Karumalloor Chits Limited
About Karumalloor Chits Limited
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Karumalloor Chits Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 21 November 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2011PLC029873.
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹24.28 Lakh. It is led by directors including Thoppil Subramanian Jayan (Managing Director) and Baburaj Chemmalil Parameswaran.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Vi01017/Paravoor Ezhava Samajam Shopping Complex Chendamangalamjunction North Paravur, Ernakulam, Kerala, India – 683513.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.57 Lakh, a growth of 45% compared to the previous year. For the same year it recorded a net profit of ₹29,142 (net margin 2.5%) and EBITDA of ₹36,869 (EBITDA margin 3.2%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 24% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Karumalloor Chits Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressVi01017/Paravoor Ezhava Samajam Shopping Complex Chendamangalamjunction North Paravur, Ernakulam, Kerala, India – 683513
- IndustryFinancial Services, Financial Activities
To see the full contact details of Karumalloor Chits Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Karumalloor Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Karumalloor Chits Limited, buy the company report.
Financials of Karumalloor Chits Limited
FY 2025 filings availableKarumalloor Chits Limited reported revenue of ₹11.57 Lakh (up 45% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 24% over five years, including 45% growth in the latest year. EBITDA rose 127% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹36,869 | ||||
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| Net Profit (PAT) | ₹29,142 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 3.2% | ||||
| Net Profit Margin | 2.5% | ||||
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To see the full financial statements and ratios of Karumalloor Chits Limited, buy the company report.
Board of directors of Karumalloor Chits Limited
Karumalloor Chits has 7 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Baburaj Chemmalil Parameswaran | Director | 25 Jun 2017 | 9 Years 4 Months | Current |
| Suresh Babu Adiyiruthil Gopalan | Director | 30 Sep 2013 | 13 Years 0 Months | Current |
| Abraham Ranjan Also directs: Subhakiran Assets LLP | Director | 30 Sep 2013 | 13 Years 0 Months | Current |
| Kalathiparambil Abdulkhader Sulthanmaitheen | Director | 21 May 2018 | 8 Years 5 Months | Current |
| Maniyil Raman Nair Chandrasekharan Also directs: Subhakiran Assets LLP | Director | 21 Nov 2011 | 14 Years 11 Months | Current |
| Thoppil Subramanian Jayan | Managing Director | 21 May 2018 | 8 Years 5 Months | Current |
Peer comparison
Karumalloor Chits Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sagar Finvest Pvt Ltd | ₹11.58 Lakh (FY 2017) | -6.0% | Kolkata, West Bengal, India | |||
| Greenkerala Nidhi Limited | ₹11.58 Lakh (FY 2023) | 17.0% | Thrissur, Kerala, India | |||
| Vr2 Markcap Private Limited | ₹11.58 Lakh (FY 2024) | 6.0% | Ghaziabad, Uttar Pradesh, India | |||
| Starline Vanijya Pvt Ltd | ₹11.58 Lakh (FY 2025) | -21.0% | Kolkata, West Bengal, India | |||
| DGL Chits Private Limited | ₹11.58 Lakh (FY 2025) | -24.0% | Coimbatore, Tamil Nadu, India | |||
| Karumalloor Chits Limitedthis company | ₹11.57 Lakh (FY 2025) | ₹29,142 | 2.5% | 45.0% | Ernakulam, Kerala, India | |
| Tirupati Coal Industries Pvt. Ltd. | ₹11.57 Lakh (FY 2023) | -48.0% | Kolkata, West Bengal, India | |||
| Gramajyothi Nidhi Limited | ₹11.57 Lakh (FY 2025) | -5.0% | Thrissur, Kerala, India | |||
| Bhavibadra Kuries Private Limited | ₹11.57 Lakh (FY 2025) | 13.0% | Thrissur, Kerala, India | |||
| Walchand Chiranika Trading Private Limited | ₹11.57 Lakh (FY 2025) | 13.0% | Mumbai, Maharashtra, India | |||
| Madipakkam Chit Funds Private Limited | ₹11.57 Lakh (FY 2023) | -57.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of Karumalloor Chits Limited, buy the company report.
Auditor
Karumalloor Chits Limited is audited by MPJ NAMPOOTHIRI & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MPJ NAMPOOTHIRI & CO | FY 2017 | 002320S |
Shareholding
The shareholding of Karumalloor Chits Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Karumalloor Chits Limited, buy the company report.
Legal cases
No court or tribunal cases involving Karumalloor Chits Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Karumalloor Chits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Karumalloor Chits Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Karumalloor Chits Limited has 20 board changes on record since 2011: 7 appointments and 13 cessations. The latest: Krishna Das ceased to be Director on 28 Sep 2019.
11 earlier events are in the company report.
Frequently asked questions
Karumalloor Chits is an active public limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 21 November 2011 (15+ years old) and is registered under CIN U65992KL2011PLC029873.
Karumalloor Chits has 7 current directors:
- Thoppil Subramanian Jayan - Managing Director
- Baburaj Chemmalil Parameswaran - Director
- Suresh Babu Adiyiruthil Gopalan - Director
- Abraham Ranjan - Director
- Kalathiparambil Abdulkhader Sulthanmaitheen - Director
- Maniyil Raman Nair Chandrasekharan - Director
- Mullassery Vasu Anirudhan - Director
The latest financial statements of Karumalloor Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Karumalloor Chits is U65992KL2011PLC029873. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Karumalloor Chits was incorporated on 21 November 2011, making it 15+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Karumalloor Chits by revenue are Sagar Finvest Pvt Ltd, Greenkerala Nidhi Limited, Vr2 Markcap Private Limited, Starline Vanijya Pvt Ltd, DGL Chits Private Limited and 5 more, all in the same principal business activity (other financial activities).
Krishna Das ceased to be Director on 28 Sep 2019. Kalavampara Sekharan Venukuttan ceased to be Director on 29 Sep 2018. Kalathiparambil Abdulkhader Sulthanmaitheen was appointed as Director on 21 May 2018. Karumalloor Chits has 20 board changes on record in total.
The registered office of Karumalloor Chits is at Vi01017Paravoor Ezhava Samajam Shopping Complex Chendamangalamjunction North Paravur, Ernakulam, Kerala, India – 683513.
Karumalloor Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Karumalloor Chits is compliant as of 21 August 2026. The company is actively filing with the Registrar of Companies.
Karumalloor Chits can be reached at its registered office: Vi01017Paravoor Ezhava Samajam Shopping Complex Chendamangalamjunction North Paravur, Ernakulam, Kerala, India – 683513.