Kamala Fincon Pvt Ltd
About Kamala Fincon Pvt Ltd
Data last updated:
Kamala Fincon Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 20 March 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1992PTC054825.
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹96.4 Lakh. It is led by directors Rishi Agarwal and Dinesh Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 61A Park Street Ambassador Apartment 2nd Floor Suite No. 22, Kolkata, West Bengal, India – 700016.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.14 Cr, a growth of 119% compared to the previous year. For the same year it recorded a net profit of ₹1.31 Cr (net margin 21.4%) and EBITDA of ₹5.08 Cr (EBITDA margin 82.7%). Revenue has grown at a compounded annual rate (CAGR) of 46% over three years and 18% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address61A Park Street Ambassador Apartment 2nd Floor Suite No. 22, Kolkata, West Bengal, India – 700016
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Kamala Fincon Pvt Ltd
The main business activity of Kamala Fincon is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Kamala Fincon Pvt Ltd FY 2025 filings available
Kamala Fincon Pvt Ltd reported revenue of ₹6.14 Cr (up 119% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Kamala Fincon Pvt Ltd
Revenue has grown at a compounded annual rate (CAGR) of 18% over five years, including 119% growth in the latest year. EBITDA rose 203% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Kamala Fincon Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹5.08 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.31 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Kamala Fincon Pvt Ltd
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 82.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 21.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Kamala Fincon are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Kamala Fincon Pvt Ltd
Kamala Fincon Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mega Corporation Limited Listed | ₹6.14 Cr (FY 2025) | •••• | •••• | 45.0% | •••• | New Delhi, Delhi, India |
| Geecee Fincap Limited | ₹6.14 Cr (FY 2024) | •••• | •••• | -24.0% | •••• | Mumbai, Maharashtra, India |
| Vaikunth Motor Finance Private Limited | ₹6.14 Cr (FY 2024) | •••• | •••• | -3.0% | •••• | Kolkata, West Bengal, India |
| Consolidated Capital Investcare Private Limited | ₹6.14 Cr (FY 2025) | •••• | •••• | 18.0% | •••• | Noida, Uttar Pradesh, India |
| Bcco Niket Private Limited | ₹6.14 Cr (FY 2025) | •••• | •••• | 29.0% | •••• | Kolkata, West Bengal, India |
| Kamala Fincon Pvt Ltd this company | ₹6.14 Cr (FY 2025) | •••• | •••• | 119.0% | •••• | Kolkata, West Bengal, India |
| Vinsan Credit and Securities Limited. | ₹6.13 Cr (FY 2025) | •••• | •••• | -13.0% | •••• | Delhi, India |
| Kejriwal Finvest Pvt Ltd | ₹6.13 Cr (FY 2024) | •••• | •••• | 144.0% | •••• | Kolkata, West Bengal, India |
| K.G. Finvest Private Limited | ₹6.13 Cr (FY 2025) | •••• | •••• | 8507.0% | •••• | Delhi, India |
| Chaser Financial Services Private Limited | ₹6.13 Cr (FY 2025) | •••• | •••• | 29.0% | •••• | Delhi, India |
| Russell Investments Ltd | ₹6.11 Cr (FY 2019) | •••• | •••• | 34.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Kamala Fincon by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Kamala Fincon Pvt Ltd
Kamala Fincon Pvt Ltd is audited by SUMANTA & CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SUMANTA & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Kamala Fincon Pvt Ltd
Kamala Fincon has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rishi Agarwal Also directs: Nysha Buildcon Private Limited, Solitary Farm Planet LLP, Solitary Farm Planet Biochem LLP and 5 more | Director | 11 Jan 2016 | 10 Years 9 Months | Current |
| Dinesh Agarwal Also directs: Shyampuria Realtech LLP, Shyampuria Developers and Traders LLP, Panchawati Steels LLP and 5 more | Director | 15 Feb 2023 | 3 Years 7 Months | Current |
Ownership and Shareholding of Kamala Fincon Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kamala Fincon Pvt Ltd
Kamala Fincon Pvt Ltd does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Kamala Fincon Pvt Ltd
Employment history and EPFO contributions of people linked to Kamala Fincon.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Kamala Fincon Pvt Ltd
Kamala Fincon Pvt Ltd has 8 board changes on record since 2011: 2 appointments and 6 cessations. The latest: Kavita Gupta ceased to be Director on 10 May 2023.
Credit Ratings, Litigation & Regulatory Alerts for Kamala Fincon Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Kamala Fincon Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Kamala Fincon Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Kamala Fincon Pvt Ltd
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kamala Fincon Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Kamala Fincon Pvt Ltd
Kamala Fincon is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 20 March 1992 (34+ years old) and is registered under CIN U67120WB1992PTC054825.
Kamala Fincon reported revenue of ₹6.14 Cr for FY 2025 (up 119% YoY).
Kamala Fincon has 2 current directors:
- Rishi Agarwal - Director
- Dinesh Agarwal - Director
Kamala Fincon reported a net profit of ₹1.31 Cr (net margin 21.4%) and EBITDA of ₹5.08 Cr (EBITDA margin 82.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Kamala Fincon is 46% over three years and 18% over five years. In the latest year (FY 2025) revenue rose 119%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Kamala Fincon is U67120WB1992PTC054825. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kamala Fincon was incorporated on 20 March 1992, making it 34+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Kamala Fincon by revenue are Mega Corporation Limited, Geecee Fincap Limited, Vaikunth Motor Finance Private Limited, Consolidated Capital Investcare Private Limited, Bcco Niket Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Kavita Gupta ceased to be Director on 10 May 2023. Dinesh Agarwal was appointed as Director on 15 Feb 2023. Rajendra Kumar Gupta ceased to be Director on 13 Jan 2016. Kamala Fincon has 8 board changes on record in total.
The registered office of Kamala Fincon is at 61A Park Street Ambassador Apartment 2nd Floor Suite No. 22, Kolkata, West Bengal, India – 700016.
Kamala Fincon has an authorised share capital of ₹3 Cr and a paid-up capital of ₹96.4 Lakh.