J.R.Credit Pvtltd
About J.R.Credit Pvtltd
Data last updated:
J.R.Credit Pvtltd is a private limited company based in Indore, Madhya Pradesh, India. It operates in the real estate development and construction segment of the real estate and construction sector. It was incorporated on 14 June 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Gwalior, under CIN U67120MP1995PTC009552. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Mahesh Kumar Somani and Manish Kumar Somani.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 215 Shri Vardhan Complex 4 R. N. T. Marg, Indore, Madhya Pradesh, India – 452001.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.37 Lakh, a growth of 14% compared to the previous year. For the same year it recorded a net profit of ₹1.01 Lakh (net margin 18.9%) and EBITDA of ₹1.01 Lakh (EBITDA margin 18.9%). Revenue has declined at a compounded annual rate (CAGR) of 47% over three years and 37% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address215 Shri Vardhan Complex 4 R. N. T. Marg, Indore, Madhya Pradesh, India – 452001
- IndustryReal Estate and Construction, Real Estate Builders & Developers
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of J.R.Credit Pvtltd
The main business activity of J.R.Credit is trade. In detail, this covers wholesale trading.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| G | Trade | G1 | Wholesale Trading | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of J.R.Credit Pvtltd FY 2024 filings available
J.R.Credit Pvtltd reported revenue of ₹5.37 Lakh (up 14% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of J.R.Credit Pvtltd
Revenue rose 14% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 37%. EBITDA rose 349% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of J.R.Credit Pvtltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.01 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.01 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of J.R.Credit Pvtltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 18.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 18.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of J.R.Credit are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of J.R.Credit Pvtltd
J.R.Credit Pvtltd is compared with the companies closest to it by revenue in the Real Estate industry (Builders and Developers). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vakratunda Realty Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Span Realtors Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Shivangi Proptech Private Limited | •••• | •••• | •••• | •••• | - | Delhi, India |
| A.S. Infradevelopers Private Limited | •••• | •••• | •••• | •••• | - | Gurgaon, Haryana, India |
| Zircon Dealers Private Limited | •••• | •••• | •••• | •••• | - | Kolkata, West Bengal, India |
| J.R.Credit Pvtltd this company | •••• | •••• | •••• | •••• | - | Indore, Madhya Pradesh, India |
| Dubbin Pharmaceuticals Pvt.Ltd. | •••• | •••• | •••• | •••• | - | Kolkata, West Bengal, India |
| Linkwise Projects Private Limited | •••• | •••• | •••• | •••• | - | Kolkata, West Bengal, India |
| Das Infratech Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Ars Realtors Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
| Vividh Residency Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below J.R.Credit by revenue in the Real Estate industry (Builders and Developers), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of J.R.Credit Pvtltd
J.R.Credit Pvtltd is audited by B CHORDIA & CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B CHORDIA & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of J.R.Credit Pvtltd
J.R.Credit has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manish Kumar Somani Also directs: Betex India Limited (Co TR From Maha ), Ekta Polyfab Private Limited, Ambaji Syntex Private Limited and 2 more | Additional Director | 22 Nov 2013 | 12 Years 10 Months | Current |
| Dinesh Parwal Also directs: Kupfer Industries LLP, Sahyog Finlease Private Limited | Additional Director | 31 Dec 2011 | 14 Years 9 Months | Current |
| Mahesh Kumar Somani Also directs: Betex India Limited (Co TR From Maha ), Ekta Polyfab Private Limited, Ambaji Syntex Private Limited and 3 more | Director | 30 Dec 2011 | 14 Years 9 Months | Current |
Ownership and Shareholding of J.R.Credit Pvtltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of J.R.Credit Pvtltd
J.R.Credit Pvtltd does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at J.R.Credit Pvtltd
Employment history and EPFO contributions of people linked to J.R.Credit.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on J.R.Credit Pvtltd
J.R.Credit Pvtltd has 6 board changes on record since 2011: 3 appointments and 3 cessations. The latest: Manish Kumar Somani was appointed as Additional Director on 22 Nov 2013.
Credit Ratings, Litigation & Regulatory Alerts for J.R.Credit Pvtltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by J.R.Credit Pvtltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of J.R.Credit Pvtltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of J.R.Credit Pvtltd
J.R.Credit has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of J.R.Credit Pvtltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about J.R.Credit Pvtltd
J.R.Credit is an active private limited company based in Indore, Madhya Pradesh, India. The company works in real estate builders and developers, within the real estate and construction industry. It was incorporated on 14 June 1995 (31+ years old) and is registered under CIN U67120MP1995PTC009552.
J.R.Credit reported revenue of ₹5.37 Lakh for FY 2025 (up 14% YoY).
J.R.Credit has 3 current directors:
- Manish Kumar Somani - Additional Director
- Dinesh Parwal - Additional Director
- Mahesh Kumar Somani - Director
J.R.Credit reported a net profit of ₹1.01 Lakh (net margin 18.9%) and EBITDA of ₹1.01 Lakh (EBITDA margin 18.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of J.R.Credit is -47% over three years and -37% over five years. In the latest year (FY 2025) revenue rose 14%. CAGR is the steady yearly rate that links the first and the last year.
No. J.R.Credit has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of J.R.Credit is U67120MP1995PTC009552. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
J.R.Credit was incorporated on 14 June 1995, making it 31+ years old. It is registered with the Registrar of Companies, Gwalior.
The peers of J.R.Credit by revenue are Vakratunda Realty Private Limited, Span Realtors Private Limited, Shivangi Proptech Private Limited, A.S. Infradevelopers Private Limited, Zircon Dealers Private Limited and 5 more, all in the Real Estate industry (Builders and Developers).
Manish Kumar Somani was appointed as Additional Director on 22 Nov 2013. Narendra Pareta ceased to be Director on 22 Nov 2013. Dinesh Parwal was appointed as Additional Director on 31 Dec 2011. J.R.Credit has 6 board changes on record in total.
The registered office of J.R.Credit is at 215 Shri Vardhan Complex 4 R. N. T. Marg, Indore, Madhya Pradesh, India – 452001.