K. M. Micro Finance Foundation
About K. M. Micro Finance Foundation
Data last updated:
K. M. Micro Finance Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 05 September 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65999UP2016NPL086115.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Sarita Mishra and Ghan Shyam Mishra.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at S – 2/656 – D – 18 Sikraul, Varanasi, Uttar Pradesh, India – 221002.
As per the financials filed for FY 2024, the company reported a revenue of ₹12.74 Lakh, a growth of 19% compared to the previous year. For the same year it recorded a net profit of ₹13,238 (net margin 1%) and EBITDA of ₹22,645 (EBITDA margin 1.8%). Revenue has grown at a compounded annual rate (CAGR) of 548% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressS – 2/656 – D – 18 Sikraul, Varanasi, Uttar Pradesh, India – 221002
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of K. M. Micro Finance Foundation
The main business activity of K. M. Micro Finance Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of K. M. Micro Finance Foundation FY 2024 filings available
K. M. Micro Finance Foundation reported revenue of ₹12.74 Lakh (up 19% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of K. M. Micro Finance Foundation
Revenue has grown at a compounded annual rate (CAGR) of 548% over three years, including 19% growth in the latest year. EBITDA fell 46% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of K. M. Micro Finance Foundation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹22,645 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹13,238 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of K. M. Micro Finance Foundation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of K. M. Micro Finance Foundation are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of K. M. Micro Finance Foundation
K. M. Micro Finance Foundation has 5 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sarita Mishra | Director | 25 Sep 2019 | 7 Years 0 Months | Current |
| Ghan Shyam Mishra | Director | 05 Sep 2016 | 10 Years 1 Months | Current |
| Dharmendra Mishra | Director | 10 May 2023 | 3 Years 5 Months | Current |
| Ram Krishna Mishra | Director | 10 May 2023 | 3 Years 5 Months | Current |
| Akhilesh Mishra | Director | 10 May 2023 | 3 Years 5 Months | Current |
Peer Comparison of K. M. Micro Finance Foundation
K. M. Micro Finance Foundation is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vmony BCG Finance Private Limited | ₹12.8 Lakh (FY 2022) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Ferris Consumables Marketing Private Limited | ₹12.79 Lakh (FY 2019) | •••• | •••• | -63.0% | •••• | Kolkata, West Bengal, India |
| Shyvin Management and Finance Services Private Limited | ₹12.79 Lakh (FY 2024) | •••• | •••• | -11.0% | •••• | Delhi, India |
| Jayavijaya Kuries and Trades Pvt Ltd | ₹12.77 Lakh (FY 2025) | •••• | •••• | 9.0% | •••• | Thrissur, Kerala, India |
| Sri Selvanithi Chits Private Limited | ₹12.75 Lakh (FY 2025) | •••• | •••• | 40.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| K. M. Micro Finance Foundation this company | ₹12.74 Lakh (FY 2024) | •••• | •••• | 19.0% | •••• | Varanasi, Uttar Pradesh, India |
| Admss Micro Finance Private Limited | ₹12.72 Lakh (FY 2024) | •••• | •••• | -12.0% | •••• | Kursi Road, Uttar Pradesh, India |
| Jio Finance Platform and Service Limited | ₹12.7 Lakh (FY 2025) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Jaryal Motor Finance Company Limited | ₹12.7 Lakh (FY 2020) | •••• | •••• | -20.0% | •••• | Hamirpur, Himachal Pradesh, India |
| Aviram Finance and Investment Private Limited | ₹12.69 Lakh (FY 2024) | •••• | •••• | 35.0% | •••• | Delhi, India |
| Dematade Algo Technology Solutions Private Limited | ₹12.69 Lakh (FY 2024) | •••• | •••• | •••• | Panvel, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below K. M. Micro Finance Foundation by revenue in the BFSI industry (Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of K. M. Micro Finance Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of K. M. Micro Finance Foundation
K. M. Micro Finance Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at K. M. Micro Finance Foundation
Employment history and EPFO contributions of people linked to K. M. Micro Finance Foundation.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on K. M. Micro Finance Foundation
K. M. Micro Finance Foundation has 7 board changes on record since 2016: 5 appointments and 2 cessations. The latest: Akhilesh Mishra was appointed as Director on 10 May 2023.
Credit Ratings, Litigation & Regulatory Alerts for K. M. Micro Finance Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by K. M. Micro Finance Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of K. M. Micro Finance Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of K. M. Micro Finance Foundation
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of K. M. Micro Finance Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about K. M. Micro Finance Foundation
K. M. Micro Finance Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 05 September 2016 (10+ years old) and is registered under CIN U65999UP2016NPL086115.
K. M. Micro Finance Foundation reported revenue of ₹12.74 Lakh for FY 2024 (up 19% YoY).
K. M. Micro Finance Foundation has 5 current directors:
- Sarita Mishra - Director
- Ghan Shyam Mishra - Director
- Dharmendra Mishra - Director
- Ram Krishna Mishra - Director
- Akhilesh Mishra - Director
K. M. Micro Finance Foundation reported a net profit of ₹13,238 (net margin 1%) and EBITDA of ₹22,645 (EBITDA margin 1.8%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of K. M. Micro Finance Foundation is 548% over three years. In the latest year (FY 2024) revenue rose 19%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of K. M. Micro Finance Foundation is U65999UP2016NPL086115. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
K. M. Micro Finance Foundation was incorporated on 05 September 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of K. M. Micro Finance Foundation by revenue are Vmony BCG Finance Private Limited, Ferris Consumables Marketing Private Limited, Shyvin Management and Finance Services Private Limited, Jayavijaya Kuries and Trades Pvt Ltd, Sri Selvanithi Chits Private Limited and 5 more, all in the BFSI industry (Finance, Micro Finance).
Akhilesh Mishra was appointed as Director on 10 May 2023. Dharmendra Mishra was appointed as Director on 10 May 2023. Radhika Mishra ceased to be Director on 10 May 2023. K. M. Micro Finance Foundation has 7 board changes on record in total.
The registered office of K. M. Micro Finance Foundation is at S – 2656 – D – 18 Sikraul, Varanasi, Uttar Pradesh, India – 221002.
K. M. Micro Finance Foundation has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.