About Keshava Prabha Microfin Private Limited
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Keshava Prabha Microfin Private Limited is a private limited company based in Chennai, Tamil Nadu, India, a subsidiary of Kpb Holdings Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 16 February 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65191TN1993PTC024410. Its GSTIN is 33AABCL1206F1Z9 (Tamil Nadu). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹9.68 Cr. It was formerly known as Kpb Fincare Private Limited and Lokanayaki Finance Private Limited. It is led by directors including Krishnan Vinu (Managing Director) and Sankar Krishnan.
Its last annual general meeting (AGM) was held on 11 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.95 Cr, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹72.2 Lakh (net margin 3.6%) and EBITDA of ₹8.91 Cr (EBITDA margin 44.7%). Revenue has grown at a compounded annual rate (CAGR) of 25% over three years and 16% over five years.
The company has about 161 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Keshava Prabha Microfin. As per MCA filings, the company has open charges of ₹70.88 Cr and satisfied charges of ₹15.08 Cr on record. The company has 12 deals on record (6 secondary share transfers, 3 funding rounds, 2 rights issues), with disclosed funding of ₹4.32 Cr; the latest was in March 2021. Its 7 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 5 larger and 2 smaller; the largest is Sanskriti Finance Private Limited with revenue of ₹20.15 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kpbfincare.in.
Company details
Name history
Keshava Prabha Microfin has undergone 2 name changes throughout its history. The company was previously known as Kpb Fincare Private Limited, and Lokanayaki Finance Private Limited. The current legal name is Keshava Prabha Microfin Private Limited.
| Company Name | Status |
|---|---|
| Keshava Prabha Microfin Private Limited | Current |
| Kpb Fincare Private Limited | Previous |
| Lokanayaki Finance Private Limited | Previous |
Contact details
Keshava Prabha Microfin Private Limited's registered office is in Chennai, Tamil Nadu. Its website is kpbfincare.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressUnit 531 Level 5 Prestige Palladium Bayan, No. 129 – 140 Greams Road, Chennai, Tamil Nadu, India – 600006
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Keshava Prabha Microfin Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Keshava Prabha Microfin operates one associated brand: Keshava Prabha Microfin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers digital microfinance loans with paperless and cashless processes in India. | kpmicrofin.in |
Business activity
The main business activity of Keshava Prabha Microfin is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Keshava Prabha Microfin Private Limited, buy the company report.
Financials of Keshava Prabha Microfin Private Limited
FY 2025 filings availableKeshava Prabha Microfin Private Limited reported revenue of ₹19.95 Cr (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 5% growth in the latest year. EBITDA fell 16% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹8.91 Cr | ||||
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| Net Profit (PAT) | ₹72.2 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 44.7% | ||||
| Net Profit Margin | 3.6% | ||||
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To see the full financial statements and ratios of Keshava Prabha Microfin Private Limited, buy the company report.
Board of directors of Keshava Prabha Microfin Private Limited
Keshava Prabha Microfin has 5 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sankar Krishnan | Director | 28 May 2024 | 2 Years 4 Months | Current |
| Vishnu Prasad Balakrishna Menon Also directs: Janam Multimedia Limited | Director | 28 Sep 2017 | 9 Years 0 Months | Current |
| Viswanathan Ramachandran Also directs: Gosree Finance Limited, Gosree Insurance Broking Services Private Limited, KPB Holdings Limited and 3 more | Director | 11 Aug 2023 | 3 Years 2 Months | Current |
| Krishnan Vinu Also directs: Mathruka Pracharanalayam Ltd, Gosree Finance Limited, Gosree Insurance Broking Services Private Limited and 2 more | Managing Director | 14 Feb 2017 | 9 Years 8 Months | Current |
| Jagadeesan Thazhathuveettil Sankunny Menon Also directs: KPB Digital Private Limited, Beskyn Science Private Limited, Excevo Labs Private Limited and 2 more | Director | 14 Feb 2017 | 9 Years 8 Months | Current |
Peer comparison
Keshava Prabha Microfin Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sanskriti Finance Private Limited | ₹20.15 Cr (FY 2025) | 427.0% | Kolkata, West Bengal, India | |||
| Tapstart Capital Private Limited | ₹20.12 Cr (FY 2025) | 162.0% | Bangalore, Karnataka, India | |||
| Gosree Finance Limited | ₹20.08 Cr (FY 2025) | 71.0% | Ernakulam, Kerala, India | |||
| Jacinth Finvest Limited | ₹20.07 Cr (FY 2025) | 39.0% | Hyderabad, Telangana, India | |||
| Better Value Leasing and Finance Ltd | ₹20.04 Cr (FY 2019) | 3.0% | Thane, Maharashtra, India | |||
| Keshava Prabha Microfin Private Limitedthis company | ₹19.95 Cr (FY 2025) | ₹72.2 Lakh | 3.6% | 5.0% | 161 | Chennai, Tamil Nadu, India |
| Aml Financial Services Private Limited | ₹19.93 Cr (FY 2025) | -48.0% | Hyderabad, Telangana, India | |||
| Angela Mercantiles Pvt Ltd | ₹19.88 Cr (FY 2025) | 179.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Keshava Prabha Microfin Private Limited, buy the company report.
Auditor
Keshava Prabha Microfin Private Limited is audited by Damodaran P Namboodiri for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Damodaran P Namboodiri | FY 2023 | 221178 |
Shareholding
The shareholding of Keshava Prabha Microfin Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Keshava Prabha Microfin Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Jun 2025 | 101125429 | Others | ₹5 Cr | Open | |
| 05 Dec 2023 | 100842944 | Others | ₹5 Cr | Open | |
| 21 Sep 2023 | 100795427 | Others | ₹5 Cr | Open | |
| 20 Mar 2023 | 100707818 | Others | ₹2.12 Cr | Open | |
| 20 Mar 2023 | 100707013 | Others | ₹57 Lakh | Open |
To see the full charge records of Keshava Prabha Microfin Private Limited, buy the company report.
Total charge records: 59 View all charges
Deals & funding
Keshava Prabha Microfin Private Limited has 12 deals on record (6 secondary share transfers, 3 funding rounds, 2 rights issues), with disclosed funding of ₹4.32 Cr; the latest was in March 2021.
Deals on record (5 of 12)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2018 | Rights issue | ₹1.73 Cr | Investors: KPB Holdings Limited , 3 individuals |
| Mar 2017 | Rights issue | ₹2.81 Cr | Investors: KPB Holdings Limited , 2 individuals |
| Feb 2017 | Secondary share transfer | Undisclosed | Buyer: KPB Holdings Limited , 2 individuals Seller: K M Padmanabhan HUF, 3 individuals |
| Sep 2016 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: Lokanayaki Business Solutions Private Limited , an individual |
| Sep 2012 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: Lokanayaki Business Solutions Private Limited |
To see the full deal history of Keshava Prabha Microfin Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Keshava Prabha Microfin Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
Credit ratings & regulatory alerts
Keshava Prabha Microfin Private Limited was last rated by Care on 05 Jan 2026.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 05 Jan 2026 |
To see the full credit ratings and regulatory alerts of Keshava Prabha Microfin Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Keshava Prabha Microfin Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Keshava Prabha Microfin has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
Employees & EPFO
Keshava Prabha Microfin Private Limited has a workforce of 161 employees on its EPFO records as of Mar 29, 2024, across 1 active EPFO establishment.
GST
Keshava Prabha Microfin has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCL1206F1Z9 | Tamil Nadu | Active | 01 Jul 2017 |
| 32AABCL1206F1ZB | Kerala | Active | 24 Jul 2017 |
To see the full GST registrations and return filing status of Keshava Prabha Microfin Private Limited, buy the company report.
Recent activity
Keshava Prabha Microfin Private Limited has 12 board changes on record since 2009: 5 appointments and 7 cessations. The latest: Sankar Krishnan ceased to be Additional Director on 23 Aug 2024.
83 earlier events are in the company report.
Frequently asked questions
Keshava Prabha Microfin is an active private limited company based in Chennai, Tamil Nadu, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 16 February 1993 (33+ years old) and is registered under CIN U65191TN1993PTC024410.
Keshava Prabha Microfin has 5 current directors:
- Krishnan Vinu - Managing Director
- Sankar Krishnan - Director
- Vishnu Prasad Balakrishna Menon - Director
- Viswanathan Ramachandran - Director
- Jagadeesan Thazhathuveettil Sankunny Menon - Director
The latest financial statements of Keshava Prabha Microfin on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 11 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Keshava Prabha Microfin is 33AABCL1206F1Z9, registered in Tamil Nadu. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 32AABCL1206F1ZB (Kerala).
The CIN (Corporate Identification Number) of Keshava Prabha Microfin is U65191TN1993PTC024410. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Keshava Prabha Microfin was incorporated on 16 February 1993, making it 33+ years old. It is registered with the Registrar of Companies, Chennai.
Keshava Prabha Microfin has 12 deals on record (6 secondary share transfers, 3 funding rounds, 2 rights issues), with disclosed funding of ₹4.32 Cr; the latest was in March 2021.
The peers of Keshava Prabha Microfin by revenue are Sanskriti Finance Private Limited, Tapstart Capital Private Limited, Gosree Finance Limited, Jacinth Finvest Limited, Better Value Leasing and Finance Ltd and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Sankar Krishnan ceased to be Additional Director on 23 Aug 2024. Sankar Krishnan was appointed as Director on 28 May 2024. Viswanathan Ramachandran was appointed as Director on 11 Aug 2023. Keshava Prabha Microfin has 12 board changes on record in total.
Keshava Prabha Microfin can be reached through the website kpbfincare.in. Its registered office is in Chennai, Tamil Nadu, India.
The registered office of Keshava Prabha Microfin is at Unit 531 Level 5 Prestige Palladium Bayan, No. 129 – 140 Greams Road, Chennai, Tamil Nadu, India – 600006.