Kamal Credit Pvt.Ltd.
About Kamal Credit Pvt.Ltd.
Data last updated:
Kamal Credit Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the retail trade segment of the trading and commerce sector. It was incorporated on 18 March 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65910WB1987PTC042071.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Bharti Changia and Kamal Kumar Changia.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 16/17 College Streetroom No 31 2nd Floor, Kolkata, West Bengal, India – 700012.
Court records list 8 cases involving the company, including 8 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kamal Credit Pvt.Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address16/17 College Streetroom No 31 2nd Floor, Kolkata, West Bengal, India – 700012
- IndustryTrading, Retailers, Retail Trading
To see the full contact details of Kamal Credit Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kamal Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kamal Credit Pvt.Ltd., buy the company report.
Financials of Kamal Credit Pvt.Ltd.
FY 2025 filings availableKamal Credit Pvt.Ltd. reported revenue of ₹2,202 (up 12853% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 97% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
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Financial Ratios
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To see the full financial statements and ratios of Kamal Credit Pvt.Ltd., buy the company report.
Board of directors of Kamal Credit Pvt.Ltd.
Kamal Credit has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bharti Changia | Director | 11 Dec 2023 | 2 Years 10 Months | Current |
| Kamal Kumar Changia Also directs: Calcine India Pvt Ltd, Girichar Tradecom Private Limited, Balgopal Commodeal Private Limited. and 2 more | Director | 18 Mar 1987 | 39 Years 7 Months | Current |
Peer comparison
Kamal Credit Pvt.Ltd. is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Zen Wealth Private Limited | ₹2,300 (FY 2025) | -100.0% | Hyderabad, Telangana, India | |||
| Almond Investments Pvt Ltd | ₹2,232 (FY 2025) | Ahmedabad, Gujarat, India | ||||
| Jansankalp Hit Nidhi Limited | ₹2,217 (FY 2018) | Lucknow, Uttar Pradesh, India | ||||
| Maxiple Nidhi Limited | ₹2,214 (FY 2022) | -99.0% | Nadia, West Bengal, India | |||
| Aps Portfolio Services Private Limited | ₹2,204 (FY 2019) | -34.0% | Delhi, India | |||
| Kamal Credit Pvt.Ltd.this company | ₹2,202 (FY 2025) | 12853.0% | Kolkata, West Bengal, India | |||
| Priority Distributors Limited | ₹2,178 (FY 2024) | -100.0% | Kolkata, West Bengal, India | |||
| Lyons Range Dealer Pvt. Ltd. | ₹2,173 (FY 2025) | 22.0% | Kolkata, West Bengal, India | |||
| Bhimaas Drive Inn Private Limited | ₹2,170 (FY 2024) | -100.0% | Chennai, Tamil Nadu, India | |||
| D M Ghia Investments Private Limited | ₹2,142 (FY 2025) | 63.0% | Mumbai, Maharashtra, India | |||
| Vukkadala Investment Pvt Ltd | ₹2,140 (FY 2020) | -99.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Kamal Credit Pvt.Ltd., buy the company report.
Auditor
Kamal Credit Pvt.Ltd. is audited by G CHOUDHURY & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G CHOUDHURY & ASSOCIATES | FY 2017 | 310003E |
Shareholding
The shareholding of Kamal Credit Pvt.Ltd. is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Kamal Credit Pvt.Ltd., buy the company report.
Legal cases
Kamal Credit Pvt.Ltd. has 8 court cases on record: 8 filed by Kamal Credit. 1 case is pending and 7 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 8 | 0 | 1 |
Cases on record (5 of 8)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Court case (AC) | Filed by the company against an individual | Pending |
| Calcutta High Court | Court case (AC) | Filed by the company against an individual | Disposed |
| High Court | Arbitration matter | Filed by the company against an individual | Disposed |
| High Court | Court case (AC) | Filed by the company against an individual | Disposed |
| High Court | Court case (AC) | Filed by the company against an individual | Disposed |
To see the full case history of Kamal Credit Pvt.Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kamal Credit Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kamal Credit Pvt.Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kamal Credit Pvt.Ltd. has 4 board changes on record since 1987: 2 appointments and 2 cessations. The latest: Arun Changia ceased to be Director on 11 Dec 2023.
Frequently asked questions
Kamal Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in retailers, within the trading industry. It was incorporated on 18 March 1987 (39+ years old) and is registered under CIN U65910WB1987PTC042071.
Kamal Credit has 2 current directors:
- Bharti Changia - Director
- Kamal Kumar Changia - Director
The latest financial statements of Kamal Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Kamal Credit is U65910WB1987PTC042071. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kamal Credit has 8 court cases on record: 8 filed by the company. 1 is pending.
Kamal Credit was incorporated on 18 March 1987, making it 39+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Kamal Credit by revenue are Zen Wealth Private Limited, Almond Investments Pvt Ltd, Jansankalp Hit Nidhi Limited, Maxiple Nidhi Limited, Aps Portfolio Services Private Limited and 5 more, all in the same principal business activity (other financial activities).
Arun Changia ceased to be Director on 11 Dec 2023. Bharti Changia was appointed as Director on 11 Dec 2023. Sushil Kumar Changia ceased to be Director on 11 Dec 2023. Kamal Credit has 4 board changes on record in total.
The registered office of Kamal Credit is at 1617 College Streetroom No 31 2nd Floor, Kolkata, West Bengal, India – 700012.
Kamal Credit operates in the trading industry, in the retailers segment.
The compliance status of Kamal Credit is compliant as of 28 August 2026. The company is actively filing with the Registrar of Companies.
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