Jaylakshmi Credit Company Limited - Company Profile

It is a financial services public limited company based in Surat, Gujarat, India, established in 1971.
1971 Surat, Gujarat, India Active
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About Jaylakshmi Credit Company Limited

Jaylakshmi Credit Company Limited, a active public limited company, was established on 02 March 1971 in Surat, Gujarat, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U51909GJ1971PLC001852. Registered under ROC Roc Ahmedabad. it is unlisted. It has an authorized capital of ₹2.00 Cr and a paid-up capital of ₹2.00 Cr.

Formerly known as Jaylakshmi Credit Company Private Limited. It upholds a compliant status. Employing 3 professional, Its leadership includes Kirit Ramanlal Jariwala (Managing Director), Shailesh Maganlal Naik (Whole-Time Director), Kavita Saumil Chandiwala (Director). Past directors included Shambhubhai Vallabhbhai Patel, Chandresh Gamanlal Gandhi, Kirit Ramanlal Jariwala. It holds no open charges and ₹1.50 M settled loans. Its latest AGM occurred on 28 August 2025, with the balance sheet filed on 31 March 2025. It is based at 3/209 Ghanchi Sheri,Navapura, Surat, Surat, Gujarat, 395003.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U51909GJ1971PLC001852

  • Registration Number

    001852

  • Incorporation Date

    02 March 1971

  • Authorized Capital

    ₹2.00 Cr

  • Paid-Up Capital

    ₹2.00 Cr

  • ROC Code

    Roc Ahmedabad

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 2.00 Cr
  • Paid Up Capital ₹ 2.00 Cr
  • Company Age 55 Year,
  • Last Filing with ROC 31 Mar 2025
  • Satisfied Charges ₹ 1.50 M
  • Revenue Growth **** -0.94%
  • Profit Growth **** 343.98%
  • Ebitda **** 6.26%
  • Net Worth 0.99%
  • Total Assets **** 0.79%
Company report

Jaylakshmi Credit Company Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Jaylakshmi Credit Company Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Jaylakshmi Credit Company Limited?
Current Directors
Name Designation Appointment Date Status
Kirit Ramanlal Jariwala Managing Director 16 Dec 1999 Current
Shailesh Maganlal Naik Whole-Time Director 01 Aug 2009 Current
Kavita Saumil Chandiwala Director 24 Mar 2009 Current
Mallikaben Kirit Jariwala Whole-Time Director 29 May 2008 Current
Shantilal Morarbhai Jariwala Director 26 Feb 1999 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 21 Mar 2009 Past
Pramod Abcsdd Director 29 May 2008 Past
Pramod Abcsdd Whole-Time Director 01 Oct 2008 Past
Pramod Abcsdd Director 15 Feb 2009 Past
Pramod Abcsdd Additional Director 10 Sep 2009 Past
Pramod Abcsdd Additional Director 10 Sep 2009 Past

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Financial Performance of Jaylakshmi Credit Company.

Jaylakshmi Credit Company Limited, for the financial year ended 2022, experienced Minor drop in revenue, with a 0.94% decrease. The company also saw a substantial improvement in profitability, with a 343.98% increase in profit. The company's net worth moved up by a moderate rise of 0.99%.

Jaylakshmi Credit Company revenue growth over time
Jaylakshmi Credit Company profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 -0.94%
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*******
*******
*******
Revenue from Operations
*******
 2.18%
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*******
*******
Total Assets
*******
 0.79%
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*******
*******
*******
Profit or Loss
*******
 343.98%
*******
*******
*******
*******
Net Worth
*******
 0.99%
*******
*******
*******
*******
EBITDA
*******
 6.26%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Jaylakshmi Credit Company?

In 2022, Jaylakshmi Credit Company had a promoter holding of 98.46% and a public holding of 1.54%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹0

Satisfied Charges

₹1,500,000.00

Charges Breakdown by Lending Institutions
  • Axis Bank Limited : 0.08 Cr
  • Hdfc Bank Limited : 0.07 Cr
Latest Charge Details
Date Lender Amount Status
23 Jan 2018 Hdfc Bank Limited ₹0.70 M Satisfied
24 Jan 2015 Axis Bank Limited ₹0.80 M Satisfied

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How Many Employees Work at Jaylakshmi Credit Company?

Jaylakshmi Credit Company has a workforce of 3 employees as of Apr 04, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Jaylakshmi Credit Company, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jaylakshmi Credit Company's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Jaylakshmi Credit Company
Recent Activity within the Organization
  • Annual General Meeting

    Jaylakshmi Credit Company Limited last Annual general meeting of members was held on 28 Aug 2025 as per latest MCA records. was recorded as a recent event.

  • Balance Sheet

    Jaylakshmi Credit Company Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ahmedabad. was recorded as a recent event.

  • Charges

    A charge registered on 23 Jan 2018 via Charge ID 100193780 with Hdfc Bank Limited was fully satisfied on 07 Feb 2021. was recorded as a recent event.

  • Charges

    A charge registered on 24 Jan 2015 via Charge ID 10554333 with Axis Bank Limited was fully satisfied on 11 Jul 2018. was recorded as a recent event.

  • Charges

    A charge with Hdfc Bank Limited amounted to Rs. 0.07 Cr with Charge ID 100193780 was registered on 23 Jan 2018. was recorded as a recent event.

  • Charges

    The activity A charge with Axis Bank Limited amounted to Rs. 0.08 Cr with Charge ID 10554333 was registered on 24 Jan 2015. was completed.

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Frequently Asked Questions
What is the CIN of Jaylakshmi Credit Company Limited?

The CIN of Jaylakshmi Credit Company Limited is U51909GJ1971PLC001852.

Where is Jaylakshmi Credit Company Limited headquartered?

Jaylakshmi Credit Company Limited is headquartered at 3/209 Ghanchi Sheri,Navapura, Surat, Surat, Gujarat, 395003.

When was Jaylakshmi Credit Company Limited incorporated?

Jaylakshmi Credit Company Limited was incorporated on 02 March 1971.

Who are the current directors of Jaylakshmi Credit Company Limited?

The current directors of Jaylakshmi Credit Company Limited are

What is the primary industry of Jaylakshmi Credit Company Limited?

The primary industry of Jaylakshmi Credit Company Limited is Financial And Insurance Service.

Is Jaylakshmi Credit Company Limited a listed company?

Jaylakshmi Credit Company Limited is unlisted.

What is the capital structure of Jaylakshmi Credit Company Limited?

The authorized capital of Jaylakshmi Credit Company Limited is ₹2.00 Cr, and the paid-up capital is ₹2.00 Cr.

What is the compliance status of Jaylakshmi Credit Company Limited?

The compliance status of Jaylakshmi Credit Company Limited is Compliant.

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