Jeevan Deep Micro Credit - financial services in Jaunpur, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U93000UP2009NPL036723 Incorporated 05 February 2009 ROC Kanpur HQ Jaunpur, Uttar Pradesh, India
Active Public Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹25.11 Lakh
▲ 1% YoY
Net profit · FY 2025
₹2.39 Lakh
Net margin 9.5%
EBITDA · FY 2025
₹2.46 Lakh
EBITDA margin 9.8%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹8.74 Lakh
Issued & subscribed
Company age
17 yrs
Est. 2009
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered

About Jeevan Deep Micro Credit

Data last updated:

Jeevan Deep Micro Credit is a public not for profit company based in Jaunpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 05 February 2009 and has been in existence for over 17 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U93000UP2009NPL036723. Its GSTIN is 09AACCJ2062L1ZG (Uttar Pradesh).

The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹8.74 Lakh. It is led by directors including Pinki Devi and Virendra Kumar Maurya.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Kusum Singh W/O – Bharat Kunwar Singh Chandmari Kanhaipur Post – Muradganj, Jaunpur, Uttar Pradesh, India – 222002.

As per the financials filed for FY 2025, the company reported a revenue of ₹25.11 Lakh, a growth of 1% compared to the previous year. For the same year it recorded a net profit of ₹2.39 Lakh (net margin 9.5%) and EBITDA of ₹2.46 Lakh (EBITDA margin 9.8%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 2% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U93000UP2009NPL036723
Registration Number 036723
Incorporation Date 05 February 2009
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Jeevan Deep Micro Credit's registered office is in Jaunpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    C/O Kusum Singh W/O – Bharat Kunwar Singh Chandmari Kanhaipur Post – Muradganj, Jaunpur, Uttar Pradesh, India – 222002
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Jeevan Deep Micro Credit, buy the company report.

Comprehensive company report
Jeevan Deep Micro Credit - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Jeevan Deep Micro Credit is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Jeevan Deep Micro Credit, buy the company report.

Financials of Jeevan Deep Micro Credit

FY 2025 filings available

Jeevan Deep Micro Credit reported revenue of ₹25.11 Lakh (up 1% YoY) for FY 2025.

Revenue · FY 2025
₹25.11 Lakh ▲ 1%
Net profit · FY 2025
₹2.39 Lakh margin 9.5%
EBITDA · FY 2025
₹2.46 Lakh margin 9.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 1%
3 years · compounded
▼ 1%
5 years · compounded
▲ 2%
EBITDA CAGR growth
1 year
▼ 8%
3 years · compounded
▼ 22%
5 years · compounded
▲ 24%

Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 1% growth in the latest year. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹2.46 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹2.39 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin9.8%
Net Profit Margin9.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Jeevan Deep Micro Credit, buy the company report.

Board of directors of Jeevan Deep Micro Credit

Jeevan Deep Micro Credit has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Pinki DeviDirector25 Apr 20188 Years 5 MonthsCurrent
Virendra Kumar MauryaDirector05 Feb 200917 Years 8 MonthsCurrent
Meera DeviDirector24 Dec 201411 Years 10 MonthsCurrent

Peer comparison

Jeevan Deep Micro Credit is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Pokkisham Chit Fund Private Limited₹25.33 Lakh (FY 2018)4.0%Tiruchirappalli, Tamil Nadu, India
Sarojini Chit Funds Private Limited₹25.23 Lakh (FY 2025)8.0%Coimbatore, Tamil Nadu, India
KVF Nidhi Limited₹25.21 Lakh (FY 2025)76.0%Chengannur, Kerala, India
Pooram Chits Private Limited₹25.11 Lakh (FY 2024)-15.0%Thrissur, Kerala, India
Jeevan Deep Micro Creditthis company₹25.11 Lakh (FY 2025)₹2.39 Lakh9.5%1.0%Jaunpur, Uttar Pradesh, India
KMRS Nidhi Limited₹25.02 Lakh (FY 2022)265.0%Dhampur, Uttar Pradesh, India
Sreekarayil Chits (India) Limited₹25.01 Lakh (FY 2024)-71.0%Tirupur, Tamil Nadu, India
Mbi India Nidhi Limited₹24.97 Lakh (FY 2025)-9.0%Jalore, Rajasthan, India
Baig & Shah Chit Fund Private Limited₹24.87 Lakh (FY 2021)-7.0%Hyderabad, Telangana, India

To see the full peer comparison of Jeevan Deep Micro Credit, buy the company report.

Auditor

Jeevan Deep Micro Credit is audited by ARSS & CO. for the financial year 2023.

Auditor firmFinancial yearFirm registration number
ARSS & CO.FY 2023009002C

Shareholding

The shareholding of Jeevan Deep Micro Credit is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Jeevan Deep Micro Credit, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Jeevan Deep Micro Credit; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Jeevan Deep Micro Credit has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AACCJ2062L1ZGUttar PradeshActive06 Sep 2017

To see the full GST registrations and return filing status of Jeevan Deep Micro Credit, buy the company report.

Recent activity

Jeevan Deep Micro Credit has 7 board changes on record since 2009: 5 appointments and 2 cessations. The latest: Dharmendra Kumar Maurya ceased to be Director on 25 Apr 2018.

AGM
Jeevan Deep Micro Credit last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Jeevan Deep Micro Credit has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Ceased
Dharmendra Kumar Maurya ceased to be Director.
Appointed
Pinki Devi was appointed as Director.
Appointed
Meera Devi was appointed as Director.
Ceased
Rajesh Kumar Jaiswal ceased to be Director.
Appointed
Dharmendra Kumar Maurya was appointed as Director.
Appointed
Rajesh Kumar Jaiswal was appointed as Director.
Appointed
Virendra Kumar Maurya was appointed as Director.
Incorporation
05 Feb 2009
Jeevan Deep Micro Credit was registered on 05 Feb 2009 with Roc Kanpur & aged 17 years 8 months as per MCA records.

Frequently asked questions

Jeevan Deep Micro Credit is an active public not for profit company based in Jaunpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 05 February 2009 (17+ years old) and is registered under CIN U93000UP2009NPL036723.

Jeevan Deep Micro Credit has 3 current directors:

The latest financial statements of Jeevan Deep Micro Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Jeevan Deep Micro Credit is 09AACCJ2062L1ZG, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Jeevan Deep Micro Credit is U93000UP2009NPL036723. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Jeevan Deep Micro Credit was incorporated on 05 February 2009, making it 17+ years old. It is registered with the Registrar of Companies, Kanpur.

The peers of Jeevan Deep Micro Credit by revenue are Pokkisham Chit Fund Private Limited, Sarojini Chit Funds Private Limited, KVF Nidhi Limited, Pooram Chits Private Limited, KMRS Nidhi Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Dharmendra Kumar Maurya ceased to be Director on 25 Apr 2018. Pinki Devi was appointed as Director on 25 Apr 2018. Meera Devi was appointed as Director on 24 Dec 2014. Jeevan Deep Micro Credit has 7 board changes on record in total.

The registered office of Jeevan Deep Micro Credit is at CO Kusum Singh WO – Bharat Kunwar Singh Chandmari Kanhaipur Post – Muradganj, Jaunpur, Uttar Pradesh, India – 222002.

Jeevan Deep Micro Credit operates in the financial services industry, in the microfinance institutions segment.

The compliance status of Jeevan Deep Micro Credit is compliant as of 11 September 2026. The company is actively filing with the Registrar of Companies.