Janoki Nidhi Limited
About Janoki Nidhi Limited
Data last updated:
Janoki Nidhi Limited is a nidhi company based in Maldah, West Bengal, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 22 March 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65990WB2019PLC231026.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Bikram Das and Swadhin Das.
Its last annual general meeting (AGM) was held on 15 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Janoki Bhawan Plot No.1 Vill. – Chhotochamagram Po. – Chamagram, Maldah, West Bengal, India – 732127.
As per the financials filed for FY 2025, the company reported a revenue of ₹23.8 Lakh, a decline of 22% compared to the previous year. For the same year it recorded a net loss of ₹72,223 (net margin -3%) and EBITDA of ₹15.51 Lakh (EBITDA margin 65.2%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 28% over five years.
Company details
Contact details
Janoki Nidhi Limited's registered office is in Maldah, West Bengal. Its e-mail address is in the company report.
- Email
- Registered AddressJanoki Bhawan Plot No.1 Vill. – Chhotochamagram Po. – Chamagram, Maldah, West Bengal, India – 732127
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Janoki Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Janoki Nidhi is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Janoki Nidhi Limited, buy the company report.
Financials of Janoki Nidhi Limited
FY 2025 filings availableJanoki Nidhi Limited reported revenue of ₹23.8 Lakh (down 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 22% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 28%. EBITDA rose 125% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹15.51 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹72,223 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 65.2% | ||||
| Net Profit Margin | -3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Janoki Nidhi Limited, buy the company report.
Board of directors of Janoki Nidhi Limited
Janoki Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bikram Das Also directs: Janoki Micro Services Foundation, Janoki Micro Foundation | Director | 22 Mar 2019 | 7 Years 7 Months | Current |
| Swadhin Das | Director | 22 Mar 2019 | 7 Years 7 Months | Current |
| Sasanka Das Also directs: Janoki Micro Services Foundation, Janoki Micro Foundation | Director | 22 Mar 2019 | 7 Years 7 Months | Current |
Peer comparison
Janoki Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| S P Jindal Ventures India Limited | ₹23.92 Lakh (FY 2024) | -3.0% | Delhi, India | |||
| Dynasty Agents Pvt Ltd | ₹23.92 Lakh (FY 2025) | -26.0% | Kolkata, West Bengal, India | |||
| Jalaram Ifin Private Limited | ₹23.88 Lakh (FY 2025) | 56.0% | Gandhidham, Gujarat, India | |||
| Amarshanti Consultancy Services Private Limited | ₹23.85 Lakh (FY 2025) | -62.0% | Thane, Maharashtra, India | |||
| Amer Hotels Private Limited | ₹23.83 Lakh (FY 2025) | 10.0% | New Delhi, Delhi, India | |||
| Janoki Nidhi Limitedthis company | ₹23.8 Lakh (FY 2025) | -₹72,223 | -3% | -22.0% | Maldah, West Bengal, India | |
| Aarudhra Multipurpose Nidhi Limited | ₹23.77 Lakh (FY 2024) | Alagarsamypuram, Tamil Nadu, India | ||||
| Channambika Chits Private Limited | ₹23.76 Lakh (FY 2024) | 23.0% | Bangalore, Karnataka, India | |||
| Nathai Gramin Seva Nidhi Limited | ₹23.76 Lakh (FY 2024) | 20.0% | Aurangabad, Maharashtra, India | |||
| Makarand Finvest and Properties Private Limited | ₹23.76 Lakh (FY 2024) | 13.0% | Mumbai, Maharashtra, India | |||
| Bhuchar Consultants Private Limited | ₹23.72 Lakh (FY 2025) | -12.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Janoki Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Janoki Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janoki Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Janoki Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Janoki Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Bikram Das was appointed as Director on 22 Mar 2019.
Frequently asked questions
Janoki Nidhi is an active nidhi company based in Maldah, West Bengal, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 22 March 2019 (7+ years old) and is registered under CIN U65990WB2019PLC231026.
Janoki Nidhi has 3 current directors:
- Bikram Das - Director
- Swadhin Das - Director
- Sasanka Das - Director
The latest financial statements of Janoki Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 15 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Janoki Nidhi is U65990WB2019PLC231026. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janoki Nidhi was incorporated on 22 March 2019, making it 7+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Janoki Nidhi by revenue are S P Jindal Ventures India Limited, Dynasty Agents Pvt Ltd, Jalaram Ifin Private Limited, Amarshanti Consultancy Services Private Limited, Amer Hotels Private Limited and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).
Bikram Das was appointed as Director on 22 Mar 2019. Sasanka Das was appointed as Director on 22 Mar 2019. Swadhin Das was appointed as Director on 22 Mar 2019.
The registered office of Janoki Nidhi is at Janoki Bhawan Plot No.1 Vill. – Chhotochamagram Po. – Chamagram, Maldah, West Bengal, India – 732127.
Janoki Nidhi operates in the financial services industry, in the other financial intermediation segment.
Janoki Nidhi can be reached at its registered office: Janoki Bhawan Plot No.1 Vill. – Chhotochamagram Po. – Chamagram, Maldah, West Bengal, India – 732127.
Janoki Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
