About Janasakthi Chitties Private Limited
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Janasakthi Chitties Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 18 December 1978 and has been in existence for over 48 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1978PTC003028. Its GSTIN is 32AAACJ6240Q1ZF (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹44.36 Lakh. It was formerly known as Janasakthi Loans and Chitties Pvt Ltd. It is led by directors including Rajesh Ashtamichira Pisharam (Managing Director) and Unnirajan Vadakkunnalath Krishnan (Whole-Time Director).
Its last annual general meeting (AGM) was held on 27 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bldg No 25/1244/15 Chettupuzha Bldg Kuruppam Road, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.55 Lakh, a decline of 13% compared to the previous year. For the same year it recorded a net loss of ₹7.21 Lakh (net margin -32%) and EBITDA of -₹7.48 Lakh (EBITDA margin -33.2%). Revenue has declined at a compounded annual rate (CAGR) of 12% over three years and 7% over five years.
Court records list 38 cases involving the company, including 37 filed by the company and 1 filed against it; 12 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website janasakthichitties.com.
Company details
Contact details
Janasakthi Chitties Private Limited's registered office is in Thrissur, Kerala. Its website is janasakthichitties.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressBldg No 25/1244/15 Chettupuzha Bldg Kuruppam Road, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Diversified Financial Services, Microfinance Institutions
To see the full contact details of Janasakthi Chitties Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Janasakthi Chitties is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Janasakthi Chitties Private Limited, buy the company report.
Financials of Janasakthi Chitties Private Limited
FY 2025 filings availableJanasakthi Chitties Private Limited reported revenue of ₹22.55 Lakh (down 13% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 7% over five years, including a 13% fall in the latest year. EBITDA fell 119% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹7.48 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | -₹7.21 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -33.2% | ||||
| Net Profit Margin | -32% | ||||
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To see the full financial statements and ratios of Janasakthi Chitties Private Limited, buy the company report.
Board of directors of Janasakthi Chitties Private Limited
Janasakthi Chitties has 9 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Francis Akkarapatty Paul | Director | 21 Aug 2009 | 17 Years 2 Months | Current |
| Gopakumar Pisharam Kizakke | Director | 16 Sep 2017 | 9 Years 1 Months | Current |
| Kallelimatathil Ramachandrannair Parameswarannair Also directs: Printexcel Computer Stationery Private Limited | Director | 04 Sep 2019 | 7 Years 2 Months | Current |
| Thomas Kochappan Anthiri | Director | 21 Oct 2022 | 4 Years 0 Months | Current |
| Thomas Alappatt Lazar | Director | 04 Sep 2019 | 7 Years 2 Months | Current |
| Unnirajan Vadakkunnalath Krishnan | Whole-Time Director | 23 Sep 2016 | 10 Years 1 Months | Current |
Peer comparison
Janasakthi Chitties Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance, Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Gold Stone Financial Services Private Limited | ₹22.58 Lakh (FY 2020) | -27.0% | New Delhi, Delhi, India | |||
| Ganga Capital Limited | ₹22.57 Lakh (FY 2022) | 251.0% | New Delhi, Delhi, India | |||
| Janasakthi Chitties Private Limitedthis company | ₹22.55 Lakh (FY 2025) | -₹7.21 Lakh | -32% | -13.0% | Thrissur, Kerala, India | |
| Vayana (Ifsc) Private Limited | ₹22.55 Lakh (FY 2025) | 34.0% | Gift, Gujarat, India | |||
| Sree Sournammal Chit Funds Private Limited | ₹22.55 Lakh (FY 2025) | 30.0% | Coimbatore, Tamil Nadu, India | |||
| Ratna Keerthi Chitfund Private Limited | ₹22.54 Lakh (FY 2025) | -9.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Janasakthi Chitties Private Limited, buy the company report.
Auditor
Janasakthi Chitties Private Limited is audited by DHAN & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DHAN & CO | FY 2021 | 000740S |
Shareholding
The shareholding of Janasakthi Chitties Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Janasakthi Chitties Private Limited, buy the company report.
Legal cases
Janasakthi Chitties Private Limited has 38 court cases on record: 37 filed by Janasakthi Chitties, 1 filed against it. 12 cases are pending and 26 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 37 | 0 | 12 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 38)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Janasakthi Chitties Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janasakthi Chitties Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Janasakthi Chitties has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACJ6240Q1ZF | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Janasakthi Chitties Private Limited, buy the company report.
Recent activity
Janasakthi Chitties Private Limited has 24 board changes on record since 2009: 9 appointments and 15 cessations. The latest: Rajesh Ashtamichira Pisharam ceased to be Director on 25 Sep 2024.
15 earlier events are in the company report.
Frequently asked questions
Janasakthi Chitties is an active private limited company based in Thrissur, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 18 December 1978 (48+ years old) and is registered under CIN U65992KL1978PTC003028.
Janasakthi Chitties has 9 current directors:
- Rajesh Ashtamichira Pisharam - Managing Director
- Unnirajan Vadakkunnalath Krishnan - Whole-Time Director
- Francis Akkarapatty Paul - Director
- Gopakumar Pisharam Kizakke - Director
- Kallelimatathil Ramachandrannair Parameswarannair - Director
- Thomas Kochappan Anthiri - Director
- Thomas Alappatt Lazar - Director
- Sankarankutty Perumpilly - Director
- Ajayakumar Panakkal - Director
The latest financial statements of Janasakthi Chitties on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Janasakthi Chitties is 32AAACJ6240Q1ZF, registered in Kerala.
The CIN (Corporate Identification Number) of Janasakthi Chitties is U65992KL1978PTC003028. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janasakthi Chitties has 38 court cases on record: 37 filed by the company and 1 filed against it. 12 are pending. Most are in the district courts.
Janasakthi Chitties was incorporated on 18 December 1978, making it 48+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Janasakthi Chitties by revenue are Gold Stone Financial Services Private Limited, Ganga Capital Limited, Vayana (Ifsc) Private Limited, Sree Sournammal Chit Funds Private Limited, Ratna Keerthi Chitfund Private Limited, all in the BFSI industry (Micro Finance, Other Financial Services), with the same principal business activity (other financial activities).
Rajesh Ashtamichira Pisharam ceased to be Director on 25 Sep 2024. Unnirajan Vadakkunnalath Krishnan ceased to be Director on 25 Sep 2024. Thomas Kochappan Anthiri ceased to be Additional Director on 19 Sep 2023. Janasakthi Chitties has 24 board changes on record in total.
Janasakthi Chitties can be reached through the website janasakthichitties.com. Its registered office is in Thrissur, Kerala, India.
The registered office of Janasakthi Chitties is at Bldg No 25124415 Chettupuzha Bldg Kuruppam Road, Thrissur, Kerala, India – 680001.
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