
Kalaivani Chit Funds Private Limited
About Kalaivani Chit Funds Private Limited
Data last updated:
Kalaivani Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 14 October 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1992PTC004068. Its GSTIN is 33AABCK3650J1ZP (Tamil Nadu).
The company has an authorised share capital of ₹7.5 Lakh and a paid-up capital of ₹6.5 Lakh. It is led by directors including Muthuswami Gounder Velusamy and Ganapathy Arunachalagounder Doraiswamy.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006.
As per the financials filed for FY 2024, the company reported a revenue of ₹87,055, a decline of 82% compared to the previous year. For the same year it recorded a net loss of ₹40,841 (net margin -46.9%) and EBITDA of ₹19,655 (EBITDA margin 22.6%). Revenue has declined at a compounded annual rate (CAGR) of 72% over three years and 57% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kalaivani Chit Funds Private Limited's registered office is in Coimbatore, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006
- IndustryFinancial Services, Financial Activities
To see the full contact details of Kalaivani Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Kalaivani Chit Funds Private Limited
FY 2025 filings availableKalaivani Chit Funds Private Limited reported revenue of ₹87,055 (down 82% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 57% over five years, including a 82% fall in the latest year. EBITDA fell 85% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹19,655 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹40,841 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.6% | ||||
| Net Profit Margin | -46.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Kalaivani Chit Funds Private Limited, buy the company report.
Board of directors of Kalaivani Chit Funds Private Limited
Kalaivani Chit Funds has 6 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Muthuswami Gounder Velusamy Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Ganapathy Arunachalagounder Doraiswamy Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Venkatasamygounder Sundaraswamy | Director | 10 Apr 1995 | 31 Years 6 Months | Current |
| Velusamy Tamilmani Also directs: Sri Kumaresar Agency(Coimbatore) Limited | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
| Velusamy Manjula | Director | 26 Jul 2006 | 20 Years 3 Months | Current |
| Kamalaveni Duraisamy | Director | 20 Oct 1992 | 34 Years 0 Months | Current |
Peer comparison
Kalaivani Chit Funds Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Munambam Vyasavamsodharani Chit Funds Private Limited | ₹95,456 (FY 2025) | 3.0% | Munambam, Kerala, India | |||
| Brahmi Chit Funds Private Limited | ₹93,086 (FY 2025) | -70.0% | Bangalore, Karnataka, India | |||
| R.J. Chit Funds Private Limited | ₹88,945 (FY 2018) | -12.0% | Chennai, Tamil Nadu, India | |||
| Rajshri Ayswarya Lakshumi Chit Funds Private Limited | ₹87,524 (FY 2025) | -71.0% | Madurai, Tamil Nadu, India | |||
| Kalaivani Chit Funds Private Limitedthis company | ₹87,055 (FY 2024) | -₹40,841 | -46.9% | -82.0% | Coimbatore, Tamil Nadu, India | |
| Erode Everest Chit Funds Private Limited | ₹82,337 (FY 2023) | -59.0% | Erode, Tamil Nadu, India |
To see the full peer comparison of Kalaivani Chit Funds Private Limited, buy the company report.
Auditor
Kalaivani Chit Funds Private Limited is audited by M.UTHAMAN for the financial year 2016.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M.UTHAMAN | FY 2016 | 026024 |
Shareholding
The shareholding of Kalaivani Chit Funds Private Limited is on record for FY 2016, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2016 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Kalaivani Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Kalaivani Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kalaivani Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Kalaivani Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCK3650J1ZP | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Kalaivani Chit Funds Private Limited, buy the company report.
Recent activity
Kalaivani Chit Funds Private Limited has 6 board changes on record since 1992: 6 appointments. The latest: Velusamy Manjula was appointed as Director on 26 Jul 2006.
Frequently asked questions
Kalaivani Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 14 October 1992 (34+ years old) and is registered under CIN U65992TZ1992PTC004068.
Kalaivani Chit Funds has 6 current directors:
- Muthuswami Gounder Velusamy - Director
- Ganapathy Arunachalagounder Doraiswamy - Director
- Venkatasamygounder Sundaraswamy - Director
- Velusamy Tamilmani - Director
- Velusamy Manjula - Director
- Kamalaveni Duraisamy - Director
The latest financial statements of Kalaivani Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Kalaivani Chit Funds is 33AABCK3650J1ZP, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Kalaivani Chit Funds is U65992TZ1992PTC004068. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kalaivani Chit Funds was incorporated on 14 October 1992, making it 34+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Kalaivani Chit Funds by revenue are Munambam Vyasavamsodharani Chit Funds Private Limited, Brahmi Chit Funds Private Limited, R.J. Chit Funds Private Limited, Rajshri Ayswarya Lakshumi Chit Funds Private Limited, Erode Everest Chit Funds Private Limited, all in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities).
Velusamy Manjula was appointed as Director on 26 Jul 2006. Venkatasamygounder Sundaraswamy was appointed as Director on 10 Apr 1995. Ganapathy Arunachalagounder Doraiswamy was appointed as Director on 20 Oct 1992. Kalaivani Chit Funds has 6 board changes on record in total.
The registered office of Kalaivani Chit Funds is at 8 Raja Street Ganapathy, Coimbatore, Tamil Nadu, India – 641006.
Kalaivani Chit Funds operates in the financial services industry, in the financial activities segment.
The compliance status of Kalaivani Chit Funds is compliant as of 28 September 2026. The company is actively filing with the Registrar of Companies.

