MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2022-23)
- Udyam number
- UDYAM-KL-02-0019598
KML Nidhi Limited - financial services in Ernakulam, Kerala, India. FY 2026 financials & compliance.
Revenue · FY 2022
₹1.13 Cr
▼ 29% YoY
Net profit · FY 2022
₹7.75 Lakh
Net margin 6.9%
EBITDA · FY 2022
₹11.73 Lakh
EBITDA margin 10.4%
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹10.26 Lakh
Issued & subscribed
Open charges
₹27 Lakh
Secured borrowings
Company age
9 yrs
Est. 2017
Directors on board
5
As per MCA filings
About KML Nidhi Limited
Data last updated:
KML Nidhi Limited is a nidhi company based in Ernakulam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 23 June 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2017PLC049531.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹10.26 Lakh. It is led by directors including Jacob Antony Pulikkal Joseph (Managing Director) and Francis Joseph.
Its last annual general meeting (AGM) was held on 30 September 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at 9/70 – A Pottakkaran House Mulavukad, Ernakulam, Kerala, India – 682504.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.13 Cr, a decline of 29% compared to the previous year. For the same year it recorded a net profit of ₹7.75 Lakh (net margin 6.9%) and EBITDA of ₹11.73 Lakh (EBITDA margin 10.4%). Revenue has grown at a compounded annual rate (CAGR) of 35% over three years.
As per MCA filings, the company has open charges of ₹27 Lakh on record. Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
KML Nidhi Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KL-02-0019598). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kmlnidhiltd.com.
Company details
CIN U65929KL2017PLC049531
Registration Number 049531
Incorporation Date 23 June 2017
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2022
Date of Balance Sheet 31 March 2022
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-KL-02-0019598
Key People
Jacob Antony Pulikkal Joseph Managing Director Francis Joseph Director Blessy Xavier Kuttippurathu Xavier Director Recognitions & Rankings of KML Nidhi
Contact details
KML Nidhi Limited's registered office is in Ernakulam, Kerala. Its website is kmlnidhiltd.com. Its e-mail address is in the company report.
- Email
- Website
- Registered Address9/70 – A Pottakkaran House Mulavukad, Ernakulam, Kerala, India – 682504
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of KML Nidhi Limited, buy the company report.
Comprehensive company report
KML Nidhi Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of KML Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of KML Nidhi Limited, buy the company report.
Financials of KML Nidhi Limited
FY 2022 filings availableKML Nidhi Limited reported revenue of ₹1.13 Cr (down 29% YoY) for FY 2022.
Revenue · FY 2022
₹1.13 Cr ▼ 29%
Net profit · FY 2022
₹7.75 Lakh margin 6.9%
EBITDA · FY 2022
₹11.73 Lakh margin 10.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 29%
3 years · compounded
▲ 35%
EBITDA CAGR growth
1 year
▲ 28%
3 years · compounded
▼ 30%
Revenue fell 29% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 35%. EBITDA rose 28% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
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| Total Expenses | |||||
| EBITDA | ₹11.73 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹7.75 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.4% | ||||
| Net Profit Margin | 6.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of KML Nidhi Limited, buy the company report.
Board of directors of KML Nidhi Limited
KML Nidhi has 5 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Francis Joseph | Director | 23 Jan 2019 | 7 Years 8 Months | Current |
| Blessy Xavier Kuttippurathu Xavier | Director | 23 Jan 2019 | 7 Years 8 Months | Current |
| Jacob Antony Pulikkal Joseph | Managing Director | 23 Jun 2017 | 9 Years 3 Months | Current |
| Soju George | Director | 23 Jun 2017 | 9 Years 3 Months | Current |
| Mary Suja George | Director | 23 Jun 2017 | 9 Years 3 Months | Current |
Peer comparison
KML Nidhi Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Gramotthan Micro Finance Company | ₹1.14 Cr (FY 2017) | 19.0% | Kushinagar, Uttar Pradesh, India | |||
| Mookambika Chits Limited | ₹1.14 Cr (FY 2025) | -4.0% | Mysore, Karnataka, India | |||
| KML Nidhi Limitedthis company | ₹1.13 Cr (FY 2022) | ₹7.75 Lakh | 6.9% | -29.0% | Ernakulam, Kerala, India | |
| Narakkal Kuries Private Limited | ₹1.12 Cr (FY 2025) | 8.0% | Narakkal, Kerala, India | |||
| Amil Chit Funds Private Limited | ₹1.11 Cr (FY 2025) | 18.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Kottakkal Nidhi Limited | ₹1.11 Cr (FY 2025) | 9.0% | Mala, Kerala, India |
To see the full peer comparison of KML Nidhi Limited, buy the company report.
Auditor
KML Nidhi Limited is audited by K.B SUDHEER BABU & ASSOCAITES for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| K.B SUDHEER BABU & ASSOCAITES | FY 2019 |
Shareholding
The shareholding of KML Nidhi Limited is on record for FY 2019, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2019 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Public | |
| Others |
To see the full shareholding pattern of KML Nidhi Limited, buy the company report.
Charges & borrowings
Open charges
₹27 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Sep 2021 | 100489578 | Dhanlaxmi Bank Limited | ₹27 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
KML Nidhi Limited has 1 court case on record: 1 filed by KML Nidhi. All case is pending.
Total cases
1
Filed by the company
1
Pending
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 3 others | Pending |
To see the full case history of KML Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for KML Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for KML Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
KML Nidhi Limited has 5 board changes on record since 2017: 5 appointments. The latest: Blessy Xavier Kuttippurathu Xavier was appointed as Director on 23 Jan 2019.
AGM
Kml Nidhi Limited last Annual general meeting of members was held on 30 Sep 2022 as per latest MCA records.
Filing
Kml Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2022 with Roc Ernakulam.
Charges
A charge with Dhanlaxmi Bank Limited amounted to Rs. 27.00 Lakh with Charge ID 100489578 was registered on 28 Sep 2021.
Appointed
Blessy Xavier Kuttippurathu Xavier was appointed as Director.
Appointed
Francis Joseph was appointed as Director.
Appointed
Jacob Antony Pulikkal Joseph was appointed as Managing Director.
Appointed
Mary Suja George was appointed as Director.
Appointed
Soju George was appointed as Director.
Incorporation
23 Jun 2017
Kml Nidhi Limited was registered on 23 Jun 2017 with Roc Ernakulam & aged 9 years 4 months as per MCA records.
Frequently asked questions
KML Nidhi is an active nidhi company based in Ernakulam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 23 June 2017 (9+ years old) and is registered under CIN U65929KL2017PLC049531.
KML Nidhi has 5 current directors:
- Jacob Antony Pulikkal Joseph - Managing Director
- Francis Joseph - Director
- Blessy Xavier Kuttippurathu Xavier - Director
- Soju George - Director
- Mary Suja George - Director
The latest financial statements of KML Nidhi on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 September 2022. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of KML Nidhi is U65929KL2017PLC049531. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
KML Nidhi has 1 court case on record: 1 filed by the company. 1 is pending.
KML Nidhi was incorporated on 23 June 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of KML Nidhi by revenue are Gramotthan Micro Finance Company, Mookambika Chits Limited, Narakkal Kuries Private Limited, Amil Chit Funds Private Limited, Kottakkal Nidhi Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Blessy Xavier Kuttippurathu Xavier was appointed as Director on 23 Jan 2019. Francis Joseph was appointed as Director on 23 Jan 2019. Jacob Antony Pulikkal Joseph was appointed as Managing Director on 23 Jun 2017. KML Nidhi has 5 board changes on record in total.
Yes, KML Nidhi is registered as a micro enterprise under Udyam registration (number: UDYAM-KL-02-0019598).
KML Nidhi can be reached through the website kmlnidhiltd.com. Its registered office is in Ernakulam, Kerala, India.
The registered office of KML Nidhi is at 970 – A Pottakkaran House Mulavukad, Ernakulam, Kerala, India – 682504.