Jeevan Shakti Chit Fund Pvt. Ltd.
About Jeevan Shakti Chit Fund Pvt. Ltd.
Data last updated:
Jeevan Shakti Chit Fund Pvt. Ltd. is a private limited company based in Hyderabad, Telangana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 November 1989 and has been in existence for over 37 years.
The company is registered with the Registrar of Companies (ROC), Hyderabad, under CIN U65992TG1989PTC010661. Its GSTIN is 36AAACJ5056C2ZV (Telangana). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3.4 Lakh. It is led by directors Katragadda Ramesh (Managing Director) and Gutta Venkateswara Rao.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat 207 2nd Floor Pancom Business Centre Ameerpet, Hyderabad, Telangana, India – 500073.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.56 Cr, a growth of 29% compared to the previous year. For the same year it recorded a net loss of ₹14.31 Lakh (net margin -1.7%) and EBITDA of ₹52.13 Lakh (EBITDA margin 6.1%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 3% over five years.
As per MCA filings, the company has open charges of ₹2.29 Cr on record. Court records list 18 cases involving the company, including 16 filed by the company and 2 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Jeevan Shakti Chit Fund has one previous CIN (Corporate Identification Number): U65992AP1989PTC010661. The current CIN is U65992TG1989PTC010661, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992TG1989PTC010661 | Current |
| U65992AP1989PTC010661 | Previous |
Contact details
Jeevan Shakti Chit Fund Pvt. Ltd.'s registered office is in Hyderabad, Telangana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressFlat 207 2nd Floor Pancom Business Centre Ameerpet, Hyderabad, Telangana, India – 500073
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jeevan Shakti Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Financials of Jeevan Shakti Chit Fund Pvt. Ltd.
FY 2025 filings availableJeevan Shakti Chit Fund Pvt. Ltd. reported revenue of ₹8.56 Cr (up 29% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue rose 29% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 3%. EBITDA fell 39% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Total Expenses | |||||
| EBITDA | ₹52.13 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹14.31 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.1% | ||||
| Net Profit Margin | -1.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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| Payable Days | |||||
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To see the full financial statements and ratios of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Board of directors of Jeevan Shakti Chit Fund Pvt. Ltd.
Jeevan Shakti Chit Fund has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Katragadda Ramesh | Managing Director | 10 Nov 1989 | 36 Years 11 Months | Current |
| Gutta Venkateswara Rao | Director | 10 Nov 1989 | 36 Years 11 Months | Current |
Peer comparison
Jeevan Shakti Chit Fund Pvt. Ltd. is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tharani Mutual Benefit Nidhi Limited | ₹9.03 Cr (FY 2025) | 18.0% | Thoothukudi, Tamil Nadu, India | |||
| Sempon Permanent Nidhi Limited | ₹9.03 Cr (FY 2025) | 3.0% | Perambur, Madras-11, Tamil Nadu, India | |||
| Balussery Benefit Chit Fund Private Limited | ₹8.72 Cr (FY 2024) | 24.0% | Triplicane, Madras-5, Tamil Nadu, India | |||
| Darsh Chit Funds Private Limited | ₹8.68 Cr (FY 2025) | 22.0% | Hyderabad, Telangana, India | |||
| Jeevan Shakti Chit Fund Pvt. Ltd.this company | ₹8.56 Cr (FY 2024) | -₹14.31 Lakh | -1.7% | 29.0% | Hyderabad, Telangana, India | |
| The Peninsula Chits Private Limited | ₹8.42 Cr (FY 2025) | 206.0% | Thrissur, Kerala, India | |||
| Madurai Hindu Permanent Nidhi Limited | ₹8.31 Cr (FY 2025) | -1.0% | Madurai, Tamil Nadu, India | |||
| Suman Chit Funds Pvt.Ltd. | ₹8 Cr (FY 2025) | 1.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Auditor
Jeevan Shakti Chit Fund Pvt. Ltd. is audited by P Chinnappa Reddy for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P Chinnappa Reddy | FY 2022 | 015693 |
Shareholding
The shareholding of Jeevan Shakti Chit Fund Pvt. Ltd. is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 25 Jul 2025 | 101159424 | Axis Bank Limited | ₹1.7 Cr | Open | |
| 12 Dec 2024 | 101061709 | Hdfc Bank Limited | ₹30.15 Lakh | Open | |
| 20 Apr 2024 | 100934628 | Axis Bank Limited | ₹29.28 Lakh | Open |
Total charge records: 3 View all charges
Legal cases
Jeevan Shakti Chit Fund Pvt. Ltd. has 18 court cases on record: 16 filed by Jeevan Shakti Chit Fund, 2 filed against it. 3 cases are pending and 15 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 13 | 0 | 2 |
| High courts | 5 | 2 | 1 |
Cases on record (5 of 18)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Hyderabad Central, Telangana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Hyderabad CCC, Telangana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| High Court of Andhra Pradesh | Writ petition | Filed by the company against State of Andhra Pradesh, | Pending |
| District court, Hyderabad Central, Telangana | Court case (CC - NI) | Filed by the company against an individual | Disposed |
| District court, Hyderabad Central, Telangana | Court case (CC - NI) | Filed by the company against an individual | Disposed |
To see the full case history of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jeevan Shakti Chit Fund Pvt. Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Jeevan Shakti Chit Fund has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 36AAACJ5056C2ZV | Telangana | Active | 07 Aug 2017 |
To see the full GST registrations and return filing status of Jeevan Shakti Chit Fund Pvt. Ltd., buy the company report.
Recent activity
Jeevan Shakti Chit Fund Pvt. Ltd. has 2 board changes on record since 1989: 2 appointments. The latest: Gutta Venkateswara Rao was appointed as Director on 10 Nov 1989.
Frequently asked questions
Jeevan Shakti Chit Fund is an active private limited company based in Hyderabad, Telangana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 November 1989 (37+ years old) and is registered under CIN U65992TG1989PTC010661.
Jeevan Shakti Chit Fund has 2 current directors:
- Katragadda Ramesh - Managing Director
- Gutta Venkateswara Rao - Director
The latest financial statements of Jeevan Shakti Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Jeevan Shakti Chit Fund is 36AAACJ5056C2ZV, registered in Telangana. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Jeevan Shakti Chit Fund is U65992TG1989PTC010661. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jeevan Shakti Chit Fund has 18 court cases on record: 16 filed by the company and 2 filed against it. 3 are pending. Most are in the district courts.
Jeevan Shakti Chit Fund was incorporated on 10 November 1989, making it 37+ years old. It is registered with the Registrar of Companies, Hyderabad.
The peers of Jeevan Shakti Chit Fund by revenue are Tharani Mutual Benefit Nidhi Limited, Sempon Permanent Nidhi Limited, Balussery Benefit Chit Fund Private Limited, Darsh Chit Funds Private Limited, The Peninsula Chits Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Gutta Venkateswara Rao was appointed as Director on 10 Nov 1989. Katragadda Ramesh was appointed as Managing Director on 10 Nov 1989.
The registered office of Jeevan Shakti Chit Fund is at Flat 207 2nd Floor Pancom Business Centre Ameerpet, Hyderabad, Telangana, India – 500073.
Jeevan Shakti Chit Fund operates in the financial services industry, in the microfinance institutions segment.
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