egl,Cha, Llaghatta, Bangalore, Karnataka, 560071.

Company Details

CIN/LLPIN
L65923KA2006PLC040028
Registration Number
040028
Incorporation Date
24 July 2006
Authorized Capital
₹200.00 Cr
Paid-Up Capital
₹105.27 Cr
ROC Code
Roc Bangalore
Listing Status
Listed
Company Status
Active

Key Metrics

Authorised Capital ₹ 200.00 Cr as on 27-12-2025
Paid Up Capital ₹ 105.27 Cr as on 27-12-2025
Company Age 19 Year, 6 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 2.70 Cr as on 27-12-2025
Satisfied Charges ₹ 16,983.00 Cr as on 27-12-2025

Comprehensive Company Insights

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Access Report

Who are the key members and board of directors at Jana Small Finance Bank Limited?

Current Directors

Name	Designation	Appointment Date	Status
Chitra Rajiv Talwar	Director	31 Jan 2020	Current
Krishnan Subramania Raman	Whole-Time Director	01 Jan 2024	Current
Ramalingam Ramaseshan	Director	25 Feb 2016	Current
Ramesh Ramanathan	Director	24 Jul 2006	Current
Vijaya Kumar Pammi	Director	24 Mar 2023	Current
Dinesh Chander Patwari	Director	22 Jul 2024	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	23 Sep 2015	Past
Pramod Abcsdd	Director	13 Jun 2011	Past
Pramod Abcsdd	Director	13 Jun 2011	Past
Pramod Abcsdd	Additional Director	05 Jun 2020	Past
Pramod Abcsdd	Company Secretary	31 Jul 2009	Past
Pramod Abcsdd	Additional Director	10 Aug 2018	Past

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Financial Performance of Jana Small Finance Bank.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

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YOY Growth

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Total Revenue

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What is the Ownership and Shareholding Structure of Jana Small Finance Bank?

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Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹27,000,000.00

Satisfied Charges

₹169,829,977,500.00

Charges Breakdown by Lending Institutions

Others : 4149.70 Cr
Idbi Trusteeship Services Limited : 1431.10 Cr
Idbi Bank Limited : 1175.00 Cr
Yes Bank Limited : 675.00 Cr
State Bank Of India : 632.50 Cr
Others : 8919.70 Cr

Latest Charge Details

Date	Lender	Amount	Status
05 Feb 2024	Others	₹2.70 Cr	Satisfied
12 Mar 2020	Others	₹400.00 Cr	Satisfied
14 Feb 2020	Others	₹600.00 Cr	Satisfied
28 Sep 2017	Others	₹200.00 Cr	Satisfied
31 Aug 2017	Others	₹200.00 Cr	Satisfied

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How Many Employees Work at Jana Small Finance Bank?

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Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

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Rating

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Alerts

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Latest Updates, News, and FAQs on Jana Small Finance Bank

Recent Activity within the Organization

Charges

The activity A charge registered on 05 Feb 2024 via Charge ID 100873792 with Others was fully satisfied on 06 Nov 2025. was completed.
06 Nov 2025
Annual General Meeting

Jana Small Finance Bank Limited last Annual general meeting of members was held on 29 Aug 2025 as per latest MCA records. was recorded as a recent event.
29 Aug 2025
Director Appointment

Rakesh Joshi was appointed as a Additional Director was appointed as a Additional Director on 27 Aug 2025 & has been associated with this company since 5 months 7 days . was recorded as a recent event.
27 Aug 2025
Balance Sheet

The activity Jana Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore. was completed.
31 Mar 2025
Director Appointment

Dinesh Chander Patwari was appointed as a Director was appointed as a Director on 22 Jul 2024 & has been associated with this company since 1 year 6 months . was recorded as a recent event.
22 Jul 2024
Charges

A charge with Others amounted to Rs. 2.70 Cr with Charge ID 100873792 was registered on 05 Feb 2024. was recorded as a recent event.
05 Feb 2024

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