MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-KR-03-0102167
Jo and Av Private Limited
Jo and Av Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹83.1 Lakh
▲ 140% YoY
Net loss · FY 2024
₹28.18 Lakh
Net margin -33.9%
EBITDA · FY 2024
₹10.58 Lakh
EBITDA margin 12.7%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹8 Lakh
Secured borrowings
Company age
6 yrs
Est. 2020
Directors on board
3
As per MCA filings
About Jo and Av Private Limited
Data last updated:
Jo and Av Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 25 November 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U70109KA2020PTC141423. Its GSTIN is 29AAFCJ0217N1ZE (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Vishwanath Gaddemane Annaiahgowda and Naganna Vani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No 27 Mezzanine Floor Kcn Towers Race Course Road, Bangalore, Karnataka, India – 560001.
As per the financials filed for FY 2024, the company reported a revenue of ₹83.1 Lakh, a growth of 140% compared to the previous year. For the same year it recorded a net loss of ₹28.18 Lakh (net margin -33.9%) and EBITDA of ₹10.58 Lakh (EBITDA margin 12.7%). Revenue has grown at a compounded annual rate (CAGR) of 175% over three years.
As per MCA filings, the company has open charges of ₹8 Lakh on record.
Jo and Av Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0102167).
Company details
CIN U70109KA2020PTC141423
Registration Number 141423
Incorporation Date 25 November 2020
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0102167
Recognitions & Rankings of Jo and Av
Contact details
Jo and Av Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo 27 Mezzanine Floor Kcn Towers Race Course Road, Bangalore, Karnataka, India – 560001
- IndustryFinancial Services, Real Estate Financing
To see the full contact details of Jo and Av Private Limited, buy the company report.
Comprehensive company report
Jo and Av Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Business activity
The main business activity of Jo and Av is real estate activities. In detail, this covers real estate activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| L | Real estate activities | 68 | Real estate activities |
To see the full business activity and turnover split of Jo and Av Private Limited, buy the company report.
Financials of Jo and Av Private Limited
FY 2025 filings availableJo and Av Private Limited reported revenue of ₹83.1 Lakh (up 140% YoY) for FY 2024.
Revenue · FY 2024
₹83.1 Lakh ▲ 140%
Net loss · FY 2024
₹28.18 Lakh margin -33.9%
EBITDA · FY 2024
₹10.58 Lakh margin 12.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 140%
3 years · compounded
▲ 175%
EBITDA CAGR growth
1 year
▲ 185%
3 years · compounded
▲ 139%
Revenue has grown at a compounded annual rate (CAGR) of 175% over three years, including 140% growth in the latest year. EBITDA rose 185% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | ||||
| EBITDA | ₹10.58 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹28.18 Lakh | |||
| Balance Sheet | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 12.7% | |||
| Net Profit Margin | -33.9% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
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To see the full financial statements and ratios of Jo and Av Private Limited, buy the company report.
Board of directors of Jo and Av Private Limited
Jo and Av has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishwanath Gaddemane Annaiahgowda Also directs: Oravia Buildcraft LLP, Oravia Buildcraft (Invictus) LLP, Oravia Buildcraft (Natura) LLP and 4 more | Director | 12 Jul 2022 | 4 Years 3 Months | Current |
| Naganna Vani Also directs: Starland Homes Private Limited, Natus Healthcare Private Limited, Estella Eco Carbon Private Limited and 2 more | Director | 20 Sep 2022 | 4 Years 1 Months | Current |
| Jose Tom Also directs: Starland Homes (Bengaluru -99) LLP, Nambiar Bengaluru East LLP, Starland Homes Private Limited and 3 more | Director | 25 Nov 2020 | 5 Years 10 Months | Current |
Auditor
Jo and Av Private Limited is audited by Abhinav & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Abhinav & Associates | FY 2023 | 014192S |
Shareholding
The shareholding of Jo and Av Private Limited is on record for FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Jo and Av Private Limited, buy the company report.
Charges & borrowings
Open charges
₹8 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Apr 2023 | 100753055 | Hdfc Bank Limited | ₹8 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Jo and Av Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jo and Av Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Jo and Av Private Limited has 1 active EPFO establishment as of Apr 07, 2024.
Active EPFO establishments
1
GST
Jo and Av has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAFCJ0217N1ZE | Karnataka | Active | 20 Dec 2021 |
To see the full GST registrations and return filing status of Jo and Av Private Limited, buy the company report.
Recent activity
Jo and Av Private Limited has 5 board changes on record since 2020: 4 appointments and 1 cessation. The latest: John Jobin ceased to be Director on 26 Nov 2024.
AGM
Jo And Av Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Jo And Av Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
John Jobin ceased to be Director.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 8.00 Lakh with Charge ID 100753055 was registered on 20 Apr 2023.
Appointed
Naganna Vani was appointed as Director.
Appointed
Vishwanath Gaddemane Annaiahgowda was appointed as Director.
Appointed
John Jobin was appointed as Director.
Appointed
Jose Tom was appointed as Director.
Incorporation
25 Nov 2020
Jo And Av Private Limited was registered on 25 Nov 2020 with Roc Bangalore & aged 5 years 10 months as per MCA records.
Frequently asked questions
Jo and Av is an active private limited company based in Bangalore, Karnataka, India. The company works in real estate financing, within the financial services industry. It was incorporated on 25 November 2020 (6+ years old) and is registered under CIN U70109KA2020PTC141423.
Jo and Av has 3 current directors:
- Vishwanath Gaddemane Annaiahgowda - Director
- Naganna Vani - Director
- Jose Tom - Director
The latest financial statements of Jo and Av on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Jo and Av is 29AAFCJ0217N1ZE, registered in Karnataka.
The CIN (Corporate Identification Number) of Jo and Av is U70109KA2020PTC141423. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jo and Av was incorporated on 25 November 2020, making it 6+ years old. It is registered with the Registrar of Companies, Bangalore.
John Jobin ceased to be Director on 26 Nov 2024. Naganna Vani was appointed as Director on 20 Sep 2022. Vishwanath Gaddemane Annaiahgowda was appointed as Director on 12 Jul 2022. Jo and Av has 5 board changes on record in total.
Yes, Jo and Av is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0102167).
The registered office of Jo and Av is at No 27 Mezzanine Floor Kcn Towers Race Course Road, Bangalore, Karnataka, India – 560001.
Jo and Av operates in the financial services industry, in the real estate financing segment.