Janjeevan Micro Credit Foundation

Janjeevan Micro Credit Foundation - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U85191UP2015NPL073667 Incorporated 06 October 2015 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹11.55 Lakh
▲ 13% YoY
Net profit · FY 2025
₹17,880
Net margin 1.5%
EBITDA · FY 2025
₹80,209
EBITDA margin 6.9%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
11 yrs
Est. 2015
Directors on board
2
As per MCA filings
GST registrations
1
None active

About Janjeevan Micro Credit Foundation

Data last updated:

Janjeevan Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 06 October 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U85191UP2015NPL073667. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Amar Nath Singh and Babloo Kumar.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kaparphorwa Khewali, Varanasi, Uttar Pradesh, India – 221107.

As per the financials filed for FY 2025, the company reported a revenue of ₹11.55 Lakh, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹17,880 (net margin 1.5%) and EBITDA of ₹80,209 (EBITDA margin 6.9%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 63% over five years.

The current compliance status is marked as active non-compliant by the Registrar of Companies.

Company details

CIN U85191UP2015NPL073667
Registration Number 073667
Incorporation Date 06 October 2015
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Non-Compliant

Contact details

Janjeevan Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Kaparphorwa Khewali, Varanasi, Uttar Pradesh, India – 221107
  • Industry
    Financial Services, Diversified Financial Services

To see the full contact details of Janjeevan Micro Credit Foundation, buy the company report.

Comprehensive company report
Janjeevan Micro Credit Foundation - one report that includes everything
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  • Historical financials and ratios
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  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Janjeevan Micro Credit Foundation is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Janjeevan Micro Credit Foundation, buy the company report.

Financials of Janjeevan Micro Credit Foundation

FY 2025 filings available

Janjeevan Micro Credit Foundation reported revenue of ₹11.55 Lakh (up 13% YoY) for FY 2025.

Revenue · FY 2025
₹11.55 Lakh ▲ 13%
Net profit · FY 2025
₹17,880 margin 1.5%
EBITDA · FY 2025
₹80,209 margin 6.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 4%
5 years · compounded
▲ 63%
EBITDA CAGR growth
1 year
▲ 5%
3 years · compounded
▲ 84%
5 years · compounded
▲ 76%

Revenue has grown at a compounded annual rate (CAGR) of 63% over five years, including 13% growth in the latest year. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹80,209
Profit Before Tax
Tax Expense
Net Profit (PAT)₹17,880
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin6.9%
Net Profit Margin1.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Janjeevan Micro Credit Foundation, buy the company report.

Board of directors of Janjeevan Micro Credit Foundation

Janjeevan Micro Credit Foundation has 2 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Amar Nath SinghDirector06 Oct 201511 Years 0 MonthsCurrent
Babloo KumarDirector06 Oct 201511 Years 0 MonthsCurrent

MSME payment delays

No delayed payments to MSME suppliers are on our record for Janjeevan Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Janjeevan Micro Credit Foundation has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Janjeevan Micro Credit Foundation, buy the company report.

Recent activity

Janjeevan Micro Credit Foundation has 2 board changes on record since 2015: 2 appointments. The latest: Amar Nath Singh was appointed as Director on 06 Oct 2015.

AGM
Janjeevan Micro Credit Foundation last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Janjeevan Micro Credit Foundation has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Appointed
Amar Nath Singh was appointed as Director.
Appointed
Babloo Kumar was appointed as Director.
Incorporation
06 Oct 2015
Janjeevan Micro Credit Foundation was registered on 06 Oct 2015 with Roc Uttar Pradesh I & aged 11 years 23 days as per MCA records.

Frequently asked questions

Janjeevan Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 06 October 2015 (11+ years old) and is registered under CIN U85191UP2015NPL073667.

Janjeevan Micro Credit Foundation has 2 current directors:

The latest financial statements of Janjeevan Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.

No. Janjeevan Micro Credit Foundation has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Janjeevan Micro Credit Foundation is U85191UP2015NPL073667. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Janjeevan Micro Credit Foundation was incorporated on 06 October 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

Amar Nath Singh was appointed as Director on 06 Oct 2015. Babloo Kumar was appointed as Director on 06 Oct 2015.

The registered office of Janjeevan Micro Credit Foundation is at Kaparphorwa Khewali, Varanasi, Uttar Pradesh, India – 221107.

Janjeevan Micro Credit Foundation operates in the financial services industry, in the diversified financial services segment.

The compliance status of Janjeevan Micro Credit Foundation is active non-compliant as of 31 July 2026. The company is actively filing with the Registrar of Companies.