Jwalaji Chit Fund Private Limited
About Jwalaji Chit Fund Private Limited
Data last updated:
Jwalaji Chit Fund Private Limited is a private limited company based in Gurgaon, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 December 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65992HR2004PTC080878. Its GSTIN is 07AABCJ5972C1ZN (Delhi).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Manmeet Kaur and Nand Kishore Juneja.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 089 Ground Floor ( Builders Floors) Sushant Lok – III Gurgaon Haryana – 1220, 01, Haryana, India – 122001.
As per the financials filed for FY 2025, the company reported a revenue of ₹90.46 Lakh, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹4.3 Lakh (net margin 4.7%) and EBITDA of ₹39.81 Lakh (EBITDA margin 44%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 10% over five years.
As per MCA filings, the company has open charges of ₹40 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Jwalaji Chit Fund has one previous CIN (Corporate Identification Number): U65992DL2004PTC131349. The current CIN is U65992HR2004PTC080878, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992HR2004PTC080878 | Current |
| U65992DL2004PTC131349 | Previous |
Contact details
Jwalaji Chit Fund Private Limited's registered office is in Gurgaon, Haryana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressB – 089 Ground Floor ( Builders Floors) Sushant Lok – III Gurgaon Haryana – 1220, 01, Haryana, India – 122001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Jwalaji Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jwalaji Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jwalaji Chit Fund Private Limited, buy the company report.
Financials of Jwalaji Chit Fund Private Limited
FY 2025 filings availableJwalaji Chit Fund Private Limited reported revenue of ₹90.46 Lakh (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 10% over five years, including 2% growth in the latest year. EBITDA rose 79% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹39.81 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹4.3 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 44% | ||||
| Net Profit Margin | 4.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Jwalaji Chit Fund Private Limited, buy the company report.
Board of directors of Jwalaji Chit Fund Private Limited
Jwalaji Chit Fund has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manmeet Kaur | Director | 17 Dec 2004 | 21 Years 10 Months | Current |
| Nand Kishore Juneja Also directs: KMNS Real Estate Private Limited | Director | 17 Dec 2004 | 21 Years 10 Months | Current |
| Sabhay Juneja Also directs: KMNS Real Estate Private Limited | Director | 27 Aug 2021 | 5 Years 2 Months | Current |
Peer comparison
Jwalaji Chit Fund Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Calicut Nidhi Limited | ₹91.44 Lakh (FY 2024) | 57.0% | Kozhikode, Kerala, India | |||
| Pratyaksha Chits Private Limited | ₹91.33 Lakh (FY 2024) | 0.0% | Bangalore, Karnataka, India | |||
| Shree Hazoor Sahib Chits Private Limited | ₹90.99 Lakh (FY 2025) | -3.0% | Delhi, India | |||
| Jwalaji Chit Fund Private Limitedthis company | ₹90.46 Lakh (FY 2025) | ₹4.3 Lakh | 4.7% | 2.0% | Gurgaon, Haryana, India | |
| R K Rudra Chit Fund Private Limited | ₹90.43 Lakh (FY 2025) | 15.0% | Hyderabad, Telangana, India | |||
| Tripura Sundari Chit Funds Private Limited | ₹89.06 Lakh (FY 2022) | 47.0% | Rajahmundry, Andhra Pradesh, India |
To see the full peer comparison of Jwalaji Chit Fund Private Limited, buy the company report.
Auditor
Jwalaji Chit Fund Private Limited is audited by R PLAHA & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R PLAHA & ASSOCIATES | FY 2020 | 008054N |
Shareholding
The shareholding of Jwalaji Chit Fund Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Jwalaji Chit Fund Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 19 Apr 2024 | 100913607 | Others | ₹40 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Jwalaji Chit Fund Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jwalaji Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Jwalaji Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AABCJ5972C1ZN | Delhi | Active | 04 May 2018 |
To see the full GST registrations and return filing status of Jwalaji Chit Fund Private Limited, buy the company report.
Recent activity
Jwalaji Chit Fund Private Limited has 3 board changes on record since 2004: 3 appointments. The latest: Sabhay Juneja was appointed as Director on 27 Aug 2021.
Frequently asked questions
Jwalaji Chit Fund is an active private limited company based in Gurgaon, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 December 2004 (22+ years old) and is registered under CIN U65992HR2004PTC080878.
Jwalaji Chit Fund has 3 current directors:
- Manmeet Kaur - Director
- Nand Kishore Juneja - Director
- Sabhay Juneja - Director
The latest financial statements of Jwalaji Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Jwalaji Chit Fund is 07AABCJ5972C1ZN, registered in Delhi.
The CIN (Corporate Identification Number) of Jwalaji Chit Fund is U65992HR2004PTC080878. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jwalaji Chit Fund was incorporated on 17 December 2004, making it 22+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of Jwalaji Chit Fund by revenue are Calicut Nidhi Limited, Pratyaksha Chits Private Limited, Shree Hazoor Sahib Chits Private Limited, R K Rudra Chit Fund Private Limited, Tripura Sundari Chit Funds Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Sabhay Juneja was appointed as Director on 27 Aug 2021. Manmeet Kaur was appointed as Director on 17 Dec 2004. Nand Kishore Juneja was appointed as Director on 17 Dec 2004.
The registered office of Jwalaji Chit Fund is at B – 089 Ground Floor Builders Floors Sushant Lok – III Gurgaon Haryana – 1220, 01, Haryana, India – 122001.
Jwalaji Chit Fund operates in the financial services industry, in the microfinance institutions segment.
Jwalaji Chit Fund has open charges of ₹40 Lakh and no satisfied charges on record as per latest MCA filings.