Jananeedhi Nidhi Limited
About Jananeedhi Nidhi Limited
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Jananeedhi Nidhi Limited is a nidhi company based in Mukundapuram, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 04 August 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2016PLC046468.
The company has an authorised share capital of ₹45 Lakh and a paid-up capital of ₹39.89 Lakh. It is led by directors including Sethumadhavan Varikassery (Managing Director) and Panikkathuparambil Krishnankutty Joshy.
Its last annual general meeting (AGM) was held on 02 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mukundapuram, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.16 Lakh, a decline of 36% compared to the previous year. For the same year it recorded a net loss of ₹1.29 Lakh (net margin -14%) and EBITDA of -₹1.04 Lakh (EBITDA margin -11.4%). Revenue has declined at a compounded annual rate (CAGR) of 21% over three years and 10% over five years.
Court records list 12 cases involving the company, including 8 filed by the company and 4 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Jananeedhi Nidhi Limited's registered office is in Mukundapuram, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressRoom No. 12/311 Punnilath Shopping Complex, 1st Floor Mavinchuvadu Kallur P.O, Mukundapuram, Kerala, India – 680317
- IndustryFinancial Services, Financial Activities
To see the full contact details of Jananeedhi Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jananeedhi Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jananeedhi Nidhi Limited, buy the company report.
Financials of Jananeedhi Nidhi Limited
FY 2025 filings availableJananeedhi Nidhi Limited reported revenue of ₹9.16 Lakh (down 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 10% over five years, including a 36% fall in the latest year. EBITDA fell 231% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | -₹1.04 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.29 Lakh | ||||
| Balance Sheet | |||||
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| Reserves and Surplus | |||||
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| Inventories | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -11.4% | ||||
| Net Profit Margin | -14% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Efficiency and Growth | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Jananeedhi Nidhi Limited, buy the company report.
Board of directors of Jananeedhi Nidhi Limited
Jananeedhi Nidhi has 8 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Panikkathuparambil Krishnankutty Joshy Also directs: Jananeedhi Kuries Private Limited | Director | 12 Sep 2024 | 2 Years 1 Months | Current |
| Sajeevkumar Murakkal Ramesan Also directs: Jananeedhi Kuries Private Limited | Director | 04 Aug 2016 | 10 Years 3 Months | Current |
| Sadananthan Also directs: Jananeedhi Kuries Private Limited | Director | 30 Sep 2022 | 4 Years 1 Months | Current |
| Sethumadhavan Varikassery Also directs: Jananeedhi Kuries Private Limited | Managing Director | 30 Sep 2022 | 4 Years 1 Months | Current |
| Shajan Nochiyil Kunjipparan Also directs: Jananeedhi Kuries Private Limited, Raikavasalu Mines Private Limited, Markampatti Mines Private Limited and 1 more | Director | 04 Aug 2016 | 10 Years 3 Months | Current |
| Thekkeyil Mathai Joseph Also directs: Jananeedhi Kuries Private Limited | Director | 04 Aug 2016 | 10 Years 3 Months | Current |
Peer comparison
Jananeedhi Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shasanya Debt Management Private Limited | ₹9.19 Lakh (FY 2020) | 15.0% | Nagpur, Maharashtra, India | |||
| Janhit Mutual Benefits Nidhi Limited | ₹9.19 Lakh (FY 2020) | 10.0% | Moradabad, Uttar Pradesh, India | |||
| Bhalchandra Trade & Distribution Private Limited | ₹9.18 Lakh (FY 2024) | -60.0% | Gurgaon, Haryana, India | |||
| Bhunak-Tu Investments Pvt Ltd | ₹9.17 Lakh (FY 2025) | -56.0% | Mumbai, Maharashtra, India | |||
| Pandava Kuries and Loans Private Limited | ₹9.17 Lakh (FY 2025) | -35.0% | Thrissur, Kerala, India | |||
| Jananeedhi Nidhi Limitedthis company | ₹9.16 Lakh (FY 2025) | -₹1.29 Lakh | -14% | -36.0% | Mukundapuram, Kerala, India | |
| Varamahalaxmi Warangal Chit Fund Private Limited | ₹9.16 Lakh (FY 2025) | -31.0% | Warangal, Telangana, India | |||
| Pragathi Chits (Nalgonda) Private Limited | ₹9.15 Lakh (FY 2021) | -30.0% | Nalgonda, Telangana, India | |||
| JSM Forex Private Limited | ₹9.15 Lakh (FY 2025) | -50.0% | Chennai, Tamil Nadu, India | |||
| Bira Nidhi Limited | ₹9.15 Lakh (FY 2024) | 1600.0% | Howrah, West Bengal, India | |||
| Shreeniwas Urban Nidhi Limited | ₹9.15 Lakh (FY 2024) | 24.0% | Aurangabad, Maharashtra, India |
To see the full peer comparison of Jananeedhi Nidhi Limited, buy the company report.
Auditor
Jananeedhi Nidhi Limited is audited by BSJ & Associates Chartered Accountants for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| BSJ & Associates Chartered Accountants | FY 2017 | 010560S |
Shareholding
The shareholding of Jananeedhi Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Jananeedhi Nidhi Limited, buy the company report.
Legal cases
Jananeedhi Nidhi Limited has 12 court cases on record: 8 filed by Jananeedhi Nidhi, 4 filed against it. 1 case is pending and 11 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 4 | 1 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Disposed |
To see the full case history of Jananeedhi Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jananeedhi Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Jananeedhi Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Jananeedhi Nidhi Limited has 18 board changes on record since 2016: 8 appointments and 10 cessations. The latest: Puliparambil Sankaranarayanan Thilakan was appointed as Director on 02 Sep 2025.
9 earlier events are in the company report.
Frequently asked questions
Jananeedhi Nidhi is an active nidhi company based in Mukundapuram, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 04 August 2016 (10+ years old) and is registered under CIN U65929KL2016PLC046468.
Jananeedhi Nidhi has 8 current directors:
- Sethumadhavan Varikassery - Managing Director
- Panikkathuparambil Krishnankutty Joshy - Director
- Sajeevkumar Murakkal Ramesan - Director
- Sadananthan - Director
- Shajan Nochiyil Kunjipparan - Director
- Thekkeyil Mathai Joseph - Director
- Pidiyath Ittiyachan Jacob - Director
- Puliparambil Sankaranarayanan Thilakan - Director
The latest financial statements of Jananeedhi Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 02 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Jananeedhi Nidhi is U65929KL2016PLC046468. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jananeedhi Nidhi has 12 court cases on record: 8 filed by the company and 4 filed against it. 1 is pending. Most are in the district courts.
Jananeedhi Nidhi was incorporated on 04 August 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Jananeedhi Nidhi by revenue are Shasanya Debt Management Private Limited, Janhit Mutual Benefits Nidhi Limited, Bhalchandra Trade & Distribution Private Limited, Bhunak-Tu Investments Pvt Ltd, Pandava Kuries and Loans Private Limited and 5 more, all in the same principal business activity (other financial activities).
Puliparambil Sankaranarayanan Thilakan was appointed as Director on 02 Sep 2025. Panikkathuparambil Krishnankutty Joshy was appointed as Director on 12 Sep 2024. Raveendran Ayyanchira Subramanian ceased to be Director on 12 Sep 2024. Jananeedhi Nidhi has 18 board changes on record in total.
The registered office of Jananeedhi Nidhi is at Room No. 12311 Punnilath Shopping Complex, 1st Floor Mavinchuvadu Kallur P.O, Mukundapuram, Kerala, India – 680317.
Jananeedhi Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Jananeedhi Nidhi is compliant as of 29 August 2026. The company is actively filing with the Registrar of Companies.
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