JRL Chit Fund Private Limited
About JRL Chit Fund Private Limited
Data last updated:
JRL Chit Fund Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 25 May 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65100KA2018PTC113459. Its GSTIN is 29AAECJ2678N1ZU (Karnataka).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹90,000. It is led by directors including Prasanth Kumar Gajjala and Ashok Sudharani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.13 1st Floor Krishna Padam Outer Ring Road Marathahalli, Bangalore, Karnataka, India – 560037.
As per the financials filed for FY 2025, the company reported a revenue of ₹71.14 Lakh, a decline of 11% compared to the previous year. For the same year it recorded a net profit of ₹3.73 Lakh (net margin 5.2%) and EBITDA of ₹8.54 Lakh (EBITDA margin 12%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 14% over five years.
Court records list 6 cases involving the company, including 6 filed by the company; 3 cases are pending.
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- Registered AddressNo.13 1st Floor Krishna Padam Outer Ring Road Marathahalli, Bangalore, Karnataka, India – 560037
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of JRL Chit Fund Private Limited
The main business activity of JRL Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of JRL Chit Fund Private Limited FY 2025 filings available
JRL Chit Fund Private Limited reported revenue of ₹71.14 Lakh (down 11% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of JRL Chit Fund Private Limited
Revenue fell 11% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 14%. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of JRL Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹8.54 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.73 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of JRL Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 12% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of JRL Chit Fund are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of JRL Chit Fund Private Limited
JRL Chit Fund has 8 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prasanth Kumar Gajjala | Director | 25 May 2018 | 8 Years 4 Months | Current |
| Ashok Sudharani | Director | 09 Aug 2023 | 3 Years 1 Months | Current |
| Negalur Chidambara Shobha | Director | 20 Feb 2021 | 5 Years 7 Months | Current |
| Kuppalli Swamy Raaghu | Director | 14 Feb 2019 | 7 Years 7 Months | Current |
| Govindappa Srinivasa | Director | 14 Feb 2019 | 7 Years 7 Months | Current |
| Kamasamudra Omkaramurthy Siddappa | Director | 14 Feb 2019 | 7 Years 7 Months | Current |
Ownership and Shareholding of JRL Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of JRL Chit Fund Private Limited
JRL Chit Fund Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of JRL Chit Fund Private Limited
JRL Chit Fund Private Limited has 6 court cases on record: 6 filed by JRL Chit Fund. 3 cases are pending and 3 are disposed. Status as checked between 29 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 6 | 0 | 3 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
Full case history
All 6 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at JRL Chit Fund Private Limited
Employment history and EPFO contributions of people linked to JRL Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on JRL Chit Fund Private Limited
JRL Chit Fund Private Limited has 11 board changes on record since 2018: 8 appointments and 3 cessations. The latest: Ashok Bhimaraokulkarni Kulkarni ceased to be Director on 09 May 2024.
2 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for JRL Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by JRL Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of JRL Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of JRL Chit Fund Private Limited
JRL Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAECJ2678N1ZU | Karnataka | Active | 06 Aug 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of JRL Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about JRL Chit Fund Private Limited
JRL Chit Fund is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 25 May 2018 (8+ years old) and is registered under CIN U65100KA2018PTC113459.
JRL Chit Fund reported revenue of ₹71.14 Lakh for FY 2025 (down 11% YoY).
JRL Chit Fund has 8 current directors:
- Prasanth Kumar Gajjala - Director
- Ashok Sudharani - Director
- Negalur Chidambara Shobha - Director
- Kuppalli Swamy Raaghu - Director
- Govindappa Srinivasa - Director
- Kamasamudra Omkaramurthy Siddappa - Director
- Hanumantappa - Director
- Yashoda - Director
JRL Chit Fund reported a net profit of ₹3.73 Lakh (net margin 5.2%) and EBITDA of ₹8.54 Lakh (EBITDA margin 12%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of JRL Chit Fund is -5% over three years and 14% over five years. In the latest year (FY 2025) revenue fell 11%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of JRL Chit Fund is 29AAECJ2678N1ZU, registered in Karnataka.
The CIN (Corporate Identification Number) of JRL Chit Fund is U65100KA2018PTC113459. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
JRL Chit Fund has 6 court cases on record: 6 filed by the company. 3 are pending.
JRL Chit Fund was incorporated on 25 May 2018, making it 8+ years old. It is registered with the Registrar of Companies, Bangalore.
Ashok Bhimaraokulkarni Kulkarni ceased to be Director on 09 May 2024. Doreswami Sri Babu ceased to be Director on 09 May 2024. Ashok Sudharani ceased to be Additional Director on 22 Sep 2023. JRL Chit Fund has 11 board changes on record in total.