Khaira Finance Private Limited

Khaira Finance Private Limited - financial services in Punjab, India. Directors, charges & compliance details.
CIN U65990PB2018PTC047784 Incorporated 19 April 2018 ROC Chandigarh HQ Punjab, India
Active Private Limited Company financial services
Revenue · FY 2025
₹37,796
Latest filing
Net profit · FY 2025
₹12,796
Net margin 33.9%
EBITDA · FY 2025
₹12,796
EBITDA margin 33.9%
Authorised capital
₹2 Cr
Registered with MCA
Paid-up capital
₹2 Cr
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Khaira Finance Private Limited

Data last updated:

Khaira Finance Private Limited is a private limited company based in Punjab, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 19 April 2018 and has been in existence for over 8 years.

The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65990PB2018PTC047784.

The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr. It is led by directors including Sukhwant Kaur and Sehajbir Kaur.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Vpo: Sarchur; Tehsil: Batala, Punjab, India – 143035.

As per the financials filed for FY 2025, the company reported a revenue of ₹37,796. For the same year it recorded a net profit of ₹12,796 (net margin 33.9%) and EBITDA of ₹12,796 (EBITDA margin 33.9%). Revenue has declined at a compounded annual rate (CAGR) of 40% over five years.

Company details

CIN U65990PB2018PTC047784
Registration Number 047784
Incorporation Date 19 April 2018
ROC Chandigarh
Listing Status Unlisted
Company Status Active

Contact details

Khaira Finance Private Limited's registered office is in Punjab.

  • Registered Address
    Vpo: Sarchur; Tehsil: Batala, Punjab, India – 143035
  • Industry
    Financial Services, Other Financial Intermediation
Comprehensive company report
Khaira Finance Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Financials of Khaira Finance Private Limited

FY 2025 filings available

Khaira Finance Private Limited reported revenue of ₹37,796 for FY 2025.

Revenue · FY 2025
₹37,796
Net profit · FY 2025
₹12,796 margin 33.9%
EBITDA · FY 2025
₹12,796 margin 33.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
5 years · compounded
▼ 40%
EBITDA CAGR growth
1 year
▲ 151%
3 years · compounded
▲ 36%
5 years · compounded
▼ 51%

Revenue has declined at a compounded annual rate (CAGR) of 40% over five years. EBITDA rose 151% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹12,796
Profit Before Tax
Tax Expense
Net Profit (PAT)₹12,796
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin33.9%
Net Profit Margin33.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Khaira Finance Private Limited, buy the company report.

Board of directors of Khaira Finance Private Limited

Khaira Finance has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Sukhwant KaurDirector30 Apr 20188 Years 6 MonthsCurrent
Sehajbir KaurDirector24 Dec 20223 Years 10 MonthsCurrent
Rajiv AroraDirector05 Jan 20215 Years 10 MonthsCurrent

Peer comparison

Khaira Finance Private Limited is compared with the 10 companies closest to it by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Dishant Leasing & Finance Co. Private Limited₹38,340 (FY 2025)32.0%Delhi, India
Dhanmala Finance Limited₹38,330 (FY 2022)New Delhi, Delhi, India
Joshi Finance Private Limited₹38,300 (FY 2025)-62.0%Jaipur, Rajasthan, India
S. L. Trades & Finance (India) Private Limited₹38,240 (FY 2024)2.0%Kolkata, West Bengal, India
Bedford Finance Private Limited₹37,946 (FY 2017)-4.0%Chennai, Tamil Nadu, India
Khaira Finance Private Limitedthis company₹37,796 (FY 2025)₹12,79633.9%Punjab, India
Capricorn General Finance Private Limited₹37,743 (FY 2025)-100.0%Coimbatore, Tamil Nadu, India
Fast Aid Finance & Investments Limited₹37,267 (FY 2024)255.0%Chennai, Tamil Nadu, India
RHM Investment & Finance Private Limited₹37,257 (FY 2025)3.0%Delhi, India
Singhal Brass Finance Private Limited₹37,151 (FY 2025)-30.0%Secunderabad, Telangana, India
Nexgen Boutique Finance Corporate Private Limited₹37,150 (FY 2016)43.0%New Delhi, Delhi, India

To see the full peer comparison of Khaira Finance Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Khaira Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Khaira Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Khaira Finance Private Limited has 7 board changes on record since 2018: 5 appointments and 2 cessations. The latest: Sehajbir Kaur was appointed as Director on 24 Dec 2022.

AGM
Khaira Finance Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Khaira Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Appointed
Sehajbir Kaur was appointed as Director.
Appointed
Rajiv Arora was appointed as Director.
Ceased
Sukhraj Pal Singh ceased to be Director.
Ceased
Sulakhan Singh ceased to be Director.
Appointed
Sukhwant Kaur was appointed as Director.
Appointed
Sukhraj Pal Singh was appointed as Director.
Appointed
Sulakhan Singh was appointed as Director.
Incorporation
19 Apr 2018
Khaira Finance Private Limited was registered on 19 Apr 2018 with Roc Chandigarh & aged 8 years 6 months as per MCA records.

Frequently asked questions

Khaira Finance is an active private limited company based in Punjab, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 19 April 2018 (8+ years old) and is registered under CIN U65990PB2018PTC047784.

Khaira Finance has 3 current directors:

The latest financial statements of Khaira Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.

The CIN (Corporate Identification Number) of Khaira Finance is U65990PB2018PTC047784. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Khaira Finance was incorporated on 19 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chandigarh.

The peers of Khaira Finance by revenue are Dishant Leasing & Finance Co. Private Limited, Dhanmala Finance Limited, Joshi Finance Private Limited, S. L. Trades & Finance (India) Private Limited, Bedford Finance Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).

Sehajbir Kaur was appointed as Director on 24 Dec 2022. Rajiv Arora was appointed as Director on 05 Jan 2021. Sukhraj Pal Singh ceased to be Director on 15 Dec 2020. Khaira Finance has 7 board changes on record in total.

The registered office of Khaira Finance is at Vpo: Sarchur; Tehsil: Batala, Punjab, India – 143035.

Khaira Finance operates in the financial services industry, in the other financial intermediation segment.

Khaira Finance can be reached at its registered office: Vpo: Sarchur; Tehsil: Batala, Punjab, India – 143035.

Khaira Finance is registered under the jurisdiction of the Registrar of Companies (ROC), Chandigarh.