Janamythri Nidhi Limited
About Janamythri Nidhi Limited
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Janamythri Nidhi Limited is a nidhi company based in Kochi, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 02 July 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2019PLC058627.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹24.44 Lakh. It is led by directors including Jibin Paul and Nobin Edassery Paul.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No: 5/510 – R Anjaneya Complex Njarakkal P O Ernakulam, Kochi, Kerala, India – 682505.
As per the financials filed for FY 2024, the company reported a revenue of ₹22.76 Lakh. For the same year it recorded a net profit of ₹64,506 (net margin 2.8%) and EBITDA of ₹18.31 Lakh (EBITDA margin 80.4%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years.
Company details
Contact details
Janamythri Nidhi Limited's registered office is in Kochi, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No: 5/510 – R Anjaneya Complex Njarakkal P O Ernakulam, Kochi, Kerala, India – 682505
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Janamythri Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Janamythri Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Janamythri Nidhi Limited, buy the company report.
Financials of Janamythri Nidhi Limited
FY 2025 filings availableJanamythri Nidhi Limited reported revenue of ₹22.76 Lakh for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 27% over three years. EBITDA fell 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹18.31 Lakh | ||||
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| Net Profit (PAT) | ₹64,506 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA Margin | 80.4% | ||||
| Net Profit Margin | 2.8% | ||||
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To see the full financial statements and ratios of Janamythri Nidhi Limited, buy the company report.
Board of directors of Janamythri Nidhi Limited
Janamythri Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jibin Paul | Director | 02 Jul 2019 | 7 Years 3 Months | Current |
| Nobin Edassery Paul | Director | 02 Jul 2019 | 7 Years 3 Months | Current |
| Jose Charly Vattathara Also directs: Infant Mary Kuries Private Limited | Director | 02 Jul 2019 | 7 Years 3 Months | Current |
Peer comparison
Janamythri Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Singh Servtech (OPC) Private Limited | ₹22.79 Lakh (FY 2025) | -83.0% | Sasaram, Bihar, India | |||
| Northern Arc Creditech Solutions Private Limited | ₹22.79 Lakh (FY 2025) | 4.0% | Chennai, Tamil Nadu, India | |||
| Surprise Leasing and Credit Pvt.Ltd. | ₹22.77 Lakh (FY 2025) | 45.0% | New Delhi, Delhi, India | |||
| Awadhgramin Nidhi Limited | ₹22.77 Lakh (FY 2020) | -39.0% | Sultanpur, Uttar Pradesh, India | |||
| J. N. Fiscal Services Private Limited | ₹22.77 Lakh (FY 2024) | -25.0% | Udaipur, Rajasthan, India | |||
| Janamythri Nidhi Limitedthis company | ₹22.76 Lakh (FY 2024) | ₹64,506 | 2.8% | Kochi, Kerala, India | ||
| Eswar Adcon Services Private Limited | ₹22.76 Lakh (FY 2025) | 76.0% | Vijayawada, Andhra Pradesh, India | |||
| Siddha Domicile Company Pvt Ltd | ₹22.73 Lakh (FY 2025) | -35.0% | Kolkata, West Bengal, India | |||
| Magna Credit and Financial Services Limited | ₹22.72 Lakh (FY 2025) | 8.0% | Road Besant Nagar, Madras.90, Tamil Nadu, India | |||
| Finsere Nidhi Limited | ₹22.71 Lakh (FY 2019) | 74.0% | Kodungallur, Kerala, India | |||
| Baid Trade Fina Pvt. Ltd. | ₹22.7 Lakh (FY 2025) | 19.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Janamythri Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Janamythri Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janamythri Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Janamythri Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Janamythri Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Jibin Paul was appointed as Director on 02 Jul 2019.
Frequently asked questions
Janamythri Nidhi is an active nidhi company based in Kochi, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 02 July 2019 (7+ years old) and is registered under CIN U65929KL2019PLC058627.
Janamythri Nidhi has 3 current directors:
- Jibin Paul - Director
- Nobin Edassery Paul - Director
- Jose Charly Vattathara - Director
The latest financial statements of Janamythri Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of Janamythri Nidhi is U65929KL2019PLC058627. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janamythri Nidhi was incorporated on 02 July 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Janamythri Nidhi by revenue are Singh Servtech (OPC) Private Limited, Northern Arc Creditech Solutions Private Limited, Surprise Leasing and Credit Pvt.Ltd, Awadhgramin Nidhi Limited, J. N. Fiscal Services Private Limited and 5 more, all in the same principal business activity (other financial activities).
Jibin Paul was appointed as Director on 02 Jul 2019. Jose Charly Vattathara was appointed as Director on 02 Jul 2019. Nobin Edassery Paul was appointed as Director on 02 Jul 2019.
The registered office of Janamythri Nidhi is at Door No: 5510 – R Anjaneya Complex Njarakkal P O Ernakulam, Kochi, Kerala, India – 682505.
Janamythri Nidhi operates in the financial services industry, in the other financial intermediation segment.
Janamythri Nidhi can be reached at its registered office: Door No: 5510 – R Anjaneya Complex Njarakkal P O Ernakulam, Kochi, Kerala, India – 682505.
Janamythri Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.