Kirubai Chits Private Limited
About Kirubai Chits Private Limited
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Kirubai Chits Private Limited is a private limited company based in Kanniyakumari, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 03 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65999TN2017PTC115278.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Francis Prem Vanaja and Sundar Raj Navin.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No: 6 – 50 Prem Cottage Payanam Unnamalaikadai Post, Kanniyakumari, Tamil Nadu, India – 629179.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.28 Cr, a decline of 4% compared to the previous year. For the same year it recorded a net profit of ₹50.68 Lakh (net margin 39.6%) and EBITDA of ₹68.59 Lakh (EBITDA margin 53.6%). Revenue has declined at a compounded annual rate (CAGR) of 1% over three years and 1% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kirubai Chits Private Limited's registered office is in Kanniyakumari, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered AddressNo: 6 – 50 Prem Cottage Payanam Unnamalaikadai Post, Kanniyakumari, Tamil Nadu, India – 629179
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Kirubai Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kirubai Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kirubai Chits Private Limited, buy the company report.
Financials of Kirubai Chits Private Limited
FY 2025 filings availableKirubai Chits Private Limited reported revenue of ₹1.28 Cr (down 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 1% over five years, including a 4% fall in the latest year. EBITDA fell 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹68.59 Lakh | ||||
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| Net Profit (PAT) | ₹50.68 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 53.6% | ||||
| Net Profit Margin | 39.6% | ||||
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To see the full financial statements and ratios of Kirubai Chits Private Limited, buy the company report.
Board of directors of Kirubai Chits Private Limited
Kirubai Chits has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Francis Prem Vanaja Also directs: Payanam Kirubai Chits Private Limited | Director | 03 Mar 2017 | 9 Years 8 Months | Current |
| Sundar Raj Navin | Director | 03 Mar 2017 | 9 Years 8 Months | Current |
| Sundar Raj Praveen Immanuel | Director | 03 Mar 2017 | 9 Years 8 Months | Current |
| Kuchan Nadar Sundar Raj Also directs: Payanam Kirubai Chits Private Limited | Director | 03 Mar 2017 | 9 Years 8 Months | Current |
Peer comparison
Kirubai Chits Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| JKR Chits Private Limited | ₹1.31 Cr (FY 2025) | 48.0% | Thoothukudi, Tamil Nadu, India | |||
| Shogun Kuries Private Limited | ₹1.3 Cr (FY 2025) | 4.0% | Thrissur, Kerala, India | |||
| Ambey Chit Funds Private Limited | ₹1.3 Cr (FY 2025) | 150.0% | Hyderabad, Telangana, India | |||
| M.V.G Chits Private Limited | ₹1.29 Cr (FY 2019) | -33.0% | Bangalore, Karnataka, India | |||
| Nagai Uma Chits Private Limited | ₹1.29 Cr (FY 2025) | -11.0% | N. Q.M, Tamil Nadu, India | |||
| Kirubai Chits Private Limitedthis company | ₹1.28 Cr (FY 2025) | ₹50.68 Lakh | 39.6% | -4.0% | Kanniyakumari, Tamil Nadu, India | |
| Sathyaparva Chits Private Limited | ₹1.28 Cr (FY 2023) | 92.0% | Bangalore, Karnataka, India | |||
| Suvarnaindradhanu Fraternity Fund India Private Limited | ₹1.28 Cr (FY 2024) | -12.0% | Nashik, Maharashtra, India | |||
| Saidapet Saswatha Nidhi Ltd | ₹1.28 Cr (FY 2025) | 7.0% | Chennai, Tamil Nadu, India | |||
| Saigeetham Chit Funds Private Limited | ₹1.27 Cr (FY 2021) | -11.0% | Warangal, Telangana, India | |||
| Palmyrah Micro Finance | ₹1.26 Cr (FY 2025) | 7.0% | Madurai, Tamil Nadu, India |
To see the full peer comparison of Kirubai Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Kirubai Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kirubai Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kirubai Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kirubai Chits Private Limited has 4 board changes on record since 2017: 4 appointments. The latest: Francis Prem Vanaja was appointed as Director on 03 Mar 2017.
Frequently asked questions
Kirubai Chits is an active private limited company based in Kanniyakumari, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 03 March 2017 (9+ years old) and is registered under CIN U65999TN2017PTC115278.
Kirubai Chits has 4 current directors:
- Francis Prem Vanaja - Director
- Sundar Raj Navin - Director
- Sundar Raj Praveen Immanuel - Director
- Kuchan Nadar Sundar Raj - Director
The latest financial statements of Kirubai Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Kirubai Chits is U65999TN2017PTC115278. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kirubai Chits was incorporated on 03 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Kirubai Chits by revenue are JKR Chits Private Limited, Shogun Kuries Private Limited, Ambey Chit Funds Private Limited, M.V.G Chits Private Limited, Nagai Uma Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Francis Prem Vanaja was appointed as Director on 03 Mar 2017. Kuchan Nadar Sundar Raj was appointed as Director on 03 Mar 2017. Sundar Raj Navin was appointed as Director on 03 Mar 2017. Kirubai Chits has 4 board changes on record in total.
The registered office of Kirubai Chits is at No: 6 – 50 Prem Cottage Payanam Unnamalaikadai Post, Kanniyakumari, Tamil Nadu, India – 629179.
Kirubai Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Kirubai Chits is compliant as of 17 September 2026. The company is actively filing with the Registrar of Companies.
Kirubai Chits can be reached at its registered office: No: 6 – 50 Prem Cottage Payanam Unnamalaikadai Post, Kanniyakumari, Tamil Nadu, India – 629179.
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