Jeevan Utthan Financial Services Private Limited

Jeevan Utthan Financial Services Private Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN U67100WB1989PTC047559 Incorporated 11 September 1989 ROC Kolkata HQ Kolkata, West Bengal, India
Active Private Limited Company financial services
Revenue · FY 2023
₹2.44 Cr
▲ 38% YoY
Net profit · FY 2023
₹64.91 Lakh
Net margin 26.6%
EBITDA · FY 2023
₹1 Cr
EBITDA margin 41.2%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹9.36 Cr
Issued & subscribed
Open charges
₹11.05 Cr
Satisfied ₹22.9 Cr
Company age
37 yrs
Est. 1989
Directors on board
5
As per MCA filings

About Jeevan Utthan Financial Services Private Limited

Data last updated:

Jeevan Utthan Financial Services Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 11 September 1989 and has been in existence for over 37 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67100WB1989PTC047559. Its GSTIN is 19AABCC1631M1ZO (West Bengal).

The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹9.36 Cr. It was formerly known as Chandakfelt Works P. Ltd. It is led by directors including Aniket Poddar (Managing Director) and Pallavi Poddar.

Its last annual general meeting (AGM) was held on 18 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at P – 109 Bansdroni Park Bansdroni, Kolkata, West Bengal, India – 700070.

As per the financials filed for FY 2023, the company reported a revenue of ₹2.44 Cr, a growth of 38% compared to the previous year. For the same year it recorded a net profit of ₹64.91 Lakh (net margin 26.6%) and EBITDA of ₹1 Cr (EBITDA margin 41.2%). Revenue has declined at a compounded annual rate (CAGR) of 14% over three years and 3% over five years.

The company is associated with 1 brand: JeevanUtthan Financial Services. As per MCA filings, the company has open charges of ₹11.05 Cr and satisfied charges of ₹22.9 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jeevanutthan.in.

Company details

CIN U67100WB1989PTC047559
Registration Number 047559
Incorporation Date 11 September 1989
ROC Kolkata
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

CIN history

Jeevan Utthan Financial Services has one previous CIN (Corporate Identification Number): U17229WB1989PTC047559. The current CIN is U67100WB1989PTC047559, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U67100WB1989PTC047559Current
U17229WB1989PTC047559Previous

Contact details

Jeevan Utthan Financial Services Private Limited's registered office is in Kolkata, West Bengal. Its website is jeevanutthan.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    P – 109 Bansdroni Park Bansdroni, Kolkata, West Bengal, India – 700070
  • Industry
    Financial Services, NBFC

To see the full contact details of Jeevan Utthan Financial Services Private Limited, buy the company report.

Comprehensive company report
Jeevan Utthan Financial Services Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Jeevan Utthan Financial Services operates one associated brand: JeevanUtthan Financial Services. Each brand links to its own profile.

BrandDescriptionWebsite
Microfinance services focused on loan provision and women's empowerment in India.jeevanutthan.in

Financials of Jeevan Utthan Financial Services Private Limited

FY 2025 filings available

Jeevan Utthan Financial Services Private Limited reported revenue of ₹2.44 Cr (up 38% YoY) for FY 2023.

Revenue · FY 2023
₹2.44 Cr ▲ 38%
Net profit · FY 2023
₹64.91 Lakh margin 26.6%
EBITDA · FY 2023
₹1 Cr margin 41.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 38%
3 years · compounded
▲ 14%
5 years · compounded
▼ 3%
EBITDA CAGR growth
1 year
▲ 142%
5 years · compounded
▲ 96%

Revenue rose 38% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 3%. EBITDA rose 142% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹2.44 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹64.91 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profitability
EBITDA Margin41.2%
Net Profit Margin26.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Jeevan Utthan Financial Services Private Limited, buy the company report.

Board of directors of Jeevan Utthan Financial Services Private Limited

Jeevan Utthan Financial Services has 5 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Aniket PoddarManaging Director25 Nov 20214 Years 11 MonthsCurrent
Pallavi PoddarDirector25 Nov 20214 Years 11 MonthsCurrent
Bikash PoddarDirector25 Nov 20214 Years 11 MonthsCurrent
Sougata SenguptaDirector27 Jan 20233 Years 9 MonthsCurrent
Rabindra Nath MishraAdditional Director27 Oct 20224 Years 0 MonthsCurrent

Auditor

Jeevan Utthan Financial Services Private Limited is audited by S R B & ASSOCIATES for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S R B & ASSOCIATESFY 2023310009E

Shareholding

The shareholding of Jeevan Utthan Financial Services Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.

Shareholder categoryFY 2022FY 2021FY 2020FY 2019FY 2018
Promoters
Domestic institutional investors (DII)
Public
Others

To see the full shareholding pattern of Jeevan Utthan Financial Services Private Limited, buy the company report.

Charges & borrowings

Open charges
₹11.05 Cr
Satisfied charges
₹22.9 Cr
Breakdown by lending institutions
Others₹11.05 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
25 Aug 2025101156589Others₹2 CrOpen
16 Aug 2025101150381Others₹1 CrOpen
31 Jul 2025101157331Others₹1 CrOpen
15 Apr 2025101085555Others₹1 CrOpen
27 Mar 2025101076574Others₹1 CrOpen

To see the full charge records of Jeevan Utthan Financial Services Private Limited, buy the company report.

Total charge records: 29 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Jeevan Utthan Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Jeevan Utthan Financial Services has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
19AABCC1631M1ZOWest BengalActive04 Sep 2021

To see the full GST registrations and return filing status of Jeevan Utthan Financial Services Private Limited, buy the company report.

Recent activity

Jeevan Utthan Financial Services Private Limited has 5 board changes on record since 2021: 5 appointments. The latest: Sougata Sengupta was appointed as Director on 27 Jan 2023.

Charges
A charge registered on 19 Jan 2024 via Charge ID 100854951 with Others was fully satisfied on 29 Jan 2026.
Charges
A charge registered on 28 Jan 2025 via Charge ID 101050337 with Others was fully satisfied on 27 Jan 2026.
Charges
A charge registered on 17 Sep 2024 via Charge ID 100986694 with Others was fully satisfied on 16 Jan 2026.
Charges
A charge registered on 28 Mar 2024 via Charge ID 100902162 with Others was fully satisfied on 01 Nov 2025.
Charges
A charge registered on 11 Oct 2023 via Charge ID 100806800 with Others was fully satisfied on 28 Oct 2025.
Charges
A charge registered on 20 Sep 2024 via Charge ID 100987193 with Others was fully satisfied on 16 Oct 2025.
Charges
A charge registered on 19 Sep 2024 via Charge ID 100981512 with Others was fully satisfied on 14 Oct 2025.
Charges
A charge registered on 24 Jun 2024 via Charge ID 100944294 with Others was fully satisfied on 14 Oct 2025.
AGM
Jeevan Utthan Financial Services Private Limited last Annual general meeting of members was held on 18 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101156589 was registered on 25 Aug 2025.
Charges
A charge registered on 20 Aug 2024 via Charge ID 100972828 with Others was fully satisfied on 18 Aug 2025.
Charges
A charge registered on 06 Nov 2023 via Charge ID 100808163 with Others was fully satisfied on 18 Aug 2025.

46 earlier events are in the company report.

Frequently asked questions

Jeevan Utthan Financial Services is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 11 September 1989 (37+ years old) and is registered under CIN U67100WB1989PTC047559.

Jeevan Utthan Financial Services has 5 current directors:

The latest financial statements of Jeevan Utthan Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 18 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Jeevan Utthan Financial Services is 19AABCC1631M1ZO, registered in West Bengal.

The CIN (Corporate Identification Number) of Jeevan Utthan Financial Services is U67100WB1989PTC047559. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Jeevan Utthan Financial Services was incorporated on 11 September 1989, making it 37+ years old. It is registered with the Registrar of Companies, Kolkata.

Sougata Sengupta was appointed as Director on 27 Jan 2023. Rabindra Nath Mishra was appointed as Additional Director on 27 Oct 2022. Aniket Poddar was appointed as Managing Director on 25 Nov 2021. Jeevan Utthan Financial Services has 5 board changes on record in total.

Jeevan Utthan Financial Services can be reached through the website jeevanutthan.in. Its registered office is in Kolkata, West Bengal, India.

The registered office of Jeevan Utthan Financial Services is at P – 109 Bansdroni Park Bansdroni, Kolkata, West Bengal, India – 700070.

Jeevan Utthan Financial Services operates in the financial services industry, in the nbfc segment.