About Janashree Microfin Limited
Data last updated:
Janashree Microfin Limited is a public limited company based in Thiruvananthapuram, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 16 March 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65923KL2010PLC025691.
The company has an authorised share capital of ₹7.5 Cr and a paid-up capital of ₹6.9 Cr. It is led by directors including Malik Mohamed Hassan (Managing Director) and Balachandran Bhaskaran Sreedevi (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 November 2021, and its latest financial statements are for the year ended 31 March 2021. The registered office is at Tc16/377 2 Janasree Bhavan Cottonhill School Road Evra – 183 Edappazhinji Thycaudu Po, Thiruvananthapuram, Kerala, India – 695014.
As per the financials filed for FY 2021, the company reported a revenue of ₹57.37 Lakh, a decline of 2% compared to the previous year. For the same year it recorded a net loss of ₹90.89 Lakh (net margin -158.4%) and EBITDA of -₹90.08 Lakh (EBITDA margin -157%). Revenue has grown at a compounded annual rate (CAGR) of 50% over three years and 7% over five years.
As per MCA filings, the company has satisfied charges of ₹3 Cr on record. The company has 7 deals on record (4 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹3.89 Cr; the latest was in March 2021. Its 6 peer companies in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 3 smaller; the largest is Abhay Commerce Pvt. Ltd. with revenue of ₹57.6 Lakh.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website janashreemicrofinltd.com.
Company details
Contact details
Janashree Microfin Limited's registered office is in Thiruvananthapuram, Kerala. Its website is janashreemicrofinltd.com. Its e-mail address is in the company report.
- Email
- Website
- Registered AddressTc16/377 2 Janasree Bhavan Cottonhill School Road Evra – 183 Edappazhinji Thycaudu Po, Thiruvananthapuram, Kerala, India – 695014
- IndustryFinancial Services, NBFC, Microfinance Institutions
To see the full contact details of Janashree Microfin Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Janashree Microfin is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Janashree Microfin Limited, buy the company report.
Financials of Janashree Microfin Limited
FY 2021 filings availableJanashree Microfin Limited reported revenue of ₹57.37 Lakh (down 2% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue fell 2% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 7%. EBITDA fell 60% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹90.08 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹90.89 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -157% | ||||
| Net Profit Margin | -158.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Janashree Microfin Limited, buy the company report.
Board of directors of Janashree Microfin Limited
Janashree Microfin has 4 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Balachandran Bhaskaran Sreedevi | Whole-Time Director | 16 Mar 2010 | 16 Years 7 Months | Current |
| Malik Mohamed Hassan | Managing Director | 16 Mar 2010 | 16 Years 7 Months | Current |
| Thampan Medayil Raghavan Also directs: Jai Hind Communications Limited | Director | 10 Nov 2015 | 10 Years 11 Months | Current |
| Lathika Subhash | Director | 16 Apr 2018 | 8 Years 6 Months | Current |
Peer comparison
Janashree Microfin Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Abhay Commerce Pvt. Ltd. | ₹57.6 Lakh (FY 2025) | 37.0% | Kolkata, West Bengal, India | |||
| B R Alloys Pvt Ltd | ₹57.52 Lakh (FY 2024) | 12.0% | Kanpur, Uttar Pradesh, India | |||
| Kentacy Estates & Finvest Pvt Ltd | ₹57.43 Lakh (FY 2024) | 85.0% | Kolkata, West Bengal, India | |||
| Janashree Microfin Limitedthis company | ₹57.37 Lakh (FY 2021) | -₹90.89 Lakh | -158.4% | -2.0% | Thiruvananthapuram, Kerala, India | |
| Belfast Holdings Pvt. Ltd. | ₹57.29 Lakh (FY 2025) | 80.0% | Kolkata, West Bengal, India | |||
| Priya Purnima Investments Pvt.Ltd. | ₹57.22 Lakh (FY 2025) | 9.0% | Lucknow, Uttar Pradesh, India | |||
| Meltron Sales Promotion Pvt. Ltd. | ₹57.21 Lakh (FY 2024) | 95.0% | Surat, Gujarat, India |
To see the full peer comparison of Janashree Microfin Limited, buy the company report.
Auditor
Janashree Microfin Limited is audited by THAJUDEEN & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| THAJUDEEN & ASSOCIATES | FY 2020 | 004349S |
Shareholding
The shareholding of Janashree Microfin Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Janashree Microfin Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 14 Feb 2012 | 10341572 | Priyadharshini Research and Development Private Limited | ₹3 Cr | Satisfied |
To see the full charge records of Janashree Microfin Limited, buy the company report.
Total charge records: 1 View all charges
Deals & funding
Janashree Microfin Limited has 7 deals on record (4 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹3.89 Cr; the latest was in March 2021.
Deals on record (5 of 7)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2021 | Rights issue | ₹25.5 Lakh | Investors: January 17 Job Day Foundation In Memory Of Sheela Teacher, Others-Janashree Microfin Limited, 2 individuals |
| Mar 2019 | Rights issue | ₹63.1 Lakh | Investors: Others-Janashree Microfin Limited, 3 individuals |
| Mar 2016 | Funding round | ₹9.3 Lakh | Investors: 3 individuals |
| Nov 2013 | Funding round | ₹26.3 Lakh | Investors: 4 individuals |
| Mar 2012 | Funding round | ₹1.77 Cr | Investors: 4 individuals |
To see the full deal history of Janashree Microfin Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Janashree Microfin Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
Credit ratings & regulatory alerts
Janashree Microfin Limited was last rated by Care on 09 Sep 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 09 Sep 2021 |
To see the full credit ratings and regulatory alerts of Janashree Microfin Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janashree Microfin Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Janashree Microfin Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Janashree Microfin Limited has 18 board changes on record since 2010: 5 appointments and 13 cessations. The latest: Kuruvilla Mukkat John ceased to be Director on 14 Jun 2019.
11 earlier events are in the company report.
Frequently asked questions
Janashree Microfin is an active public limited company based in Thiruvananthapuram, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 16 March 2010 (16+ years old) and is registered under CIN U65923KL2010PLC025691.
Janashree Microfin has 4 current directors:
- Malik Mohamed Hassan - Managing Director
- Balachandran Bhaskaran Sreedevi - Whole-Time Director
- Thampan Medayil Raghavan - Director
- Lathika Subhash - Director
The latest financial statements of Janashree Microfin on record with the MCA are for the year ended 31 March 2021. Its last annual general meeting was held on 30 November 2021. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Janashree Microfin is U65923KL2010PLC025691. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janashree Microfin was incorporated on 16 March 2010, making it 16+ years old. It is registered with the Registrar of Companies, Ernakulam.
Janashree Microfin has 7 deals on record (4 funding rounds, 2 rights issues, 1 secondary share transfer), with disclosed funding of ₹3.89 Cr; the latest was in March 2021.
The peers of Janashree Microfin by revenue are Abhay Commerce Pvt. Ltd, B R Alloys Pvt Ltd, Kentacy Estates & Finvest Pvt Ltd, Belfast Holdings Pvt. Ltd, Priya Purnima Investments Pvt.Ltd. and 1 more, all in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Kuruvilla Mukkat John ceased to be Director on 14 Jun 2019. Lathika Subhash ceased to be Additional Director on 15 Sep 2018. Arun Harihara Subramony ceased to be Director on 07 Sep 2018. Janashree Microfin has 18 board changes on record in total.
Janashree Microfin can be reached through the website janashreemicrofinltd.com. Its registered office is in Thiruvananthapuram, Kerala, India.
The registered office of Janashree Microfin is at Tc16377 2 Janasree Bhavan Cottonhill School Road Evra – 183 Edappazhinji Thycaudu Po, Thiruvananthapuram, Kerala, India – 695014.
Janashree Microfin operates in the financial services industry, in the nbfc segment.