Jwaala Chits Private Limited
About Jwaala Chits Private Limited
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Jwaala Chits Private Limited is a private limited company based in Thodupuzha, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 25 March 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033621.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹2.5 Lakh. It is led by directors Karottuvaniyapurayil Sankar Manu (Managing Director) and Kakkadavil Narayanan Nair Krishnakumar.
Its last annual general meeting (AGM) was held on 30 September 2017, and its latest financial statements are for the year ended 31 March 2017. The registered office is at Building No. Xxiii/229 Aniyaveettil Building Near Aiswarya Theater Mount Seenai Road, Thodupuzha, Kerala, India – 685584.
As per the financials filed for FY 2017, the company reported a revenue of ₹34,829, a growth of 101% compared to the previous year. For the same year it recorded a net loss of ₹456 (net margin -1.3%) and EBITDA of -₹456 (EBITDA margin -1.3%).
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Jwaala Chits Private Limited's registered office is in Thodupuzha, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No. Xxiii/229 Aniyaveettil Building Near Aiswarya Theater Mount Seenai Road, Thodupuzha, Kerala, India – 685584
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Jwaala Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jwaala Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jwaala Chits Private Limited, buy the company report.
Financials of Jwaala Chits Private Limited
FY 2017 filings availableJwaala Chits Private Limited reported revenue of ₹34,829 (up 101% YoY) for FY 2017.
Compounded Annual Growth Rate (CAGR)
Revenue rose 101% in the latest year. EBITDA rose 98% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | ₹34,829 | ||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | -₹456 | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹456 | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -1.3% | ||
| Net Profit Margin | -1.3% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Jwaala Chits Private Limited, buy the company report.
Board of directors of Jwaala Chits Private Limited
Jwaala Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kakkadavil Narayanan Nair Krishnakumar Also directs: Gourisanker Clothings Private Limited | Director | 25 Mar 2013 | 13 Years 7 Months | Current |
| Karottuvaniyapurayil Sankar Manu | Managing Director | 25 Mar 2013 | 13 Years 7 Months | Current |
Peer comparison
Jwaala Chits Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Jan Kiran Nidhi Limited | ₹35,530 (FY 2021) | -86.0% | Chaksu, Rajasthan, India | |||
| Jwaala Chits Private Limitedthis company | ₹34,829 (FY 2017) | -₹456 | -1.3% | 101.0% | Thodupuzha, Kerala, India | |
| Dhanakshemam Kuries Private Limited | ₹34,000 (FY 2025) | -91.0% | Thrissur, Kerala, India | |||
| Kasavu Chits Private Limited | ₹31,948 (FY 2024) | -68.0% | Perumbavoor, Kerala, India |
To see the full peer comparison of Jwaala Chits Private Limited, buy the company report.
Shareholding
The shareholding of Jwaala Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Jwaala Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Jwaala Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jwaala Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Jwaala Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Jwaala Chits Private Limited has 2 board changes on record since 2013: 2 appointments. The latest: Kakkadavil Narayanan Nair Krishnakumar was appointed as Director on 25 Mar 2013.
Frequently asked questions
Jwaala Chits is an active private limited company based in Thodupuzha, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 25 March 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033621.
Jwaala Chits has 2 current directors:
- Karottuvaniyapurayil Sankar Manu - Managing Director
- Kakkadavil Narayanan Nair Krishnakumar - Director
The latest financial statements of Jwaala Chits on record with the MCA are for the year ended 31 March 2017. Its last annual general meeting was held on 30 September 2017. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Jwaala Chits is U65992KL2013PTC033621. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jwaala Chits was incorporated on 25 March 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Jwaala Chits by revenue are Jan Kiran Nidhi Limited, Dhanakshemam Kuries Private Limited, Kasavu Chits Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Kakkadavil Narayanan Nair Krishnakumar was appointed as Director on 25 Mar 2013. Karottuvaniyapurayil Sankar Manu was appointed as Managing Director on 25 Mar 2013.
The registered office of Jwaala Chits is at Building No. Xxiii229 Aniyaveettil Building Near Aiswarya Theater Mount Seenai Road, Thodupuzha, Kerala, India – 685584.
Jwaala Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Jwaala Chits is active non-compliant as of 04 August 2026. The company is actively filing with the Registrar of Companies.
Jwaala Chits can be reached at its registered office: Building No. Xxiii229 Aniyaveettil Building Near Aiswarya Theater Mount Seenai Road, Thodupuzha, Kerala, India – 685584.