KDS Micro Credit Services Private Limited
About KDS Micro Credit Services Private Limited
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KDS Micro Credit Services Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 17 February 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1995PTC068439. Its GSTIN is 19AADCK6073D1ZJ (West Bengal).
The company has an authorised share capital of ₹2.1 Cr and a paid-up capital of ₹1.94 Cr. It is led by directors including Gopal Chandra Baidya and Damayanti Das.
Its last annual general meeting (AGM) was held on 30 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at Aurobindo Pally Naopara P.O. Barasat, Kolkata, West Bengal, India – 700124.
As per the financials filed for FY 2019, the company reported a revenue of ₹47.56 Lakh, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹7.57 Lakh (net margin 15.9%) and EBITDA of ₹15.27 Lakh (EBITDA margin 32.1%). Revenue has grown at a compounded annual rate (CAGR) of 26% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
KDS Micro Credit Services Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressAurobindo Pally Naopara P.O. Barasat, Kolkata, West Bengal, India – 700124
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of KDS Micro Credit Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of KDS Micro Credit Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of KDS Micro Credit Services Private Limited, buy the company report.
Financials of KDS Micro Credit Services Private Limited
FY 2019 filings availableKDS Micro Credit Services Private Limited reported revenue of ₹47.56 Lakh (down 6% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue fell 6% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 26%. EBITDA fell 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
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| EBITDA | ₹15.27 Lakh | ||||
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| Net Profit (PAT) | ₹7.57 Lakh | ||||
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Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 32.1% | ||||
| Net Profit Margin | 15.9% | ||||
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To see the full financial statements and ratios of KDS Micro Credit Services Private Limited, buy the company report.
Board of directors of KDS Micro Credit Services Private Limited
KDS Micro Credit Services has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gopal Chandra Baidya Also directs: KDS Nidhi Limited | Director | 24 Nov 2006 | 19 Years 11 Months | Current |
| Damayanti Das Also directs: KDS Nidhi Limited | Director | 24 Nov 2006 | 19 Years 11 Months | Current |
| Priyanka Baidya | Director | 29 Sep 2015 | 11 Years 1 Months | Current |
| Haran Chandra Ghosh | Director | 29 Sep 2015 | 11 Years 1 Months | Current |
Peer comparison
KDS Micro Credit Services Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Dadima Finance Pvt Ltd | ₹47.7 Lakh (FY 2025) | 1.0% | Kolkata, West Bengal, India | |||
| KDS Micro Credit Services Private Limitedthis company | ₹47.56 Lakh (FY 2019) | ₹7.57 Lakh | 15.9% | -6.0% | Kolkata, West Bengal, India | |
| Fundwiser Wealth India Private Limited | ₹47.48 Lakh (FY 2024) | -47.0% | Jaipur, Rajasthan, India | |||
| Airwave Tradefin Private Limited | ₹47.47 Lakh (FY 2025) | 30.0% | Kolkata, West Bengal, India | |||
| Modipon Suppliers Pvt Ltd | ₹47.47 Lakh (FY 2025) | -15.0% | Kolkata, West Bengal, India |
To see the full peer comparison of KDS Micro Credit Services Private Limited, buy the company report.
Auditor
KDS Micro Credit Services Private Limited is audited by B KAR & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| B KAR & ASSOCIATES | FY 2017 | 327348E |
Shareholding
The shareholding of KDS Micro Credit Services Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of KDS Micro Credit Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving KDS Micro Credit Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for KDS Micro Credit Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
KDS Micro Credit Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AADCK6073D1ZJ | West Bengal | Active | 10 May 2018 |
To see the full GST registrations and return filing status of KDS Micro Credit Services Private Limited, buy the company report.
Recent activity
KDS Micro Credit Services Private Limited has 7 board changes on record since 2006: 4 appointments and 3 cessations. The latest: Brindabon Ghosh ceased to be Director on 31 Dec 2016.
Frequently asked questions
KDS Micro Credit Services is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 17 February 1995 (31+ years old) and is registered under CIN U51909WB1995PTC068439.
KDS Micro Credit Services has 4 current directors:
- Gopal Chandra Baidya - Director
- Damayanti Das - Director
- Priyanka Baidya - Director
- Haran Chandra Ghosh - Director
The latest financial statements of KDS Micro Credit Services on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 30 September 2019. Year-wise statements from 2015 are in the company report.
The GSTIN of KDS Micro Credit Services is 19AADCK6073D1ZJ, registered in West Bengal.
The CIN (Corporate Identification Number) of KDS Micro Credit Services is U51909WB1995PTC068439. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
KDS Micro Credit Services was incorporated on 17 February 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of KDS Micro Credit Services by revenue are Dadima Finance Pvt Ltd, Fundwiser Wealth India Private Limited, Airwave Tradefin Private Limited, Modipon Suppliers Pvt Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Brindabon Ghosh ceased to be Director on 31 Dec 2016. Haran Chandra Ghosh was appointed as Director on 29 Sep 2015. Priyanka Baidya was appointed as Director on 29 Sep 2015. KDS Micro Credit Services has 7 board changes on record in total.
The registered office of KDS Micro Credit Services is at Aurobindo Pally Naopara P.O. Barasat, Kolkata, West Bengal, India – 700124.
KDS Micro Credit Services operates in the financial services industry, in the nbfc segment.
The compliance status of KDS Micro Credit Services is compliant as of 18 September 2026. The company is actively filing with the Registrar of Companies.
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