MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-09-0007854
Thirukochi Fincap Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹39.46 Lakh
▼ 48% YoY
Net profit · FY 2025
₹1.07 Lakh
Net margin 2.7%
EBITDA · FY 2025
₹2.24 Lakh
EBITDA margin 5.7%
Authorised capital
₹15 Cr
Registered with MCA
Paid-up capital
₹7.5 Cr
Issued & subscribed
Open charges
₹3.5 Cr
Satisfied ₹8.42 Cr
Company age
35 yrs
Est. 1991
Directors on board
2
As per MCA filings
About Thirukochi Fincap Private Limited
Data last updated:
Thirukochi Fincap Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 08 October 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U64990KA1991PTC012388.
The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹7.5 Cr. It is led by directors Remya K Gopi and Geevar Puthu Parambil Abraham.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹39.46 Lakh, a decline of 48% compared to the previous year. For the same year it recorded a net profit of ₹1.07 Lakh (net margin 2.7%) and EBITDA of ₹2.24 Lakh (EBITDA margin 5.7%). Revenue has declined at a compounded annual rate (CAGR) of 25% over three years and 16% over five years.
The company is associated with 1 brand: Jayanth Financial Services. As per MCA filings, the company has open charges of ₹3.5 Cr and satisfied charges of ₹8.42 Cr on record. Court records list 3 cases involving the company, including 3 filed by the company; 1 case is pending.
Thirukochi Fincap Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-09-0007854). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jayanthfinancial.in.
Company details
CIN U64990KA1991PTC012388
Registration Number 012388
Incorporation Date 08 October 1991
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-09-0007854
CIN history
Thirukochi Fincap has one previous CIN (Corporate Identification Number): U65910KA1991PTC012388. The current CIN is U64990KA1991PTC012388, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990KA1991PTC012388 | Current |
| U65910KA1991PTC012388 | Previous |
Recognitions & Rankings of Thirukochi Fincap
Contact details
Thirukochi Fincap Private Limited's registered office is in Bangalore, Karnataka.
- Registered AddressUnit No. 703 6th Floor Oxford Towers No 139 Old Airport Road, Kodihalli, Bangalore, Karnataka, India – 560008
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
Comprehensive company report
Thirukochi Fincap Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Thirukochi Fincap operates one associated brand: Jayanth Financial Services. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial lending services including personal, salary, and business loans in India. | jayanthfinancial.in |
Business activity
The main business activity of Thirukochi Fincap is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Thirukochi Fincap Private Limited, buy the company report.
Financials of Thirukochi Fincap Private Limited
FY 2024 filings availableThirukochi Fincap Private Limited reported revenue of ₹39.46 Lakh (down 48% YoY) for FY 2025.
Revenue · FY 2025
₹39.46 Lakh ▼ 48%
Net profit · FY 2025
₹1.07 Lakh margin 2.7%
EBITDA · FY 2025
₹2.24 Lakh margin 5.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 48%
3 years · compounded
▼ 25%
5 years · compounded
▼ 16%
EBITDA CAGR growth
1 year
▼ 92%
3 years · compounded
▼ 65%
5 years · compounded
▼ 44%
Revenue has declined at a compounded annual rate (CAGR) of 16% over five years, including a 48% fall in the latest year. EBITDA fell 92% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹2.24 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.07 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.7% | ||||
| Net Profit Margin | 2.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Thirukochi Fincap Private Limited, buy the company report.
Board of directors of Thirukochi Fincap Private Limited
Thirukochi Fincap has 2 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Remya K Gopi Also directs: Thiru-Kochi Best Bakers LLP, Thiru-Kochi Gold & Diamonds LLP | Director | 26 Mar 2025 | 1 Years 7 Months | Current |
| Geevar Puthu Parambil Abraham Also directs: Thiru-Kochi Best Bakers LLP, Thiru-Kochi Gold & Diamonds LLP | Director | 12 Sep 2024 | 2 Years 1 Months | Current |
Peer comparison
Thirukochi Fincap Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Hema Exports Pvt Ltd | ₹39.68 Lakh (FY 2023) | 71.0% | Kolkata, West Bengal, India | |||
| Anashri Finvest Limited | ₹39.58 Lakh (FY 2022) | -75.0% | Bengaluru, Karnataka, India | |||
| Esteem Credits and Investments Private Limited | ₹39.46 Lakh (FY 2024) | -65.0% | Chennai, Tamil Nadu, India | |||
| Thirukochi Fincap Private Limitedthis company | ₹39.46 Lakh (FY 2025) | ₹1.07 Lakh | 2.7% | -48.0% | Bangalore, Karnataka, India | |
| Mangalam Finserv Private Limited | ₹39.35 Lakh (FY 2025) | 121.0% | Ahmedabad, Gujarat, India | |||
| Dingo Commodeal Pvt.Ltd. | ₹39.34 Lakh (FY 2025) | -13.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of Thirukochi Fincap Private Limited, buy the company report.
Charges & borrowings
Open charges
₹3.5 Cr
Satisfied charges
₹8.42 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Sep 2022 | 100629408 | Others | ₹1.5 Cr | Satisfied | |
| 28 Mar 2022 | 100561157 | Others | ₹50 Lakh | Satisfied | |
| 29 Jun 2021 | 100464807 | Others | ₹25 Lakh | Satisfied | |
| 23 Dec 2020 | 100404959 | Others | ₹1 Cr | Satisfied | |
| 25 Jan 2020 | 100324217 | Others | ₹1 Cr | Satisfied |
To see the full charge records of Thirukochi Fincap Private Limited, buy the company report.
Total charge records: 17 View all charges
Legal cases
Thirukochi Fincap Private Limited has 3 court cases on record: 3 filed by Thirukochi Fincap. 1 case is pending and 2 are disposed.
Total cases
3
Filed by the company
3
Pending
1
Disposed
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 0 | 1 |
Cases on record (2 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kanniyakumari, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Kanniyakumari, Tamil Nadu | Criminal miscellaneous application | Filed by the company | Disposed |
To see the full case history of Thirukochi Fincap Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Thirukochi Fincap Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Thirukochi Fincap Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Thirukochi Fincap Private Limited has 15 board changes on record since 2009: 2 appointments and 13 cessations. The latest: Nicholas Mary Selvy ceased to be Director on 18 Sep 2025.
Ceased
Nicholas Mary Selvy ceased to be Director.
Ceased
Sundaraj Benjamin Franklin ceased to be Director.
Charges
A charge registered on 25 Jan 2020 via Charge ID 100324217 with Others was fully satisfied on 05 Apr 2025.
Appointed
Remya K Gopi was appointed as Director.
Charges
A charge registered on 23 Sep 2022 via Charge ID 100629408 with Others was fully satisfied on 28 Feb 2025.
Charges
A charge registered on 23 Dec 2020 via Charge ID 100404959 with Others was fully satisfied on 28 Nov 2024.
AGM
Thirukochi Fincap Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Charges
A charge registered on 29 Jun 2021 via Charge ID 100464807 with Others was fully satisfied on 30 Sep 2024.
Ceased
Geevar Puthu Parambil Abraham ceased to be Additional Director.
Charges
A charge registered on 28 Mar 2022 via Charge ID 100561157 with Others was fully satisfied on 16 Sep 2024.
Appointed
Geevar Puthu Parambil Abraham was appointed as Director.
Filing
Thirukochi Fincap Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Bangalore.
40 earlier events are in the company report.
Frequently asked questions
Thirukochi Fincap is an active private limited company based in Bangalore, Karnataka, India. The company works in nbfc, within the financial services industry. It was incorporated on 08 October 1991 (35+ years old) and is registered under CIN U64990KA1991PTC012388.
Thirukochi Fincap has 2 current directors:
- Remya K Gopi - Director
- Geevar Puthu Parambil Abraham - Director
The latest financial statements of Thirukochi Fincap on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Thirukochi Fincap is U64990KA1991PTC012388. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Thirukochi Fincap has 3 court cases on record: 3 filed by the company. 1 is pending.
Thirukochi Fincap was incorporated on 08 October 1991, making it 35+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Thirukochi Fincap by revenue are Hema Exports Pvt Ltd, Anashri Finvest Limited, Esteem Credits and Investments Private Limited, Mangalam Finserv Private Limited, Dingo Commodeal Pvt.Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Nicholas Mary Selvy ceased to be Director on 18 Sep 2025. Sundaraj Benjamin Franklin ceased to be Director on 18 Sep 2025. Remya K Gopi was appointed as Director on 26 Mar 2025. Thirukochi Fincap has 15 board changes on record in total.
Yes, Thirukochi Fincap is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-09-0007854).
Thirukochi Fincap can be reached through the website jayanthfinancial.in. Its registered office is in Bangalore, Karnataka, India.
The registered office of Thirukochi Fincap is at Unit No. 703 6th Floor Oxford Towers No 139 Old Airport Road, Kodihalli, Bangalore, Karnataka, India – 560008.
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