Kadel and Kadel Microfinance
About Kadel and Kadel Microfinance
Data last updated:
Kadel and Kadel Microfinance is a private not for profit company based in Jaipur, Rajasthan, India. It operates in the trust segment of the financial services sector. It was incorporated on 02 January 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65999RJ2015NPL046839. Its GSTIN is 08AAFCK7095M1ZT (Rajasthan).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors including Saroj and Kanhaiya Lal.
Its last annual general meeting (AGM) was held on 02 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. 66 Apna Bazar Moti Nagar Jhotwara, Jaipur, Rajasthan, India – 302012.
As per the financials filed for FY 2024, the company reported a revenue of ₹6.71 Lakh, a growth of 1% compared to the previous year. For the same year it recorded a net profit of ₹10,519 (net margin 1.6%) and EBITDA of ₹11,335 (EBITDA margin 1.7%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressShop No. 66 Apna Bazar Moti Nagar Jhotwara, Jaipur, Rajasthan, India – 302012
- IndustryFinancial Services, Trust, Other Financial Holding, Fund
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Kadel and Kadel Microfinance
The main business activity of Kadel and Kadel Microfinance is financial and insurance service. In detail, this covers activities by trusts, funds and other financial holding companies.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K2 | Activities by Trusts, funds and other financial holding companies | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kadel and Kadel Microfinance FY 2025 filings available
Kadel and Kadel Microfinance reported revenue of ₹6.71 Lakh (up 1% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Kadel and Kadel Microfinance
Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 1% growth in the latest year. EBITDA rose 203% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kadel and Kadel Microfinance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹11,335 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹10,519 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kadel and Kadel Microfinance
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kadel and Kadel Microfinance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Kadel and Kadel Microfinance
Kadel and Kadel Microfinance is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ernakulam Kuries Private Limited | ₹6.86 Lakh (FY 2025) | •••• | •••• | -21.0% | •••• | Ernakulam, Kerala, India |
| Sky Vision Micro Credit | ₹6.85 Lakh (FY 2020) | •••• | •••• | 11.0% | •••• | Lucknow, Uttar Pradesh, India |
| Shrikrishna Micro Finance Foundation | ₹6.79 Lakh (FY 2025) | •••• | •••• | 38.0% | •••• | Ballia, Uttar Pradesh, India |
| GPS Maa Serveshwari Chits Private Limited | ₹6.74 Lakh (FY 2025) | •••• | •••• | 73.0% | •••• | Faridabad, Haryana, India |
| MN Eshwari Chits Private Limited | ₹6.74 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Bangalore, Karnataka, India |
| Kadel and Kadel Microfinance this company | ₹6.71 Lakh (FY 2024) | •••• | •••• | 1.0% | •••• | Jaipur, Rajasthan, India |
| Advika Micro Finance Private Limited | ₹6.69 Lakh (FY 2025) | •••• | •••• | 1.0% | •••• | Satna, Madhya Pradesh, India |
| Sri Kaliamman Chits Private Limited | ₹6.66 Lakh (FY 2025) | •••• | •••• | 27.0% | •••• | Pollachi, Tamil Nadu, India |
| MMF Golden Adoni Chit Funds Private Limited | ₹6.65 Lakh (FY 2022) | •••• | •••• | -51.0% | •••• | Adoni, Andhra Pradesh, India |
| Pulappatta Nidhi Limited | ₹6.63 Lakh (FY 2025) | •••• | •••• | -12.0% | •••• | Palakkad, Kerala, India |
| Sovereign Chits Pvt Ltd | ₹6.61 Lakh (FY 2024) | •••• | •••• | -12.0% | •••• | Palakkad, Kerala, India |
Peers are the five companies nearest above and the five nearest below Kadel and Kadel Microfinance by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Kadel and Kadel Microfinance
Kadel and Kadel Microfinance is audited by GLR & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| GLR & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Kadel and Kadel Microfinance
Kadel and Kadel Microfinance has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saroj Also directs: Fliperb Lifestyle Private Limited, Finb Tech Private Limited | Director | 15 Jun 2015 | 11 Years 3 Months | Current |
| Kanhaiya Lal | Director | 02 Jan 2015 | 11 Years 9 Months | Current |
| Indra Devi | Director | 02 Jan 2015 | 11 Years 9 Months | Current |
Ownership and Shareholding of Kadel and Kadel Microfinance
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kadel and Kadel Microfinance
Kadel and Kadel Microfinance does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Kadel and Kadel Microfinance
Employment history and EPFO contributions of people linked to Kadel and Kadel Microfinance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kadel and Kadel Microfinance
Kadel and Kadel Microfinance has 3 board changes on record since 2015: 3 appointments. The latest: Saroj was appointed as Director on 15 Jun 2015.
Credit Ratings, Litigation & Regulatory Alerts for Kadel and Kadel Microfinance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kadel and Kadel Microfinance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kadel and Kadel Microfinance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kadel and Kadel Microfinance
Kadel and Kadel Microfinance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 08AAFCK7095M1ZT | Rajasthan | Active | 21 Aug 2021 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kadel and Kadel Microfinance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kadel and Kadel Microfinance
Kadel and Kadel Microfinance is an active private not for profit company based in Jaipur, Rajasthan, India. The company works in trust, within the financial services industry. It was incorporated on 02 January 2015 (11+ years old) and is registered under CIN U65999RJ2015NPL046839.
Kadel and Kadel Microfinance reported revenue of ₹6.71 Lakh for FY 2024 (up 1% YoY).
Kadel and Kadel Microfinance has 3 current directors:
- Saroj - Director
- Kanhaiya Lal - Director
- Indra Devi - Director
Kadel and Kadel Microfinance reported a net profit of ₹10,519 (net margin 1.6%) and EBITDA of ₹11,335 (EBITDA margin 1.7%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kadel and Kadel Microfinance is 16% over three years and 2% over five years. In the latest year (FY 2024) revenue rose 1%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Kadel and Kadel Microfinance is 08AAFCK7095M1ZT, registered in Rajasthan.
The CIN (Corporate Identification Number) of Kadel and Kadel Microfinance is U65999RJ2015NPL046839. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kadel and Kadel Microfinance was incorporated on 02 January 2015, making it 11+ years old. It is registered with the Registrar of Companies, Jaipur.
The peers of Kadel and Kadel Microfinance by revenue are Ernakulam Kuries Private Limited, Sky Vision Micro Credit, Shrikrishna Micro Finance Foundation, GPS Maa Serveshwari Chits Private Limited, MN Eshwari Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Saroj was appointed as Director on 15 Jun 2015. Indra Devi was appointed as Director on 02 Jan 2015. Kanhaiya Lal was appointed as Director on 02 Jan 2015.
The registered office of Kadel and Kadel Microfinance is at Shop No. 66 Apna Bazar Moti Nagar Jhotwara, Jaipur, Rajasthan, India – 302012.