Karam Business Centre Private Limited
About Karam Business Centre Private Limited
Data last updated:
Karam Business Centre Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the real estate financing segment of the financial services sector. It was incorporated on 03 March 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U64202PB2000PTC023439. Its GSTIN is 03AACCK0456H1ZY (Punjab).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4.58 Lakh. It is led by directors including Harjit Kaur Gill and Navneet Gill.
Its last annual general meeting (AGM) was held on 18 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Gill Farmsbullerpur Road Khanna, Ludhiana, Punjab, India – 141401.
As per the financials filed for FY 2025, the company reported a revenue of ₹26.99 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹9.74 Lakh (net margin 36.1%) and EBITDA of ₹21.89 Lakh (EBITDA margin 81.1%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 4% over five years.
As per MCA filings, the company has open charges of ₹2.56 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Karam Business Centre Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressGill Farmsbullerpur Road Khanna, Ludhiana, Punjab, India – 141401
- IndustryFinancial Services, Real Estate Financing
To see the full contact details of Karam Business Centre Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Karam Business Centre is real estate. In detail, this covers real estate activities with own or leased property.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| L | Real Estate | L1 | Real estate activities with own or leased property |
To see the full business activity and turnover split of Karam Business Centre Private Limited, buy the company report.
Financials of Karam Business Centre Private Limited
FY 2025 filings availableKaram Business Centre Private Limited reported revenue of ₹26.99 Lakh (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 5% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 4%. EBITDA rose 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹21.89 Lakh | ||||
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| Net Profit (PAT) | ₹9.74 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 81.1% | ||||
| Net Profit Margin | 36.1% | ||||
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To see the full financial statements and ratios of Karam Business Centre Private Limited, buy the company report.
Board of directors of Karam Business Centre Private Limited
Karam Business Centre has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Harjit Kaur Gill | Director | 03 Mar 2000 | 26 Years 7 Months | Current |
| Navneet Gill Also directs: Clearwater Capital Private Limited | Director | 03 Mar 2000 | 26 Years 7 Months | Current |
| Rupinder Singh Gill Also directs: Votive Propbuild Private Limited, Acreage Properties Private Limited, Hacienda Infosoftech Private Limited and 2 more | Director | 03 Mar 2000 | 26 Years 7 Months | Current |
Peer comparison
Karam Business Centre Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Real Estate Leasing), with the same principal business activity (real estate activities with own or leased property), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Keshav Enclave Private Limited | ₹27.02 Lakh (FY 2025) | 11.0% | Kolkata, West Bengal, India | |||
| Karam Business Centre Private Limitedthis company | ₹26.99 Lakh (FY 2025) | ₹9.74 Lakh | 36.1% | 5.0% | Ludhiana, Punjab, India | |
| Indaid Components Private Limited | ₹26.93 Lakh (FY 2025) | 1.0% | Chennai, Tamil Nadu, India | |||
| Tuscany Holdings Private Limited | ₹26.91 Lakh (FY 2025) | -9.0% | Mumbai, Maharashtra, India | |||
| Al Suwayed Developers (India) Private Limited | ₹26.89 Lakh (FY 2025) | -32.0% | Thrissur, Kerala, India |
To see the full peer comparison of Karam Business Centre Private Limited, buy the company report.
Auditor
Karam Business Centre Private Limited is audited by ANIL K AGGARWAL & ASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANIL K AGGARWAL & ASSOCIATES | FY 2022 | 004246N |
Shareholding
The shareholding of Karam Business Centre Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Karam Business Centre Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Oct 2017 | 100145631 | Vijaya Bank | ₹1.5 Cr | Open | |
| 29 Sep 2010 | 10430148 | Vijaya Bank | ₹80 Lakh | Open | |
| 05 Feb 2001 | 90169487 | State Bank of India | ₹26 Lakh | Open |
Total charge records: 3 View all charges
Legal cases
No court or tribunal cases involving Karam Business Centre Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Karam Business Centre Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Karam Business Centre has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AACCK0456H1ZY | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Karam Business Centre Private Limited, buy the company report.
Recent activity
Karam Business Centre Private Limited has 3 board changes on record since 2000: 3 appointments. The latest: Harjit Kaur Gill was appointed as Director on 03 Mar 2000.
Frequently asked questions
Karam Business Centre is an active private limited company based in Ludhiana, Punjab, India. The company works in real estate financing, within the financial services industry. It was incorporated on 03 March 2000 (26+ years old) and is registered under CIN U64202PB2000PTC023439.
Karam Business Centre has 3 current directors:
- Harjit Kaur Gill - Director
- Navneet Gill - Director
- Rupinder Singh Gill - Director
The latest financial statements of Karam Business Centre on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 18 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Karam Business Centre is 03AACCK0456H1ZY, registered in Punjab.
The CIN (Corporate Identification Number) of Karam Business Centre is U64202PB2000PTC023439. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Karam Business Centre was incorporated on 03 March 2000, making it 26+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Karam Business Centre by revenue are Keshav Enclave Private Limited, Indaid Components Private Limited, Tuscany Holdings Private Limited, Al Suwayed Developers (India) Private Limited, all in the BFSI industry (Real Estate Leasing), with the same principal business activity (real estate activities with own or leased property).
Harjit Kaur Gill was appointed as Director on 03 Mar 2000. Navneet Gill was appointed as Director on 03 Mar 2000. Rupinder Singh Gill was appointed as Director on 03 Mar 2000.
The registered office of Karam Business Centre is at Gill Farmsbullerpur Road Khanna, Ludhiana, Punjab, India – 141401.
Karam Business Centre operates in the financial services industry, in the real estate financing segment.
Karam Business Centre has open charges of ₹2.56 Cr and no satisfied charges on record as per latest MCA filings.