J.S. Loans and Advances Private Limited
About J.S. Loans and Advances Private Limited
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J.S. Loans and Advances Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 03 March 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65921DL1994PTC328920. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹10.5 Cr and a paid-up capital of ₹6.9 Cr. It was formerly known as Angad Deposits and Finances Pvt Ltd. It is led by directors Gagan Deep Singh and Tripti.
Its last annual general meeting (AGM) was held on 23 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 314 Grd Floor Tilak Khand Giri Nagar Kalkaji, New Delhi, Delhi, India – 110019.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.07 Cr, a growth of 22% compared to the previous year. For the same year it recorded a net profit of ₹11.48 Lakh (net margin 10.7%) and EBITDA of ₹24.12 Lakh (EBITDA margin 22.6%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 11% over five years.
As per MCA filings, the company has open charges of ₹32.95 Lakh on record. Court records list 7 cases involving the company, including 7 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
J.S. Loans and Advances has one previous CIN (Corporate Identification Number): U65921PB1994PTC014284. The current CIN is U65921DL1994PTC328920, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921DL1994PTC328920 | Current |
| U65921PB1994PTC014284 | Previous |
Contact details
J.S. Loans and Advances Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address314 Grd Floor Tilak Khand Giri Nagar Kalkaji, New Delhi, Delhi, India – 110019
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of J.S. Loans and Advances Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of J.S. Loans and Advances is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of J.S. Loans and Advances Private Limited, buy the company report.
Financials of J.S. Loans and Advances Private Limited
FY 2025 filings availableJ.S. Loans and Advances Private Limited reported revenue of ₹1.07 Cr (up 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 11% over five years, including 22% growth in the latest year. EBITDA rose 36% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹24.12 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11.48 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.6% | ||||
| Net Profit Margin | 10.7% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of J.S. Loans and Advances Private Limited, buy the company report.
Board of directors of J.S. Loans and Advances Private Limited
J.S. Loans and Advances has 2 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gagan Deep Singh | Director | 03 Aug 2016 | 10 Years 3 Months | Current |
| Tripti | Director | 26 Feb 2016 | 10 Years 8 Months | Current |
Peer comparison
J.S. Loans and Advances Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| International Industries Pvt Ltd | ₹1.07 Cr (FY 2025) | -1.0% | Kolkata, West Bengal, India | |||
| Olympia Credits & Mercantile Private Limited | ₹1.07 Cr (FY 2022) | 55.0% | Kolkata, West Bengal, India | |||
| M.A.Trading & Financing Pvt. Ltd. | ₹1.07 Cr (FY 2025) | 36.0% | Kolkata, West Bengal, India | |||
| J.S. Loans and Advances Private Limitedthis company | ₹1.07 Cr (FY 2025) | ₹11.48 Lakh | 10.7% | 22.0% | New Delhi, Delhi, India | |
| Pallavi Apartments Pvt Ltd | ₹1.07 Cr (FY 2025) | 10.0% | Kolkata, West Bengal, India | |||
| Bossom Marketing Pvt.Ltd. | ₹1.07 Cr (FY 2025) | 19.0% | Kolkata, West Bengal, India | |||
| Visagar Financial Services Limited | ₹1.07 Cr (FY 2019) | -80.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of J.S. Loans and Advances Private Limited, buy the company report.
Auditor
J.S. Loans and Advances Private Limited is audited by JOLLY & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JOLLY & CO | FY 2017 | 012279N |
Shareholding
The shareholding of J.S. Loans and Advances Private Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of J.S. Loans and Advances Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Dec 2025 | 101211602 | Others | ₹24.95 Lakh | Open | |
| 30 Jun 2023 | 100815600 | Others | ₹8 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
J.S. Loans and Advances Private Limited has 7 court cases on record: 7 filed by J.S. Loans and Advances. 1 case is pending and 6 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7 | 0 | 1 |
Cases on record (5 of 7)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, South East, Delhi | Execution petition | Filed by the company against an individual | Disposed |
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, South East, Delhi | Criminal case | Filed by the company against individuals | Disposed |
| District court, South East, Delhi | Civil suit | Filed by the company against an individual | Disposed |
To see the full case history of J.S. Loans and Advances Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for J.S. Loans and Advances Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
J.S. Loans and Advances has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of J.S. Loans and Advances Private Limited, buy the company report.
Recent activity
J.S. Loans and Advances Private Limited has 18 board changes on record since 2008: 2 appointments and 16 cessations. The latest: Manoj Garg ceased to be Director on 28 Aug 2017.
11 earlier events are in the company report.
Frequently asked questions
J.S. Loans and Advances is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 03 March 1994 (32+ years old) and is registered under CIN U65921DL1994PTC328920.
J.S. Loans and Advances has 2 current directors:
- Gagan Deep Singh - Director
- Tripti - Director
The latest financial statements of J.S. Loans and Advances on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 September 2025. Year-wise statements from 2015 are in the company report.
No. J.S. Loans and Advances has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of J.S. Loans and Advances is U65921DL1994PTC328920. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
J.S. Loans and Advances has 7 court cases on record: 7 filed by the company. 1 is pending.
J.S. Loans and Advances was incorporated on 03 March 1994, making it 32+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of J.S. Loans and Advances by revenue are International Industries Pvt Ltd, Olympia Credits & Mercantile Private Limited, M.A.Trading & Financing Pvt. Ltd, Pallavi Apartments Pvt Ltd, Bossom Marketing Pvt.Ltd. and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Manoj Garg ceased to be Director on 28 Aug 2017. Gagan Deep Singh ceased to be Additional Director on 30 Sep 2016. Tripti ceased to be Additional Director on 30 Sep 2016. J.S. Loans and Advances has 18 board changes on record in total.
The registered office of J.S. Loans and Advances is at 314 Grd Floor Tilak Khand Giri Nagar Kalkaji, New Delhi, Delhi, India – 110019.
J.S. Loans and Advances operates in the financial services industry, in the nbfc segment.
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